Fp 001 2010-2024 Form

Oh my gosh, I love this question.  I'm going to spend a lot of time on this answer!Financial Skills:  How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA.  How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook!  You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean!  I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time!How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership!  Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management!Problem solving!Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively!Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking!How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie!How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration – just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.

Were they asking everyone or at least most of them to fill in background check application at the end of interviews?If yes, then this does not mean that you are getting an offer if background check comes through.Moreover: they cannot run the background check legally unless they intend to make an offer to you otherwise. So even though they have asked you to fill in the application, they will not process it (go ahead with the check) if they are “not going to make an offer if background check is clean”

What is a Filling?A filling is a way to restore a tooth damaged by decay back to its normal function and shape. When a dentist gives you a filling, he or she first removes the decayed tooth material, cleans the affected area, and then fills the cleaned out cavity with a filling material.By closing off spaces where bacteria can enter, a filling also helps prevent further decay. Materials used for fillings include gold, porcelain, a composite resin (tooth-colored fillings), and an amalgam (an alloy of mercury, silver, copper, tin and sometimes zinc).Which Type of Filling is Best?No one type of filling is best for everyone. What's right for you will be determined by the extent of the repair, whether you have allergies to certain materials, where in your mouth the filling is needed, and the cost. Considerations for different materials include:Gold fillings are made to order in a laboratory and then cemented into place. Gold inlays are well tolerated by gum tissues, and may last more than 20 years. For these reasons, many authorities consider gold the best filling material. However, it is often the most expensive choice and requires multiple visits.Amalgam (silver) fillings are resistant to wear and relatively inexpensive. However, due to their dark color, they are more noticeable than porcelain or composite restorations and are not usually used in very visible areas, such as front teeth.Composite (plastic) resins are matched to be the same color as your teeth and therefore used where a natural appearance is desired. The ingredients are mixed and placed directly into the cavity, where they harden. Composites may not be the ideal material for large fillings as they may chip or wear over time. They can also become stained from coffee, tea or tobacco, and do not last as long as other types of fillings generally from three to 10 years.Porcelain fillings are called inlays or onlays and are produced to order in a lab and then bonded to the tooth. They can be matched to the color of the tooth and resist staining. A porcelain restoration generally covers most of the tooth. Their cost is similar to gold.If decay or a fracture has damaged a large portion of the tooth, a crown, or cap, may be recommended. Decay that has signNowed the nerve may be treated in two ways: through root canal therapy (in which nerve damaged nerve is removed) or through a procedure called pulp capping (which attempts to keep the nerve alive).What Happens When You get a Filling?If your dentist decides to fill a cavity, he or she will first remove the decay and clean the affected area. The cleaned-out cavity will then be filled with any of the variety of materials described above.How Do I Know if I Need a Filling?Only your dentist can detect whether you have a cavity that needs to be filled. During a checkup, your dentist will use a small mirror to examine the surfaces of each tooth.Anything that looks abnormal will then be closely checked with special instruments. Your dentist may also X-ray your entire mouth or a section of it. The type of treatment your dentist chooses will depend on the extent of damage caused by decay.The Perfect Smile Dental Clinic has been whitening smiles and changing lives in Chandigarh area for years.Call us today +91-9876061283 and let our expert dentists help you regain your white, beautiful smile.

How to manage finances. Balancing a checkbook, investing, saving, budgeting. ( NEVER LOAN $$$$ to family or friends, and never believe the old "I'll pay you back as soon as I get my tax refund",,,,. the odds are against you and more likely to create bigger problems! You NEVER solve money problems by throwing more money st that problem.How to have a discussion, argument, even a fight with your SO or other adults..,but using rules where you don't insult/yell/scream/touch with anger/be condescending /curse or any other bad thing to or at your partner!!! Really LISTEN, than think about what was just said and reflect…. THEN respond. Never ever ever break these rules especially in front of children. Go for a walk and have your discussion anywhere, just don't do it in front of kids , no kids should never hear adult issues or be used as pawns!!!DON'T use " but " in arguments or excuses…..it invalidates anything said before it! ( I love you, BUT you're annoying = you're annoying )How to manage your own independent living space or home. That includes cooking /cleaning /shopping/ laundry /pet care /bill paying ,Your vehicle- you should know how to change a tire, how to refill air in tires to proper psi, know where to and how to replace fluids/check fluids:, I know if there are only specific fluids you should use , and how to check and edo general maintenance.How to read a road map.How to get and manage a job interview. How to make your resume , how to dress for an interview, how to prepare for an interview,how to practice for an interview, pre-research the job and company-know what the average starting salary for that position is, check into benefits, and vacation time, etc. practice what questions you should ask the interviewer during the interview.

