Voluntary Petition
Core filing that opens the case: debtor identity, case chapter selection, and petition signature under penalty of perjury.
Filing a complete Chapter 7 Bankruptcy Form formally starts federal bankruptcy proceedings that can stop collection actions and provide a path to discharge certain unsecured debts. Accurate submission protects the debtor from dismissal, reduces the chance of administrative delays, and preserves eligibility for bankruptcy relief under federal law and local court rules.
Each party must follow federal rules, local court requirements, and required pre‑filing certifications for the filing to proceed smoothly.
An individual debtor provides personal identifying information, income, assets, liabilities, and exemption elections. The debtor must certify accuracy under penalty of perjury and complete required credit counseling and debtor education certificates.
A licensed attorney prepares schedules, completes procedural filings, and signs court pleadings when representing the debtor. Counsel typically ensures compliance with local rules and represents the debtor at the 341 meeting and any contested hearings.
Core filing that opens the case: debtor identity, case chapter selection, and petition signature under penalty of perjury.
Detailed listing of real and personal property with current values and locations. Used to identify nonexempt assets for administration.
Creditor lists by secured, priority, and unsecured categories including claim amounts, collateral descriptions, and creditor contact information.
Monthly income and expense statements used to assess means test eligibility and disposable income calculations.
Historical financial disclosures covering transfers, lawsuits, tax returns, and income sources for the look‑back and trustee review.
A mailing list of all creditors and parties in interest used by the clerk to serve notices and the 341 meeting agenda.
| Field | Configuration |
|---|---|
| Document Assembly | Merge client data into official forms (PDF format) |
| Signer Authentication | Email link plus SMS or ID verification when required |
| Attachments | Attach supporting PDFs: tax returns, paystubs, counseling certificate |
| Export | Save court‑ready PDF/A and produce creditor matrix CSV |
Typically scheduled within 20–40 days after the petition is filed
Creditors must timely file objections to discharge or exemptions per local rules
Mandatory pre‑filing counseling must be completed before filing the petition
Post‑filing debtor education certificate required before discharge is granted
Courts commonly require recent tax returns; some trustees file motions if returns are missing
| Criteria | Chapter 7 | Chapter 11 | Chapter 13 |
|---|---|---|---|
| Primary Purpose | liquidation | reorganization | wage earner plan |
| Who files | individuals/businesses | businesses/individuals | individuals with regular income |
| Repayment Plan | |||
| Typical Duration | months | years | 3–5 years |
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Plan | 7-day trial | No | No | Yes, limited | Yes, limited |
| Bulk Send | Yes | Yes | Yes | Yes | No |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| HIPAA Compliant | Yes | Yes | Yes | No | No |
Confirm the provider supports audit trails, PDF/A export, and any required compliance (HIPAA, 21 CFR Part 11) before using electronic workflows for court filings.