Is an electronic price list legally binding?

Yes when it meets ESIGN and UETA requirements: signer intent, consent to do business electronically, attribution, and record retention capability (15 U.S.C. §7001; UETA).

Do consumer-facing rates require a special disclosure?

Yes. Consumer-facing financial and health-related electronic records typically require ESIGN consumer disclosure showing the right to paper and ability to access electronic format.

How should I track version changes?

Use version IDs, timestamps, approver signatures, and archived PDF snapshots. Maintain an auditable trail to demonstrate what customers were told at any point.

When is notarization required?

Notarization is unusual for routine price lists but may be required when the list is part of a notarized contractual exhibit or state-mandated filing.

How long must I keep historical price lists?

Retain for at least 3 years after the effective period for tax and audit purposes; longer retention may apply for HIPAA (6 years) or SEC-regulated records.

What if a customer disputes a published fee?

Provide the approved price list version in effect at the transaction time, signed approvals, and billing records. Correct errors promptly and document remediation steps.

Electronic Signature
Templates
Finance
Financial Product Price List

Financial Product Price List

This template is fully customizable. Edit the text, fill out the fields, and send it for signature. Give it a try!

FINANCIAL PRODUCT PRICE LIST

Issuer Information

Issuer Name Issuer Address

Contact Person

Phone

Email

Price List Effective Date: Currency:

Price List Details

This Financial Product Price List sets forth fees, rates, and pricing terms for the products and services offered by the Issuer. All fees and rates are expressed in the currency indicated above and are subject to the terms and conditions below. The Issuer represents that the prices in this document are accurate as of the Price List Effective Date but reserves the right to amend pricing in accordance with the Change of Price provisions herein.

Product Pricing Table

Product Code	Product Name	Description	Pricing Basis	Fee / Rate	Min / Max	Effective Date

Terms and Conditions

1. Price Adjustments and Notice: Issuer may amend fees and rates at any time by delivering written notice to affected clients or counterparties. Unless otherwise stated, amended prices shall apply to transactions executed on or after the stated effective date. Issuer will endeavor to provide reasonable notice where required by contract or regulation.

2. Application and Interpretation: Unless a separate written agreement expressly supersedes this document, the prices listed herein apply to new engagements and to transactions for which this price list is expressly incorporated by reference. Fees stated as percentages are annual rates unless specified otherwise. All amounts are exclusive of applicable taxes, duties, or regulatory levies unless explicitly noted.

3. Taxes, Fees and Regulatory Charges: Client is responsible for all applicable taxes, assessments, and regulatory charges arising from the provision of products or services. Issuer may add such amounts to invoices or otherwise collect them in accordance with applicable law.

4. Confidentiality: This Price List is the confidential commercial information of the Issuer. Recipients shall not disclose or use this Price List except for the purpose of evaluating or transacting business with the Issuer, unless disclosure is required by law. Unauthorized disclosure may result in injunctive relief and damages.

5. Limitations of Liability: To the maximum extent permitted by law, Issuer's liability arising out of or in connection with this Price List or the provision of products and services shall be limited to direct damages and shall not include consequential, incidental, punitive, or exemplary damages.

6. Governing Law and Dispute Resolution: This Price List and any disputes arising hereunder shall be governed by the laws specified in any underlying agreement. In the absence of a governing agreement, the laws of the Issuer's principal place of business shall apply. Parties shall seek to resolve disputes in good faith prior to pursuing litigation.

7. Representations and Warranties: The Issuer represents that it is authorized to issue this Price List and that the prices are set in good faith. No other warranties, express or implied, are made except as explicitly set forth in any executed agreement between the parties.

Notes / Amendments

Approval Contact

Approver Name Approver Title

Approver Phone

Approver Email

Authorized Signature

By signing below, the signer certifies that they are authorized to issue this Financial Product Price List on behalf of the Issuer, that the information contained herein is true and accurate to the best of their knowledge as of the Effective Date, and that they acknowledge the Terms and Conditions set forth above.

Printed Name:

By:

Date:

What the Financial Product Price List Is and when it’s used

A Financial Product Price List is a structured document that catalogs fees, rates, and charge descriptions for financial products such as loans, deposit accounts, investment services, or advisory offerings. It presents standard pricing, tiered discounts, and ancillary fees in a consistent format so internal teams, regulators, and clients can compare offerings and confirm applicable charges. The list may include effective dates, notice language, conditions for waivers, and references to governing terms. For regulated products, it often accompanies disclosures required by federal or state law.

Why a clear price list matters for compliance and transparency

A concise, accurate price list reduces billing disputes, supports regulatory disclosure obligations, and helps sales and compliance teams apply consistent pricing. It also creates an auditable record useful for internal controls and external examinations.

Who prepares and who consults the Financial Product Price List

Keep a single source of truth and a version history so all stakeholders reference the same effective pricing and disclosure set.

Product managers who define fee schedules and promotional pricing for offerings
Compliance officers ensuring disclosure language meets federal and state regulations
Sales and client service teams referencing current rates during customer conversations

Typical signatories and responsible roles

Pricing Manager

A Pricing Manager approves standard fee schedules, documents promotional exceptions, and coordinates updates with finance to ensure correct posting to billing systems.