It depends on the state, and I’m not an expert - but I wanted to share my personal experience for a couple reasons.It may surprise some people - especially non-gun ownersI feel it illustrates that gun control and gun laws are two different things and before jumping to the conclusion that we need more (or fewer) laws pertaining to guns, everyone should take a few minutes to educate themselves and use common sense (gasp)This is my first time gun buying experience from about 4–5 years ago.I’d done quite a bit of research online, pretty much settled on what I wanted and decided it was time to walk into a gun store to look and make the final decision in person. After about 15 minutes I’d settled on a gen 4 Glock 19. The store was running a special on the gen 4s and I received a free box of ammunition, as well as an extra magazine. Awesome.Next up it was time to go through the background check and pay. I had to wait, because there was an older guy and his son in front of me. He was purchasing the gun for his son (because he wasn’t 21) - apparently his son was joining a junior police academy and needed a handgun. Well, his background check came back - he had some kind of domestic abuse charge - no gun for you, no gun for your son. The owner of the gun shop chastised him for even wasting her time since he clearly knew that was on his record.My turn. They ran my details, everything came back clean and it was time to pay. Something people may not realize is that guns aren’t cheap. Mine was close to $500. That’s a decent chunk of change and puts them out of many people’s signNow economically. Of course, I’d imagine criminals acquire weapons for much less - but then again they don’t go through the proper channels.Great, background check cleared, I’ve paid and ready to go. The guy behind the counter bags things up and hands it to me - then the owner starts berating him. Apparently by putting the newly purchased gun (still in the case) and the box of ammunition, into the same bag they were setting me up to get a felony when I walked out of the store. They also gave me specific instructions about putting the gun and/or ammo in the trunk of my car - NOT the passenger compartment. Again, throwing the now two separate shopping bags into my back seat would have potentially been criminal (felony).This is where things get crazy. In Ohio, you can load up a gun - put it in a holster (on the outside of your clothes) and walk around in most public places. But, as soon as you cover up the gun - or get into a car with it - you’re breaking the law (felony) unless you’ve gotten a special license/permit. This requires more background checks, fingerprinting, attending a class, paying more money, etc.Now, let’s say you’re all about following the letter of the law and you go through all of these steps so that you can carry your gun in your car. Things don’t get easier - because each state can be different. Despite having a permit, passing the background checks, etc - if you happen to drive into Chicago you could be in a lot of trouble. Apparently, you can drive right through with no problems, but if you step foot outside of your car (even to get gas, even if you leave the gun in the car) you’re now in a world of trouble (felony). It makes you wonder why Chicago has so much gun violence when the gun laws there are so strict.The laws are very strict for gun owners, they can be very confusing, and it seems, by definition, only followed by law abiding citizens.

Sand is an interesting type of armor. It morphs when hit. However, that morphing power doesn’t work very well when hit by something moving at 400 meters per second (all of that inertia and stuff). Then it acts like, well, a pile of sand. And a pile of sand is actually not that great at stopping things. there are better things, like Kevlar and carbon-fiber sandwiched steel, and even certain plastics. On a pound-for-pound basis, sand is actually not very good.But it is not totally useless. I saw an interesting demo using sand. I was at a gun range and a guy had a garbage can (kitchen trash can) filled with sand. He shot it with a few things - .357, a .30–06, and an AR15. None of these rounds penetrated the sand. He then got a crossbow and shot the can - right through. This was a case of momentum, inertia and expanding bullets versus a small steel point of a bolt. The person doing the demonstration did admit that a armor-piercing .30–06 round would pierce the can because the round would not expand in the sand. As a side note - water also does a pretty good job of dissipating a bullet’s energy. Yet, you wouldn’t want a tank using water for armor.So, what is sand, and sand bags, a good use for? Sand is much cheaper and more readily available than, say, ballistic armor. It makes a great backstop in a shooting range. When properly layered and piled, it can make a good protection for, say, trench warfare. Sand bags are pretty good for stopping some flooding (try doing that with an APV). But as armor for your modern mechanized war machine - not so much.

