Can I sign electronically?

Yes. Electronic signatures are valid under the federal ESIGN Act (15 U.S.C. ch. 96) and state UETA laws where adopted, provided parties consent and records are retained in a reproducible format.

What if a signer’s name is wrong?

A mismatched legal name can create enforceability issues. Correct the name, have the authorized signer re-execute, or attach a signed amendment that documents the intended party identity.

Is notarization required?

Most commercial agreements do not require notarization, but some states or specific contract clauses may require it. Verify state notary rules if an acknowledgement or sworn statement is needed.

How long must I keep records?

Retain the executed agreement for at least three years from filing for tax purposes, longer for real estate or HIPAA-covered records; consult retention guidance for your industry.

What authentication should I use?

Use at minimum email verification; consider SMS code, KBA, or higher assurance for high-value transactions or regulatory requirements.

How do I correct an error after signing?

Issue an amendment or replacement agreement that both parties sign. Do not alter the original executed copy; maintain both versions in the record history.

Electronic Signature
Templates
Finance
Financial Shake and Tile Agreement

Financial Shake and Tile Agreement

This template is fully customizable. Edit the text, fill out the fields, and send it for signature. Give it a try!

FINANCIAL SHAKE AND TILE AGREEMENT

Parties

This Financial Shake and Tile Agreement ("Agreement") is made between Lender: with principal address: and Borrower: , with principal address: .

Recitals and Project

WHEREAS, Borrower desires financing for the purchase and installation of shake and tile roofing materials and associated labor at the Project Property located at:

Project Estimated Commencement Date: Month Day Year .

Scope of Work and Cost Breakdown

The Work shall include supply and installation of shake and tile roofing as described below. Materials, labor, and associated services will be provided in accordance with the specifications attached hereto or described in the itemization below.

Description	Quantity	Unit Rate	Amount

Subtotal Sales Tax (%) Shipping and Handling Total Contract Price

Financing Terms

Lender agrees to finance a portion or all of the Total Contract Price described above under the following terms:

Financed Amount (Principal) Annual Interest Rate Repayment Term

Monthly Payment Amount: First Payment Due: Month Day Year .

Prepayment

Borrower may prepay all or any portion of the outstanding principal at any time without penalty unless otherwise indicated below. Prepayment penalty applies

Late Fee Default Interest Rate

Security and Collateral

To secure repayment, Borrower grants Lender a security interest in the financed materials, fixtures, and any funds due under this Agreement, and authorizes recordation of such security instruments as may be necessary. Borrower expressly consents to the filing of a claim of lien and/or financing statement to protect Lender's interest.

Collateral Description

Insurance, Warranties, and Change Orders

Borrower and Contractor shall maintain policies of insurance covering the Work and shall provide proof to Lender upon request. Materials and workmanship warranties, if any, are limited to the terms provided by the manufacturer and contractor. All change orders affecting the Contract Price or Work schedule must be in writing and executed by Borrower and Lender when financing is affected.

Change Order Instructions / Approval Requirements

Default; Remedies; Acceleration

Failure to make payments when due, abandonment of the Project, or material breach of obligations shall constitute default. Upon default, Lender may declare the entire unpaid principal and accrued interest immediately due and payable and pursue all remedies available at law or equity, including repossession of collateral and enforcement of liens. Borrower shall be responsible for Lender's reasonable costs of collection, including attorneys' fees.

Notices

Notices required under this Agreement shall be sent to the contact addresses provided below and are effective upon receipt.

Lender Contact Borrower Contact

Miscellaneous

This Agreement constitutes the entire agreement between the parties relating to the financing of the described Work and supersedes prior discussions and agreements. Amendments must be in writing and executed by both parties. This Agreement is governed by the laws of:

Additional Terms or Special Conditions

Payment Instructions and Methods

Accepted payment methods (select applicable): Check Credit Card ACH / Direct Debit Wire Transfer

Special Payment Instructions

Acknowledgments and Certifications

Each party certifies that the information provided in this Agreement is true and complete, that they have authority to enter into this Agreement, and that they have read and understand the terms contained herein. Borrower authorizes Lender to obtain and verify credit, payment, and project-related information as necessary to administer this financing.

