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hi this is Jared music with destiny capital and I'm here to talk to you today about an incredibly invigorating topic beneficiary designation forms now these are those annoying little forms that you have to fill out when you're signing up for your employee benefits employee provided life insurance 401 K s any other types of financial accounts that you have typically have beneficiary forms with those as well so those would be brokerage accounts other insurance contracts things like that and essentially when you fill those out what you're saying is hey when I'm gone this is who gets the loot and this is how its distributed out now what we're finding is that a lot of those beneficiary designation forms are not up to date and not the way that people had intended them to be and one thing that most people don't understand is that beneficiary designation forms will supersede your estate planning documents so your wills you know trust any estate planning documents that you've created will actua

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