3.Here are mine.The top one is a J.A Henckels Zwilling 8″ chefs knife. I use it for everything. I would be fine if this was the only knife I owned.If you are a newbie cook, you may think this is too big for general use. You are wrong. Learn the “tip fulcrum” method (google it) and you will see why you need a knife this size. I can do everything from debone a chicken to julienne vegetables with it. It's a relatively expensive knife for a home cook (ball park $100usd) but it will last a life time.Below this is a Sabatier Stellar bread knife. I like to eat sourdough bread and buy it from a baker so it needs slicing. This is pretty much only ever used to cut bread. It is a fairly cheap knife, and I never sharpen it. It cuts bread and nothing else.Below that is a Sabatier Lion 3″ paring knife. This is actually a pretty good knife which is good for doing really fiddly things when I am trying to impress the ladies, but it's most commonly used by me for opening packets, trimming fat from meat and poking at things to see if they care cooked. It was reasonably inexpensive.I have loads more knives but I literally never use them.If I was on a limited budget I would buy the best 8″ chefs knife I could, and something to sharpen it with.I use this to sharpen my knivesIt was really cheap and works well.I get the 8″ bad boy professionally sharpened every couple of years. It's about 10 years old now and I use it every day.To store it, I have a knife guard so the edge is protected, and I keep it really sharp so it is safer. The other knives are stored in a wooden block from ikea.If I say so myself, I am a pretty good home cook. I've cooked for professional chefs before and every one of them has offered me a job in their kitchen, and I think they were only half joking.If you need more knives than these you are probably a pro.The only other knife I would like would be a flexible filleting knife for filleting fish. I fillet a fish maybe once a month so it hardly seems worth the expense. The 8″ chefs knife works, but I'm sure it would be easier with the proper tool.

The best skills you can learn as a student are:The ability to learn on your own. Your teachers can’t teach you everything. Some of them can’t teach you anything. This doesn’t mean that the world will “forgive” you for not knowing things. One of the best skills you can have in the world of work is the ability to learn something yourself and teach what you’ve learned to others.The ability to “read” the room. As an example, “Mr. Kaplan, you forgot to collect the homework!” isn’t a great plan. Odds are I “forgot” on purpose. You just decided not to endear yourself to the class. The kid who constantly has to say something at every opportunity isn’t making any friends and likely isn’t really making the class better.The ability to research. You have to know how to ask the right questions and then divine between correct and incorrect information as well as opinion and fact.The ability to think deeply. Very few people ever do this. Thinking deeply is part of why I write because writing is an activity which forces me to take a subject apart and think about it. Most people simply go through the motions. That’s the difference between really understanding something and actually understanding it.The ability to become interested in anything. I often say, “Interesting people are interested people.” I have a friend who seems interested in just about everything. He is a voracious when it comes to learning and experiencing. That’s part of why everyone seems to like him. He listens to people. He isn’t just listening to the break in the conversation where he can shove his own comment in. Instead, he’s actually interested in what people have to say.The ability to remain reserved and detached when necessary. We are too often willing to jump into action instead of weighing our reactions to the world around us. It is wise to hold your tongue instead of spouting off what you thing especially if you haven’t really been listening.The ability to learn from your mistakes. “To err is human.” People can forgive mistakes. People cannot respect the same mistake made multiple times.The ability to learn from the mistakes of others. It is far less expensive than learning from your own mistakes. Of course you can only do this if you’re actually listening to everything around you.Organizational skills. Time management is important, but organization and planning is key to any enterprise especially school. I often have students show me the insides of their bags and ask about what their organization says about their ability to do their job. Every crumpled paper and broken pencil in the bottom of your backpack is a point or five off of your grade.The ability to do the right thing. Some call it moral fiber. Some call it having a strong character. Doing the right thing is never wrong. If you aren’t sure what the right thing to do is, err on the side of whatever was harder for you.Unfortunately, these are things you’ll have to teach yourself. It’s a good thing you were offered #1 first.Thanks for the A2A, Matt Nehring.