Compliance Officer

A Compliance Officer verifies that fee language meets consumer protection and banking regulations, maintains audit trails, and approves any state-specific disclosures before publication.

Essential data points to include on every price list

Product Name: Exact legal name

Fee Type: E.g., origination, maintenance

Amount / Rate: Flat fee or APR

Effective Date: MM/DD/YYYY

Conditions: Eligibility notes

Revision ID: Version or control number

Step-by-step: prepare and publish a price list

Follow these sequential steps to create, validate, and publish a compliant Financial Product Price List.

01

Draft: Compile product names, fee types, and proposed rates.
02

Legal review: Confirm disclosure language and state-specific requirements.
03

Finance validation: Verify calculations and integration codes for billing systems.
04

Publish: Release to stakeholders and update version control.

How to set up the online workflow for price list updates

Configure document routing and approvals so each change follows the same validation path and retains an audit trail.

Field	Configuration
Authoring	Product team edits master spreadsheet
Legal Approval	One approver required; tracked in workflow
Finance Sign-off	Validate rates and GL codes
Distribution	Publish to internal portal and export to billing

Where to send and how to file the finalized price list

Route the finalized document to key systems and stakeholders to ensure consistent application and regulatory visibility.

Internal Portal: Upload master copy with version control and access permissions.
Billing System: Export fee codes and effective dates for automated invoicing.
Compliance Archive: Store approvals and change history for exam readiness.
Customer Disclosures: Publish customer-facing versions as required by law or contract.

Technical considerations for eSubmission and signing

Ensure the platform supports retention policies, role-based access, and produces an audit record that meets regulatory review requirements.

Document formats: PDF, DOCX supported
Integrations: CRM and billing system connectors
Authentication: Email, SMS, or advanced methods

Key risks and penalties from incorrect or late price disclosures

Regulatory fines: Civil penalties and enforcement action

Tax penalties: Reporting penalties may apply (IRC §6721)

Customer refunds: Obligation to refund overcharges

Contract disputes: Claims for misrepresentation

Operational delays: Billing system reconciliation failures

Reputational harm: Increased customer complaints

Common mistakes when creating a price list

Using inconsistent product names across systems, causing billing mismatches
Failing to include effective dates, leading to retroactive disputes
Omitting state- or product-specific disclosures required by regulators
Not retaining versioned approvals and audit trails for regulatory review

Timing considerations and typical deadlines

Certain changes require advance notice or coordination with billing cycles and regulatory windows; align publication with operational lead times.

Rate Effective Date:

Set and publish ahead of billing cycle (often 30 days)

Regulatory Notice:

Provide required consumer notices per state rules

System Cutover:

Coordinate export to billing at least one cycle prior

Audit Archive:

Store approvals and PDF snapshots immediately

Emergency Changes:

Document justification and legal sign-off promptly

eSignature platform pricing and feature comparison for delivering a price list

Compare baseline starting prices and common features that matter when you need secure signing, audit trails, and HIPAA/enterprise compliance. signNow appears first to enable direct feature comparison.

	signNow	DocuSign	Adobe Sign	PandaDoc	HelloSign
Starting Price	$8/user/mo	$15/user/mo	$14/user/mo	$19/user/mo	$15/user/mo
Free Trial	7-day free trial	Varies by plan	Varies by plan	Varies by plan	Varies by plan
Bulk Send	Yes (Business Premium)	Yes	Yes	Yes	No
Audit Trail	Yes	Yes	Yes	Yes	Yes
HIPAA Compliant	Yes	Yes	Yes	No	No
Envelope Cap	No cap	100 envelopes/user/year	Varies by plan	Varies by plan	Varies by plan

Examples: how organizations use a Financial Product Price List

Real-world examples illustrate how a price list supports operations, disclosure, and audits.

Optica Ventures

Product team standardized fee names across systems to reduce disputes

Bulk updates deployed quarterly
Resulted in fewer billing exceptions and faster reconciliation for accounts receivable.

Regional Credit Union

Compliance attached state-specific disclosure templates

Implemented version control for approvals
Audit readiness improved during regulatory exam with complete change history and signed approvals.

Frequently asked questions about the Financial Product Price List

Answers to common questions about format, legal enforceability, and operational steps for maintaining a price list.

Need help? Contact support

Is an electronic price list legally binding?
Yes when it meets ESIGN and UETA requirements: signer intent, consent to do business electronically, attribution, and record retention capability (15 U.S.C. §7001; UETA).
Do consumer-facing rates require a special disclosure?
Yes. Consumer-facing financial and health-related electronic records typically require ESIGN consumer disclosure showing the right to paper and ability to access electronic format.
How should I track version changes?
Use version IDs, timestamps, approver signatures, and archived PDF snapshots. Maintain an auditable trail to demonstrate what customers were told at any point.
When is notarization required?
Notarization is unusual for routine price lists but may be required when the list is part of a notarized contractual exhibit or state-mandated filing.
How long must I keep historical price lists?
Retain for at least 3 years after the effective period for tax and audit purposes; longer retention may apply for HIPAA (6 years) or SEC-regulated records.
What if a customer disputes a published fee?
Provide the approved price list version in effect at the transaction time, signed approvals, and billing records. Correct errors promptly and document remediation steps.

be ready to get more

Join over 28 million airSlate SignNow users

Sign Now