Business Exposure Workbook

Business Exposure Workbook

This Business Exposure Workbook is prepared pursuant to an agreement between the parties below for the purpose of identifying and documenting business assets, exposures, existing protections, and recommended risk transfer and mitigation measures.

Recitals

WHEREAS, Client Name: has requested a comprehensive review of business exposures and related recommendations; and

WHEREAS, Consultant Name: has the expertise to evaluate exposures, compile findings, and provide coverage recommendations and mitigation guidance; and

WHEREAS, the parties desire to document identified exposures, values, and recommended actions in this Business Exposure Workbook to inform insurance placement, risk management, and business continuity planning.

Business Identification

Operations Summary

Key Assets & Values

Inventory Estimated Value: $

Real Property Estimated Value: $

Equipment & Contents Estimated Value: $

Accounts Receivable Exposure: $

Critical Personnel

Existing Insurance Coverage

Indicate current coverage in force (check all that apply):

Risk Exposures & Estimated Impact

Select primary exposure categories and provide an estimated annualized exposure amount and narrative for each selected exposure.

Loss History

Business Interruption Assessment

Average Monthly Gross Revenue: $

Monthly Payroll Expense: $

Anticipated Recovery Period (months):

Mitigation Measures

Recommended Coverage & Limits

Scope of Work

Payment Terms

Consultant Fee (total): $

Deposit Amount: $

Late Payment Fee:

Billing Address for Invoices:

Term and Termination

This Workbook engagement commences on Start Date: and terminates on End Date: unless earlier terminated as provided below.

Either party may terminate this engagement for convenience upon written notice to the other party at least days prior to the effective date of termination. Consultant may terminate immediately for material nonpayment or breach by Client upon written notice if Client fails to cure within fifteen (15) days of receipt of notice.

Confidentiality

The parties acknowledge that Confidential Information (including financial data, client lists, security measures, proprietary analysis, and business continuity plans) may be disclosed in connection with this Workbook. Consultant shall hold Confidential Information in strict confidence and shall not disclose such information except (i) to employees or subcontractors with a need to know and who are bound by confidentiality obligations no less protective than those herein, (ii) as required by law or legal process, or (iii) as authorized in writing by Client. Consultant shall use Confidential Information solely to perform the services described in this Workbook.

Upon termination or request, Consultant will return or certify destruction of all Confidential Information except to the extent retention is required for archival, legal, or compliance purposes; retained copies remain subject to these confidentiality obligations.

Governing Law

This Workbook and any dispute arising out of it shall be governed by and construed in accordance with the laws of the State of without regard to conflict of law principles.

Entire Agreement

This Workbook constitutes the entire understanding between Client and Consultant with respect to the subject matter hereof and supersedes all prior or contemporaneous agreements, proposals, representations, and communications, whether oral or written. Any modification must be in writing and signed by both parties.

Acknowledgment

By signing below, Client acknowledges receipt of the Business Exposure Workbook and agrees to the scope, payment terms, confidentiality, and other terms set forth herein. Consultant affirms that findings and recommendations are based on information provided by Client and available documentation, and that Consultant has no duty to independently verify all information unless expressly agreed.

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