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Accounting eSignature Software for Secure Workflows

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Award-winning eSignature solution

What accounting eSignatures do

Accounting esignature software lets finance teams prepare, send, sign, and store accounting documents electronically instead of on paper. It supports invoices, approvals, tax forms, and internal authorizations while keeping a record of who signed, when they signed, and how the document changed. In SignNow, users can route files to signers, add required fields, collect signatures on desktop or mobile, and keep audit trails for later review. Under ESIGN and UETA, those records can support enforceability when intent, consent, and attribution are clear.

Why it matters for U.S. business

Accounting esignature software reduces paper handling, speeds approvals, and keeps a signed record that can satisfy ESIGN and UETA requirements when the signer’s intent, consent, and attribution are captured clearly.

Why teams look for DocuSign alternatives

Security and data protection

Encryption in transit:

TLS 1.2/1.3 used

Storage encryption:

AES-256 at rest

Security attestation:

SOC 2 Type II available

Information security:

ISO 27001 certified

EU privacy:

GDPR compliant controls

Health data handling:

HIPAA support with BAA
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How accounting eSignature software works

Use a simple workflow to prepare accounting documents, route them to the right people, and preserve a defensible record after signing.

  • Prepare document: Upload or create the accounting form, then map signer fields and approval order.
  • Deliver for signature: Send the request by email, SMS OTP, or shareable link inside SignNow.
  • Signer turnaround: Signers review, complete fields, and sign on desktop or mobile devices.
  • Complete and archive: Completed files move to the audit trail, archive, and export records.

Inside the audit trail

Audit-trail records show how a signed accounting document was verified, sealed, and preserved from the first action to the final export.

01

Signer authentication:

Verify the signer through the selected authentication method before the file is signed.
02

Timestamp capture:

Capture the UTC timestamp for each view, click, and signature event.
03

Document hashing:

Hash the final document so later edits break integrity checks.
04

Tamper-evident sealing:

Apply a tamper-evident seal that binds the signature to the file.
05

Audit trail storage:

Store the log with the signed PDF for later review.
06

Retrieve and export:

Export the audit trail when legal or audit teams need evidence.

Required record retention periods

Different accounting records follow different retention rules, so teams should match each signed document type to the governing rule before archiving or disposal.

01

6 years for HIPAA records

HIPAA-covered records follow 45 CFR 164.530(j)(2).
02

Period set by IRS rules

Tax support files follow IRS 26 CFR 1.6001-1.
03

6 years for FINRA records

Broker-dealer records follow FINRA Rule 4511.
04

Retention set by SEC rules

Regulatory evidence follows SEC Rule 17a-4.
05

Keep per campus policy

Education records follow FERPA and district policy.

Document retention and record keeping

Strong retention rules and complete records help accounting teams preserve compliance evidence, reduce disputes, and keep signed documents retrievable.

Use rule-based retention periods

Set retention to 6 years for HIPAA-covered records under 45 CFR 164.530(j)(2), and keep IRS-related accounting records under 26 CFR 1.6001-1 for the period required by the tax rule. Use a consistent retention policy, not ad hoc deletion, so signed files stay available for audits and disputes.

Export audit trails with files

Export the audit trail with each signed packet and store it with the final PDF. Preserve timestamps, signer identity, and document history together so the evidence package remains complete if records are reviewed later by finance, legal, or regulators.

Archive in secured records systems

Archive signed accounting records in encrypted storage with access controls and clear naming rules. Separate active files from closed files, and restrict editing rights so archived records stay intact and easy to retrieve during audit requests or internal reviews.

Record approval and access controls

Document who approved each workflow, which authentication method was used, and whether BAA coverage applies for PHI. This makes it easier to show why a signature package meets ESIGN, UETA, HIPAA, or internal policy requirements.

Vendor comparison for accounting eSignatures

Compare core features across leading vendors used for accounting workflows, with SignNow listed first as the recommended option.

SignNowDocuSignAdobe SignPandaDoc
Legally binding eSignaturesRecommendedYesYes
Audit trails includedYesYesYes
Mobile apps availableYesYesYes
Bulk send supportNoYesYes

Best-fit business types

Different organization sizes use accounting eSignature tools for different document volumes, approval chains, and control requirements.

