Address LOE Template

ADDRESS LETTER OF EXPLANATION AND SERVICES AGREEMENT

This Agreement is made effective as of by and between Client Name: and Service Provider: .

WHEREAS

WHEREAS, Client seeks a written Letter of Explanation (LOE) concerning one or more residential or business addresses, address history, residency gaps, or related address discrepancies; and Client requests Provider to prepare, review, and certify such LOE for submission to lenders, title companies, insurers, or other permitted third parties.

WHEREAS, Provider is qualified to prepare factual declarations and supporting explanatory documentation based on Client-supplied evidence and representations, and Provider agrees to provide such services under the terms and conditions set forth in this Agreement.

WHEREAS, the parties wish to establish the scope, payment, confidentiality, and other terms governing Provider's preparation and delivery of the LOE and related services.

SCOPE OF WORK

PAYMENT TERMS

Late payment shall accrue a late fee equal to % per month on any unpaid balance, plus reasonable collection costs, and Provider may suspend services until payment is received.

TERM AND TERMINATION

Term Commencement Date: . Anticipated Completion Date: .

Either party may terminate this Agreement for convenience upon days' prior written notice. Provider may terminate immediately for Client's material breach, including but not limited to misrepresentation of facts or failure to pay fees. Upon termination, Client shall pay Provider for all work performed through the effective date of termination plus any non-cancellable costs.

CONFIDENTIALITY

Provider acknowledges that Client information, supporting documents, and the contents of the LOE may contain Confidential Information. Provider shall (a) use Confidential Information solely to perform the services under this Agreement; (b) restrict disclosure to employees, contractors, or agents who have a need to know and are bound by confidentiality obligations no less protective than those herein; and (c) implement reasonable safeguards to protect Confidential Information from unauthorized access or disclosure.

Confidential Information does not include information that is or becomes publicly available through no fault of Provider, was rightfully known by Provider prior to disclosure, or is independently developed without use of Client Confidential Information. Provider may disclose Confidential Information if required by law or valid legal process, provided Provider gives Client prompt written notice to allow Client to seek protective measures.

REPRESENTATIONS AND WARRANTIES

Client represents and warrants that all documents, statements, and facts provided to Provider are true, complete, and accurate to the best of Client's knowledge, and Client will promptly notify Provider of any material changes. Provider represents that it will exercise reasonable professional care in preparing the LOE and will base conclusions on the documents and representations provided by Client; Provider does not guarantee outcomes or decisions by third parties who receive the LOE.

NOTICES

GOVERNING LAW

This Agreement shall be governed by and construed in accordance with the laws of the State of , without regard to conflict of laws principles.

INDEMNITY

Client agrees to indemnify, defend and hold harmless Provider and its officers, employees, and agents from and against any third-party claims, losses, liabilities, damages, costs, or expenses arising from Client's misrepresentations or failure to disclose material facts to Provider, except to the extent caused by Provider's gross negligence or willful misconduct.

LIMITATION OF LIABILITY

Except for liability arising from Provider's gross negligence or willful misconduct, Provider's aggregate liability under this Agreement shall not exceed the total fees paid by Client to Provider for the specific LOE at issue.

ENTIRE AGREEMENT

This Agreement constitutes the entire understanding between the parties with respect to the preparation of the LOE and supersedes all prior and contemporaneous agreements, representations and warranties, whether oral or written. Any modification or amendment must be in writing and executed by both parties.

CLIENT ATTESTATION

Client certifies under penalty of perjury that the information and documents provided to Provider for the purpose of preparing the LOE are true, complete, and accurate as of the date signed below.

I certify that the statements and documents supplied are true and accurate.

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