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 GSA 3667 Application for Pretax Transportation Fringe Benefits 2020-2025

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many financial advisers recommend people max out their tfsas before putting money in the more popular rsps why well one reason is a loophole the federal government has left in the taxfree savings account that could make a big difference so let's break down the numbers this woman in her mid-30s living in Ontario makes $55,000 a year like most Canadians she has no private Pension Plan outside of her own savings so she wants to put away 10% of her gross earnings for retirement M if she puts it into an RSP she deducts that from her income and gets a tax rebate now she needs to put that in her RSP as well or she will come out far behind in retirement trust me on that I'll explain later so she's actually putting away more than $7,000 a year if she opts for a tfsa there's no deduction no rebate just the 5500 a year now moment of truth let's fast forward 30 years we'll keep all amounts in 20 $5 to make it easier with conservative Investments she

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