Can a partial release be e-signed?

Yes in most cases. Electronic signatures are legally enforceable under the ESIGN Act (15 U.S.C. ch. 96) and UETA in 49 states, but confirm county recording and lender policy; some counties or lenders require original notarized signatures or limit RON.

Is a notarized signature required?

Nearly always for recording. Most recorders require a notary acknowledgement for releases; RON may be acceptable where state law permits remote notarization and the county accepts eRecording.

What if the recorder rejects the release?

Recorders will often provide a return reason; correct the identified defect (description, notarization, signature authority) and re-record. Retain documentation of re-submission and communications for title clearance.

How do I confirm signatory authority?

Request written delegation from the mortgagee or written servicer authority. Maintain an internal delegation log and a recorded corporate resolution or power authorizing the signing officer.

Does the release remove all loan liability?

No. A partial release removes the lien on the described parcel only; the loan remains secured by other collateral unless fully released by the lender.

Can recording fees vary?

Yes. County recording fees and page charges differ by jurisdiction; check the local recorder fee schedule and include an appropriate check or eRecording fee to avoid rejection.

Electronic Signature
Templates
Real estate
Freddie Mac Partial Release Form

Freddie Mac Partial Release Form

This template is fully customizable. Edit the text, fill out the fields, and send it for signature. Give it a try!

What the Freddie Mac Partial Release Form Is and when it's used

The Freddie Mac Partial Release Form documents a lender's agreement to release a specific portion of mortgage collateral while leaving the remaining lien in place. It is typically used when a borrower subdivides property, sells a lot, or restructures collateral so that a single mortgage does not encumber multiple parcels. The form identifies the loan, the portion of property released (legal description or lot number), any remaining unpaid principal secured, and recording instructions. Proper execution and recording protect the borrower, title insurer, and subsequent buyers by updating public land records.

Why a Freddie Mac Partial Release Form matters

A correctly prepared partial release clarifies which parcel is free of the mortgage lien, supports title insurance issuance, and enables sales or financing of released lots without paying off the whole loan. It reduces closing friction, prevents recording conflicts, and preserves the lender's security on remaining property.

Which parties commonly complete this form

Coordination among these parties ensures the release is signed, notarized as required, and recorded in the correct county to update public records and enable clear title transfers.

Mortgage servicers and banks handling lien administration and release recording.
Title companies and settlement agents preparing documents for closing and recording.
Borrowers, developers, or property owners arranging subdivision or lot sales.

Key roles authorized to sign

Loan Servicer

The loan servicer or its authorized officer signs on behalf of the mortgagee. The servicer must have written authority from the mortgagee and follow internal boarding requirements to authenticate release authority and include loan identifiers.

Borrower/Owner

The borrower or property owner may sign acknowledgments or accompanying affidavits. Their signature should match loan records and government ID; mismatched names can delay recording or title issuance.

Essential sections included in a professional Freddie Mac Partial Release Form

A complete partial release contains identification elements, the precise legal description, the loan reference, release terms, notarization/acknowledgement, and recording instructions so county recorders and title companies can process the document without follow-up.

Loan Identifier

Loan number, mortgage book/page or instrument number, and lender name to connect the release to the underlying mortgage.

Released Parcel

Exact legal description or lot number for the portion being released, as shown in the original mortgage or plat.

Remaining Collateral

Statement describing what portion of the mortgage lien remains in force and any retained security.

Consideration Statement

If required, language noting consideration or that the release is made for valuable consideration or pursuant to lender policy.

Signatures & Notary

Authorized lender signature block and notary acknowledgment per state requirements to support recording.

Recording Instructions

County recorder info, return-to address, and any required recording fee statements or cover pages.

Required information fields at a glance

Borrower Name: Full legal borrower name

Loan Number: Mortgage loan ID

Property Description: Legal description or lot number

Release Amount: Portion released if applicable

Lender Details: Mortgagee name and contact

Notary Block: State-specific acknowledgement

Step-by-step: completing the Partial Release

Follow these sequential steps to prepare, execute, and record a Freddie Mac Partial Release Form while minimizing delays and title exceptions.

01

Locate loan record: Confirm mortgage instrument details and loan number.
02

Define released parcel: Insert exact legal description or lot from plat.
03

Obtain lender sign-off: Confirm authorized signatory and execute with notary.
04

Record and return: File at county recorder and send recorded copy to title agent.

Configuring an online completion workflow

Set up an eSigning workflow so the lender, borrower, and title agent complete fields in order and retain an audit trail for recording and title purposes.

Field	Configuration
Signer Order	Lender first, borrower second, title agent last
Authentication	Email + SMS code or ID verification for lender signatories
Audit Trail	Capture timestamps, IPs, and certificate of completion
Document Retention	Store signed PDF and metadata for required period

Where to file and how the release is routed

Routing the executed release correctly ensures county recording and title clearance; use this sequence to map responsibilities.

Send to Recorder: File original with county recorder where the property is located.
Title Company Copy: Provide recorded copy to title agent for closing.
Loan File Update: Servicer updates mortgage ledger and release status.
Owner Notification: Send confirmation to borrower that release recorded.

