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Omb 0938 0990 Form

Omb 0938 0990 Form

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the chair is authorized to declare a recess of the committee at any time this hearing is titled modernizing appraisals a regulatory review and the future of the industry before we begin I'd like to thank the witnesses for appearing before the subcommittee today we look forward to your testimony and I now recognize myself for 5 minutes to give an opening statement many homeowners don't focus on appraisals until something goes wrong or until they can't get one it's not an area in which Congress spends much time debating or one that the media covers intently but appraisals are one of the cornerstones of home buying of the home buying process issues that impact appraisers also impact nearly every American buying or selling a home in rule and urban areas in high and low-income neighborhoods these issues affect lenders home builders real estate professionals and ultimately the health of the American economy and the manner in which appraisals are regulated meri

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