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Get And Sign Prudential Life Insurance Collateral Assignment Form 2012-2021

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hi I'm Wayne Blanchard I'm a certified financial planner and a member of the gear planning Network we're gonna talk about how to use term life insurance as collateral for a loan well I hate to say it but the quick and dirty answer to that question is you can't use this term life insurance as collateral for a loan collateral for a loan comes into play as something that would stand good for that loan if you no longer are paying on that loan all right term life insurance has no cash value therefore if you're still alive a term life insurance policy would do no good as far as helping the lender pay off that loan as far as being able to say okay you didn't pay me back the money you owe me I'm gonna cash in this term life insurance policy so a term life insurance policy can't be used for that now having said that let me let me think about a couple of other things a whole life insurance policy or a variable universal life policy could have cash value and you can use those as collateral for a

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