Digital signing, integrations, and technical considerations

Ensure the chosen eSignature provider supports required authentication, produces an audit trail, and delivers a tamper-evident signed PDF compatible with county eRecording systems.

Supported Formats: PDF/A and DOCX accepted
Integrations: Connect to escrow/title systems and CRMs
Notary Options: Support for in-person and RON workflows

Typical timelines and processing expectations

Processing times vary by servicer and county; plan for both internal approval and county recording windows to avoid closing delays.

Servicer Approval Time:

3–10 business days depending on queue and documentation completeness

County Recording Time:

Same-day to several weeks depending on local recorder backlog

RON Evidence Retention:

Audio-video records typically retained 5–10 years under RON rules

Title Clearance:

Title companies often require recorded release before issuing final policy

Document Retrieval:

Allow extra time for returning original recorded documents by mail

Common mistakes to avoid when preparing a partial release

Using an informal or abbreviated legal description rather than the exact description from the mortgage or plat leads to recording rejection or ambiguity.
Failing to confirm the signatory's authority results in an unsigned or invalid release requiring re-execution and delaying closings.
Omitting return-to or recording instructions can cause the recorder to return the document to the wrong address, delaying title clearance.
Assuming all counties accept eRecording or RON without verification; local recorder requirements differ and may require wet-ink originals.

Risks and consequences of incorrect or incomplete releases

Recording Rejection: Delays closing

Title Exceptions: Insurance issuance blocked

Liability Exposure: Lender or servicer dispute risk

Buyer Risk: Purchaser may take subject to lien

Increased Costs: Re-execution and attorney fees

Regulatory Risk: Noncompliance with recording statutes

eSignature vendor comparison for completing the Freddie Mac Partial Release Form

Compare basic pricing and compliance capabilities for electronic signing solutions that support partial release workflows; signNow is listed first per vendor ordering rules.

	signNow	DocuSign	Adobe Sign	PandaDoc	HelloSign
Starting Price	$8/user/mo	$15/user/mo	$14/user/mo	$19/user/mo	$15/user/mo
Free Trial	7-day free trial	Free trial available	Free trial available	Free trial available	Free trial available
Bulk Send	Yes	Yes	Yes	Yes	No
Audit Trail	Yes	Yes	Yes	Yes	Yes
HIPAA Compliant	Yes	Yes	Yes	No	No

Representative scenarios where a partial release is used

Two practical scenarios illustrate how partial releases resolve title and financing needs for subdivided property.

Subdivision Sale

A developer sells Lot 3 from a mortgaged tract, requiring a recorded release for Lot 3

The lender issues a partial release for Lot 3 after confirming loan covenants have been satisfied
The recorded release enables the buyer to obtain title insurance and close without payoff of the entire mortgage, subject to remaining lien on other lots.

Parcel Conveyance

An owner conveys a small parcel to a municipality and seeks release of that parcel from the mortgage lien

The servicer verifies property descriptions and authorizes a partial release
Recording the partial release removes title objections and allows the conveyed parcel to be accepted free of the mortgage encumbrance.

Practical tips for accurate and efficient completion

Adopt these practices to minimize recording delays and title exceptions when preparing a Freddie Mac Partial Release Form.

Verify legal descriptions

Cross-check the release description against the recorded mortgage or plat and the county's parcel records; inconsistencies are the most common cause of recording rejection.

Confirm signatory authority

Ensure the signing officer has written authorization from the mortgagee or servicer and that the signature block matches internal delegations to avoid invalidation.

Coordinate with title agent

Provide title agents the draft release and recording instructions early so they can confirm acceptability for policy issuance and request corrections before execution.

Choose appropriate notarization

Use RON only if the county and document type permit it; otherwise obtain in-person notarization to meet recorder requirements.

FAQs and common troubleshooting for the Freddie Mac Partial Release Form

Answers to frequent questions about execution, eSigning, recording, and resolving common issues with partial releases.

Need help? Contact support

Can a partial release be e-signed?
Yes in most cases. Electronic signatures are legally enforceable under the ESIGN Act (15 U.S.C. ch. 96) and UETA in 49 states, but confirm county recording and lender policy; some counties or lenders require original notarized signatures or limit RON.
Is a notarized signature required?
Nearly always for recording. Most recorders require a notary acknowledgement for releases; RON may be acceptable where state law permits remote notarization and the county accepts eRecording.
What if the recorder rejects the release?
Recorders will often provide a return reason; correct the identified defect (description, notarization, signature authority) and re-record. Retain documentation of re-submission and communications for title clearance.
How do I confirm signatory authority?
Request written delegation from the mortgagee or written servicer authority. Maintain an internal delegation log and a recorded corporate resolution or power authorizing the signing officer.
Does the release remove all loan liability?
No. A partial release removes the lien on the described parcel only; the loan remains secured by other collateral unless fully released by the lender.
Can recording fees vary?
Yes. County recording fees and page charges differ by jurisdiction; check the local recorder fee schedule and include an appropriate check or eRecording fee to avoid rejection.

Explore Templates

Bill of Sale Termination Lease Form Affidavit in Support of Petition for Writ of Error Coram Nobis Restraining Order New York Plaintiff's First Set of Interrogatories Closing Statement Form

be ready to get more

Join over 28 million airSlate SignNow users

Sign Now