Account Linking Process Form

Account Linking Process Form

Parties and Recitals

This Account Linking Process Form (the "Agreement") is entered into by the parties identified below. Client Name: Service Provider Name: Effective Date:

WHEREAS, Client maintains certain electronic accounts and wishes to permit the Service Provider to link and access specified accounts for the purposes described herein;

WHEREAS, Service Provider represents that it has the technical capability and security controls necessary to perform account linking, data retrieval, and authorized account operations consistent with industry standards; and

WHEREAS, the parties desire to set forth the terms, payment, confidentiality, and governance applicable to the account linking activities.

Account Details to Be Linked

Primary Account Name:

Account Identifier: Account Provider:

Checking Savings Credit Card Investment / Brokerage

Read transactional data Write / initiate transactions Balance inquiries only Other:

Scope of Work

Service Provider shall perform account linking, maintain linkage credentials in encrypted form, execute authorized data pulls at agreed intervals, and provide error reporting and reconciliation services as described in the scope above.

Payment Terms

Term and Termination

Term Commencement: Term Expiration:

Confidentiality

Each party shall maintain as confidential all non-public business or technical information disclosed by the other party in connection with the account linking services ("Confidential Information"). Confidential Information excludes information that (i) is or becomes publicly available through no fault of the receiving party; (ii) is rightfully received from a third party without breach of any obligation of confidentiality; or (iii) is independently developed without use of the disclosing party's Confidential Information.

The receiving party shall use at least the same degree of care to protect Confidential Information as it uses to protect its own confidential information, but in no event less than reasonable care. This obligation survives termination of this Agreement for a period of three (3) years, except that trade secrets remain protected for as long as they meet the legal definition of trade secret.

Security, Access and Audit

Service Provider shall implement and maintain administrative, technical, and physical safeguards appropriate to the sensitivity of linked account data, including encryption of credentials at rest, access logging, and role-based access controls. Client expressly authorizes the access levels selected above and acknowledges that any credential-based access is performed only for the purposes set forth in this Agreement.

Encrypted storage of credentials Access logging enabled Role-based access control

Client may revoke access at any time by providing written notice to Service Provider. Upon revocation or termination of this Agreement, Service Provider shall promptly cease accessing the linked accounts and shall, at Client's direction, delete or return credentials and related confidential data within thirty (30) days except to the extent required to retain records for audit or billing consistent with law.

Audit Rights and Reporting

Client shall have the right to request an audit of Service Provider's relevant security and access controls upon reasonable notice, not more than once per year, unless a material security incident has occurred. Service Provider shall provide logs and evidence reasonably necessary to demonstrate compliance, subject to redaction of unrelated third-party information.

Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the jurisdiction specified by the parties below, without regard to conflict of law principles. Governing Jurisdiction:

Entire Agreement

This Agreement, including attachments and exhibits executed by the parties, constitutes the entire agreement between the parties with respect to account linking and supersedes all prior or contemporaneous oral or written agreements concerning the same subject matter. Any amendment must be in writing signed by both parties.

Representations and Warranties

Each party represents that it has full authority to enter into this Agreement, that execution will not violate other agreements, and that it will comply with applicable laws and regulations in performing its obligations hereunder.

Authorization and Consent

By signing below, Client authorizes Service Provider to access and link the accounts identified above and to perform the activities described in the Scope of Work. Client acknowledges that the provision of credentials or authorization tokens is voluntary and that Service Provider's actions are limited to the permissions granted herein.

Client expressly certifies that it has the authority to grant access to the accounts listed and that doing so will not violate third-party agreements or applicable law.

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