Loan Identifier
Unique loan number, mortgage loan identifier, or investor loan ID used to match LLPA line items to the loan file and investor delivery record.
A clear LLPA aligns pricing expectations, reduces repurchase risk, and supports accurate investor accounting. It documents multiplier factors, FICO bands, loan-to-value tiers, and product overlays so both seller and buyer can reconcile final purchase net proceeds and audit adjustments.
Accurate LLPA completion reduces settlement delays and supports faster investor reconciliation and audit readiness.
Unique loan number, mortgage loan identifier, or investor loan ID used to match LLPA line items to the loan file and investor delivery record.
Category such as credit score band, CLTV/LTV bucket, occupancy, documentation level, or product feature that triggers a price change.
Numeric charge or multiplier expressed as basis points, dollars, or percentage affecting the investor purchase price.
Date when the listed adjustments apply to loan deliveries; used to determine which investor pricing matrix governs the transaction.
Cite investor guide, matrix version, or amendment that grants authority to apply each stated LLPA factor.
A short worked example of how each LLPA line contributes to final net proceeds, including rounding conventions and sign conventions.
| Field Mapping | Map LLPA fields to template variables for consistent exports. |
|---|---|
| Version Control | Lock template and record matrix version used. |
| Authentication | Require signer authentication (email, SMS, or stronger). |
| Audit Trail | Capture timestamps, IPs, and signer actions. |
| Delivery Method | Specify secure upload to investor portal or SFTP. |
Ensure the platform supports audit trails and signer authentication to meet investor and regulator expectations for provenance and non-repudiation.
Adjustments apply from the stated effective date.
Some investors require delivery before a daily cut‑off time.
Monthly settlement cycles trigger final accounting.
Investors often allow limited windows to correct submissions.
Repurchase claims typically follow investor review timelines.
Export loan attributes and identifiers for batch processing.
Apply investor matrix and compute net adjustments.
Run validation checks and exception reports.
Investor confirms receipt and posts settlement entries.
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Trial | 7-day free trial | Varies by plan | Varies by plan | Varies by plan | Varies by plan |
| Bulk Send | Yes | Yes | Yes | Yes | No |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| HIPAA Compliant | Yes | Yes | Yes | No | No |
| Envelope Cap | No cap | 100 envelopes/user/year | Varies | Varies | Varies |
A regional lender standardizes LLPA exports by matrix version to avoid mismatches
An investor required matrix citation with each LLPA