  • Solo accounting practices use SignNow to send engagement letters, tax organizer forms, and client consents without building a heavy approval system. The light setup helps one-person firms collect signatures from clients who expect quick, mobile-friendly turnaround and a clear audit record afterward.
  • Mid-sized finance departments use SignNow for invoice approvals, payment authorizations, and vendor agreements that need repeatable routing and role control. Shared templates and delegated sending help teams reduce delays without giving every user the same permissions or document access.
  • Enterprise operations teams use SignNow where multiple departments need controlled signing, integrated records, and predictable retention. These groups benefit most when approval chains, audit history, and authentication settings must stay consistent across large volumes of accounting documents.

These tasks are executed by both individual contributors and centralized administrators depending on organizational policy and required controls.

Pricing snapshot across vendors

Pricing and plan features reflect verified annual-billing data available in the supplied ground-truth set.

FeaturesSignNowDocuSignAdobe SignPandaDocHelloSign
Starting price$8/user/mo, annual$15/user/mo, annual$14/user/mo, annual$19/user/mo, annual$15/user/mo, annual
Free trial7-day trialNot verifiedNot verifiedNot verifiedNot verified
Bulk sendYes, Business PremiumNot verifiedNot verifiedYesNot verified
Audit trailIncluded, all plansIncludedIncludedIncludedIncluded
HIPAA complianceBAA availableBAA availableBAA availableNot verifiedNot verified

Documents and audiences

Accounting firms

Accounting firms send engagement letters, tax organizers, and client approvals to businesses that need fast turnaround and a clear signature record.

Finance teams

Finance teams collect invoice approvals, payment authorizations, and internal sign-offs for vendors, auditors, and department heads across distributed offices.

Quick signing workflow

Use a repeatable setup to move accounting documents from draft to signed status with fewer manual handoffs.

  • Add fields:

    Upload the document and place signature, date, and approval fields.
  • Set routing:

    Assign the right signers and set the sequence.
  • Select verification:

    Choose an authentication method that fits the record.
  • Send and track:

    Send the request and monitor completion status.

Sending and signing methods

  1. Use the web app when accounting staff prepare approvals, send documents, and monitor signature status from a browser. It works well for office-based review, shared templates, and records that need immediate access after completion.
  2. Use the mobile app when signers review invoices, agreements, or authorizations away from a desk. iOS and Android signing keeps work moving for field teams, traveling managers, and clients who prefer phone-based review.
  3. Use kiosk mode for in-person signings at receptions, front desks, or office counters. It fits environments where many people sign on one device and staff need a controlled signing station for repetitive forms.
  4. Use shareable signing links when recipients need direct access without long email threads. Links help accounting teams send one document to many people, collect signatures faster, and reduce routing delays for external reviewers.

Risks of poor eSignature handling

Weak signer proof

Challenge to attribution

Missing audit trail

Document dispute

Record exclusion

Retention failure

HIPAA or FINRA gap

Compliance finding

FAQ and troubleshooting

Use these answers to resolve plan, compliance, and workflow questions tied to accounting documents and SignNow features.

SignNow Business includes legally binding eSignatures, audit trails, and templates. If a signer cannot complete the document, check consent, field placement, and whether the account has the right plan for the workflow.

HIPAA workflows require a BAA, unique user identification, access controls, and audit controls. SignNow supports HIPAA use cases when the covered entity has the required agreement and stores PHI in a controlled workflow.

If a document needs stronger authentication, use SMS OTP or ID verification rather than email-only access. SignNow supports advanced signer authentication in higher-tier workflows and keeps the event history in the audit trail.

For bulk distribution, Business Premium adds bulk send. If your team does not see that option, confirm the plan level and whether the sender has permission to use the template.

If a signed PDF lacks clear evidence, open the audit trail and compare timestamps, delivery records, and signer events. A complete log supports ESIGN and UETA attribution in disputes.

On regulated records, pair retention with the correct rule. HIPAA-covered documents should follow 6 years under 45 CFR 164.530(j)(2), while other records may follow IRS, FINRA, or internal policy rules.

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