This is what my son and I did when he wanted to live independently, but couldn't really afford to live out on his own.I live on the west coast of Canada. Rents are very high, so it is difficult for young people to work at the minimum wage jobs available to them, and live independently.We have a strong Provincial Landlord Tenant Act which governs both landlords and tenants. Everything is very clear, and life is easier for all concerned if landlords use the government forms, and follow the act.My son called me one day, after living away from home for maybe 3 years, saying he wasn't going to be able to pay the rent due in 3 or 4 days. Could he please move back home into his room?I rented a truck, about 3 hours was all I could get at that late date, and we moved him home.It turned out he was having trouble with having a consistent income with the minimum wage jobs he was qualified for at the time.He moved into his childhood room, which is tiny, and my living room became a storage room for the rest of his things. (I have a tenant paying market rent in a one bedroom suite in my basement. It pays the mortgage.)Not long after, we moved him into the master bedroom, which has an ensuite (master bath), and all his things moved from the living room into his room, which is very large.Next, he filled out a provincial government landlord tenant form, and began paying $200 each month.I put a full size fridge and microwave in his room. He did his own grocery shopping, and cooking. He did his own cleaning and laundry. We didn't share a bathroom, so that removed a source of friction.I certainly did not worry about the cleanliness of his room. That's what doors are for, although it turned out he cleaned more regularly than I did.I did not enter his room without permission or proper notice, as per the Landlord Tenant Act.I had already taken him grocery shopping a few times to show him how to shop and cook on a budget.I hired someone else to cut the lawn. My son had no time, and I didn't want to be arguing with him about chores.He was no longer a child. I had my chance raising him. That period of both our lives was over. He was trying his best to be an independent adult in a difficult financial climate, so I treated him like an adult. I also treated him like any other tenant I've had.My thinking was if I wouldn't say it to my tenant downstairs, I didn't say it to him.All of this meant that our only interaction was social, so we became good friends.It worked a treat. We get along great now.Your son is trying to be an adult, taking small steps. Let him. Make him a tenant, and treat him like any other tenant.Charge him $200 a month, which is low enough to keep him there, but high enough that he will have to budget to make sure he can pay it.Treat him the same way you would treat a tenant who is a stranger. Treat him like the adult he wants to be.Let him do his own laundry. Make up a schedule, if necessary. He gets the weekends, you get weekdays; he gets Wednesday and Sunday, you get the rest of the time.Hire someone to mow the grass. Do not expect “family chores" from him, just as you wouldn't from a tenant who is a stranger.Put a full size fridge, a microwave, and a hot plate in his suite if there isn't a kitchen. Then take him grocery shopping and show him how to shop, and cook, on a tight budget.Do not expect him at the family dinner table every night. You will find yourself chasing him to find out when he'll be home for dinner every day. Let him set his own schedule, cook for himself, eat what he wants. If he needs cooking lessons, teach him, or sign him up for a class. After he's settled, invite him for Sunday dinner, but not every week.If he needs to be driven when he drinks too much, pick him up. Ask no questions.Try very hard not to judge as he navigates the difficult time of young adulthood. Help him get through without any life altering issues — everyone alive, no one pregnant, no record.All of this will help him learn how to organize his life successfully in the adult world while he is in a safe place. It will also provide a foundation for your future relationship, and your respect for each other.He wants to be an independent adult. Let him, and help him.It has nothing to do with whether or not you need the rent money. It has everything to do with helping your son become an adult.My son stayed for 2.5 years. It was great having him here. When he left, he got in his car and drove, alone, across the country to live in Toronto, which he felt well prepared to do. I then offered his room to a young, aspiring musician who wanted to live semi-independently, with someone around. She pays market rent, I listen to beautiful music every day, and we both have someone to talk to.If you read my thread, you'll see some of my experiences with my son as he went through young adulthood, and how we navigated to what I now consider successful adulthood.