Borrower Name:

By:

Date:

Lender Name:

By:

Date:

What the Financial Shake and Tile Agreement Is

The Financial Shake and Tile Agreement is a written contract that documents payment terms, deliverables, risk allocation, and responsibilities between parties involved in work or supply relating to shake and tile materials or services. It combines financial terms—pricing, payment schedule, retainage, and remedies—with technical or delivery provisions so that expectations and obligations are clear, enforceable, and auditable. Properly drafted, the agreement supports later enforcement, tax reporting, and recordkeeping and can be executed electronically under U.S. e-signature law when parties meet consent and attribution requirements.

Why a Clear Financial Shake and Tile Agreement Matters

A concise agreement reduces disputes by documenting payment milestones, acceptance criteria, and remedies. It creates paper and electronic evidence of obligations and helps protect parties during performance or audit.

Who Typically Uses This Agreement

The Financial Shake and Tile Agreement is used by parties who need clear financial terms tied to material supply or installation work.

Contractors and subcontractors who buy, install, or warranty shake and tile materials on residential or commercial projects.
Property owners and managers who require documented payment milestones and acceptance criteria before releasing funds.
Suppliers and distributors setting credit terms, delivery schedules, and remedies for nonpayment or defective materials.

Use this agreement when you need enforceable payment schedules, retainage rules, or documented acceptance criteria between commercial parties.

Core Elements to Include in a Professional Agreement

A complete Financial Shake and Tile Agreement balances financial detail with clear scope and performance standards so payments, inspections, and dispute processes are unambiguous.

Parties

Full legal names and contact details for each contracting entity, including business form (LLC, corporation, individual) and billing address for tax and notice purposes.

Scope

Precise description of supplied materials and services, acceptable materials or finishes, delivery locations, and responsibilities for site access and storage.

Payment Terms

Contract price, milestone schedule, retainage percentage if any, acceptable invoice formats, and payment timing including late fees or interest rates.

Inspection & Acceptance

Inspection windows, punch-list procedures, warranty start and duration, and criteria for rejecting defective materials or incomplete work.

Risk Allocation

Insurance requirements, indemnity language, title transfer point, force majeure, and limitation of liability provisions where permitted by law.

Dispute Resolution

Governing law, venue or arbitration clause, and escalation steps for claims and collections including attorneys' fees where applicable.

Key Security and Compliance Features to Track

Encryption: TLS 1.2/1.3; AES-256 at rest

Audit Trail: Tamper-evident signing history

Access Controls: Role-based user permissions

HIPAA BAA: BAA available when PHI present

21 CFR Part 11: Compliant options for FDA records

Retention: Secure archival and export formats

Step-by-Step: Completing and Executing the Agreement

Follow these steps in order to prepare, review, and execute a legally durable Financial Shake and Tile Agreement.

01

Draft: Populate parties, scope, and payment schedule.
02

Review: Confirm material specs and warranty language.
03

Approve: Obtain internal approvals and credit checks.
04

Execute: Sign electronically or in-person with required notarization.

How Execution and Delivery Typically Flow

A predictable flow reduces delays: prepare, obtain signatures, fulfill milestones, inspect, then release payments per the schedule.

Prepare Document: Assemble terms, schedules, and attachments.
Signatures: Have authorized signers execute the agreement.
Deliver Materials: Supplier ships and documents delivery receipts.
Inspect & Pay: Buyer inspects per acceptance criteria, then pays.

Typical Digital Workflow Settings for eExecution

Configure your electronic workflow with clear fields, signer order, and authentication to preserve intent, attribution, and retention.

Field	Configuration
Signature Type	Electronic signature with timestamp
Authentication	Email link plus SMS code
Routing Order	Sequential signer order
Save Format	PDF/A with embedded audit trail

Digital Delivery and File Formats

Ensure the platform you use supports common formats, audit trails, and the authentication level your transaction demands.

Supported Formats: PDF, DOCX, XLSX
Integrations: Salesforce, NetSuite, Google Workspace
Authentication: Email, SMS, KBA options

Common Deadlines and Timing Expectations

Track execution dates, payment due dates, inspection periods, and retention windows to avoid breaches and preserve rights.

Execution Deadline:

Date by which all parties must sign to lock terms.

Payment Due Dates:

Milestone payment dates tied to delivery or acceptance.

Inspection Window:

Number of days buyer has to inspect and reject.

Warranty Period:

Warranty start date and duration in months or years.

