Financial Mobile Document

MOBILE DEVICE FINANCING AGREEMENT

Parties & Contact Information

Agreement Identifiers

Agreement Number:    Effective Date:    Financing Start Date:

Sale & Financing Terms

The Seller agrees to sell and the Buyer agrees to purchase the mobile device(s) and related goods listed below. The total purchase price, applicable taxes, fees, and the portion to be financed are set forth in this Agreement. Purchase Price: $ ; Down Payment: $ ; Amount Financed: $ .

Itemized Sale

Repayment Terms

Term: months. Interest Rate (APR): per annum, calculated on the unpaid principal balance. Number of Payments: . Regular Payment Amount: $ .

Payment Frequency: . First Payment Due: . Payment Method: select one or more below and provide required account details where applicable.

Automated Clearing House (ACH) — Bank Account:

Credit/Debit Card — Cardholder Name:

Mobile Wallet (tokenized payment authorization)

Default, Remedies & Security

Default occurs upon failure to make any scheduled payment within days after the due date, or upon Buyer insolvency or breach of any material representation. Upon default Seller may accelerate the unpaid balance, repossess the financed device as provided by law, and pursue all available remedies including collection costs, attorneys' fees, and legal interest.

Representations, Warranties & Acknowledgments

Buyer represents and warrants that the information provided is true and complete, Buyer has authority to enter into this Agreement, and Buyer will notify Seller promptly of any change in contact or payment information. Buyer expressly authorizes the Seller to obtain credit reports and to report payment performance to credit repositories.

By selecting the acknowledgement below, Buyer certifies receipt of the financed device and the applicable purchase documentation at the time of signing and consents to electronic delivery of statements and notices where permitted by law.

Buyer acknowledges receipt of the device(s) and agrees to the terms of this Agreement.

Fees, Prepayment & Late Charges

Late Charge: If any payment is more than days late, a late fee of $ or of the overdue payment, whichever is greater, applies. Prepayment of the financed balance is permitted without penalty unless otherwise stated below: Prepayment penalty applies.

Notices

Notices to the Seller must be sent to Seller Address provided above. Notices to the Buyer must be sent to the Buyer Address provided above. Each party may change its notice address by written notice to the other in accordance with this section.

Governing Law & Miscellaneous

This Agreement will be governed by and construed in accordance with the laws of the state where the Seller maintains its principal place of business, except to the extent federal law applies. Buyer may not assign this Agreement without Seller's prior written consent. Seller may assign its rights and obligations in whole or in part. This Agreement constitutes the entire agreement between the parties with respect to the sale and financing of the device and supersedes prior oral and written agreements.

Acknowledgment & Certification

Buyer certifies under penalty of perjury that the information contained in this Agreement is true and correct, that Buyer is authorized to execute this Agreement, and that Buyer consents to the Seller obtaining consumer reports and contacting bank or card providers to verify payment arrangements as necessary to effectuate payments and to secure the financed obligations.

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