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okay I think we said about 15 minutes so for everyone they're at home uh we'll keep that um let's talk FEMA Appeals this is what a determination letter looks like minus the redacted pieces it essentially says uh uh dear Survivor FEMA's reviewed your Disaster Assistance your appeal for Disaster Assistance FEMA is not a substitute for insurance can't cover all losses covered by the disasters gives explanation but then what you see right here in bold minus the redacted pieces is assistance not approved and ineligible the home is safe to occupy now if you were like me I look at bold quicker than anything else right and if you're a Survivor who's High stressed very marginalized highly vulnerable You're gonna see that and the greater likelihood than not is that you're gonna just give up you're going to say well it's big and bold saying I am not approved for assistance then you may throw the whole thing in

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