Record Retention:

Minimum period to keep executed agreement and invoices.

Key Milestones from Drafting to Final Closeout

A milestone timeline helps teams coordinate approvals, deliveries, and payment releases without interruptions.

01

Draft Completed

Terms finalized and attachments compiled for review.

02

Approvals Secured

Internal credit and legal signoffs completed.

03

Execution

All required signatures captured and archived.

04

Closeout

Retention released and warranties documented after final inspection.

Common Preparation Errors to Avoid

Mismatched legal names or missing titles that delay payment or invalidate notices.
Vague payment triggers such as 'payment upon completion' without objective acceptance criteria.
Omitting delivery receipts, photos, or inspection records that prove milestone performance.
Failing to specify governing law and venue, which complicates dispute resolution.

Principal Risks and Potential Penalties

Breach Damages: Monetary liability for delayed or nonperforming parties.

Withholding Risk: Backup withholding triggered by incorrect TINs or missing W-9 information.

Tax Exposure: Mischaracterized payments can lead to IRS adjustments or penalties.

Contract Voidance: Defective execution (unauthorized signer) may render the agreement unenforceable.

Late-Fee Liability: Interest and collection costs if payment terms are missed.

Regulatory Noncompliance: Industry-specific violations (e.g., licensing, safety) can trigger fines.

Real-World Use Cases for This Agreement

Practical examples show how the agreement prevents payment disputes and accelerates delivery on material-intensive projects.

Residential Roofing Contractor

A contractor used a detailed payment schedule and retainage clause to secure timely releases from multiple homeowners

The clause tied payments to inspection milestones
As a result, disputes over defective tiles dropped and collections improved because invoices aligned with documented acceptance.

Property Management Firm

A management firm standardized supplier terms to require certified delivery receipts and lien waivers

The process ensured vendors provided proof before payment
This reduced accounting exceptions and provided clear audit trails for owner reporting and insurance claims.

Practical Tips for Accurate, Efficient Completion

Follow these best practices to minimize revisions and speed payments while preserving legal enforceability.

Use Standard Templates

Start from a vetted template to ensure common clauses are correct and reduce drafting time.

Confirm Signer Authority

Verify signers have corporate authority or POA to avoid later challenges to execution.

Attach Exhibits

Include specs, drawings, and material lists as numbered exhibits referenced in the main agreement.

Keep Audit Records

Preserve signed PDFs and the full audit trail, including timestamps and IP addresses.

eSignature Pricing and Feature Comparison (signNow first)

Compare starting prices and common capabilities across vendors to determine which e-signature plan maps to your document volume and compliance needs.

	signNow	DocuSign	Adobe Sign	PandaDoc	HelloSign
Starting Price	$8/user/mo	$15/user/mo	$14/user/mo	$19/user/mo	$15/user/mo
Free Trial	7-day free trial	Varies by vendor	Varies by vendor	Varies by vendor	Varies by vendor
Bulk Send	Yes (Business Premium)	Yes	Yes	Yes	Varies
Audit Trail	Yes	Yes	Yes	Yes	Yes
HIPAA Compliant	Yes (BAA available)	Yes (BAA available)	Yes (BAA available)	Varies	Varies

Frequently Asked Questions and Troubleshooting

Answers to common questions about execution, enforceability, and handling errors when using the Financial Shake and Tile Agreement.

Need help? Contact support

Can I sign electronically?
Yes. Electronic signatures are valid under the federal ESIGN Act (15 U.S.C. ch. 96) and state UETA laws where adopted, provided parties consent and records are retained in a reproducible format.
What if a signer’s name is wrong?
A mismatched legal name can create enforceability issues. Correct the name, have the authorized signer re-execute, or attach a signed amendment that documents the intended party identity.
Is notarization required?
Most commercial agreements do not require notarization, but some states or specific contract clauses may require it. Verify state notary rules if an acknowledgement or sworn statement is needed.
How long must I keep records?
Retain the executed agreement for at least three years from filing for tax purposes, longer for real estate or HIPAA-covered records; consult retention guidance for your industry.
What authentication should I use?
Use at minimum email verification; consider SMS code, KBA, or higher assurance for high-value transactions or regulatory requirements.
How do I correct an error after signing?
Issue an amendment or replacement agreement that both parties sign. Do not alter the original executed copy; maintain both versions in the record history.

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