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People also ask
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What is the difference between 1004 and 1025 appraisal forms?
0:12 0:58 3 is used for inium units. And the 1025 is used for 2 to four family dwellings. These areMore3 is used for inium units. And the 1025 is used for 2 to four family dwellings. These are commonly known as uniform residential appraisal reports UR.
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What is FNMA requirements?
You'll generally need a 620 credit score or higher to qualify for a Fannie Mae mortgage. Fannie Mae loans are available for both single-family and multifamily homes. It will be harder to get approved for a loan if you've had a previous bankruptcy or foreclosure.
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What form is used most often for FNMA appraisals?
A URAR form, also known as Fannie Mae Form 1004, contains information needed to complete a full appraisal of a property using three primary approaches to determine value: cost approach, sales comparison approach and income approach.
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What is a FNMA 2000?
The Residential Appraisal Review Report (Form 2000) is used to review a one-unit property such as a detached or attached single family home, manufactured home, inium or co-op.
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What is the difference between Form 1073 and 1004?
Form 1073 is the second most commonly used property appraisal form for residential properties. This form is used for appraising iniums. Essentially, it is the same form as Form 1004 and also serves the same purpose. However, keep in mind that the form is modified for condos.
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What is the difference between GNMA and FNMA?
In fact, of the three, only Ginnie Mae is an agency that is fully backed by the U.S. government, while Fannie Mae and Freddie Mac are Government Sponsored Enterprises (“GSEs”). All three were chartered to support mortgage lending in the United States through their enhanced funding and securitization programs.
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What is the most common appraisal form?
The 1004 appraisal form is probably the most common and widely used appraisal form for residential appraisers. That is because it is the form for single-family residential properties.
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What is a form 1007 or form 1025?
Form 1025 is also used by appraisers to assess income properties. It differs from the 1007 in that it is used to assess duplexes, triplexes, and fourplexes. Form 1025 considers both rental income and fair market value of the comparable properties.
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