Cover Page
Identifies report type, intended user, assignment date, file reference, and contact information needed for routing and recordkeeping.
A preserved Appraisal Report Copy provides transparent evidence of valuation, supports lender underwriting and compliance reviews, and reduces disputes by recording assumptions, data sources, and the appraiser’s certification. It also aids audit trails and secondary-market requirements.
The Appraisal Report Copy is shared among several stakeholders depending on transaction type and regulation.
Knowing common recipients helps route the copy correctly and ensures compliance with privacy and disclosure rules.
Identifies report type, intended user, assignment date, file reference, and contact information needed for routing and recordkeeping.
Explains the assignment scope, intended use, client, and effective date so users understand limits on relying on the valuation.
Includes legal description, site characteristics, improvements, zoning, and any encumbrances that materially affect value.
Documents comparable sales, market trends, adjustments, and reasoning supporting the concluded value and reconciliation.
Visual evidence of the property and its condition, plus location maps and flood/zone information when relevant.
Appraiser signature, license ID, certification statements, limiting conditions, and any extraordinary assumptions or hypothetical conditions.
| Field | Configuration |
|---|---|
| Authentication | Email link or SMS code |
| Signature Type | Simple e-signature or PKI where required |
| Audit Trail | Enable IP, timestamp, and action log |
| Retention | Set retention policy per legal requirements |
Ensure the chosen system can produce tamper-evident copies, preserve metadata, and provide a reproducible audit log for audits and secondary-market delivery.
Provide copy to client or creditor immediately after final signature, commonly within 3 business days.
Lenders often complete underwriting review within 5–10 business days of receipt.
Borrower copies should be provided promptly to meet disclosure expectations.
Retention clock begins on the report effective date or delivery date, whichever applies.
Ensure electronic audit trail is available on request during the retention period.
Assignment and scope are confirmed with the appraiser and AMC.
On-site property inspection and photography are performed.
Appraiser compiles analysis, comparables, and preliminary conclusions.
Signed appraisal delivered and appraisal copy exported, labeled, and stored.
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Trial | 7-day free trial | Varies by plan | Varies by plan | Varies by plan | Varies by plan |
| Bulk Send | Yes | Varies by plan | Varies by plan | Varies by plan | Varies by plan |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| HIPAA Compliant | Yes | Varies by plan | Varies by plan | Varies by plan | Varies by plan |
| Envelope Cap | No cap | 100 envelopes/user/year | Varies by plan | Varies by plan | Varies by plan |
An appraisal copy supported a quick underwriting decision by providing clear comparable sales and photos.
A property owner requested the appraisal copy to dispute an assessed value.