General Durable Power of Attorney for Property and Finances

GENERAL DURABLE POWER OF ATTORNEY

Prepared by:

After Recording, Return to:

THE POWERS YOU GRANT BELOW ARE EFFECTIVE EVEN IF YOU BECOME DISABLED OR INCOMPETENT

CAUTION: THIS IS AN IMPORTANT DOCUMENT. IT GIVES THE PERSON WHOM YOU DESIGNATE (YOUR "AGENT") BROAD POWERS TO HANDLE YOUR PROPERTY DURING YOUR LIFETIME, WHICH MAY INCLUDE POWERS TO MORTGAGE, SELL, OR OTHERWISE DISPOSE OF ANY REAL OR PERSONAL PROPERTY WITHOUT ADVANCE NOTICE TO YOU OR APPROVAL BY YOU. THESE POWERS WILL EXIST EVEN IF YOU BECOME DISABLED OR INCOMPETENT. THIS DOCUMENT DOES NOT AUTHORIZE ANYONE TO MAKE MEDICAL OR OTHER HEALTH CARE DECISIONS FOR YOU. YOU MAY EXECUTE A SEPARATE DOCUMENT FOR THAT PURPOSE. IF THERE IS ANYTHING ABOUT THIS FORM THAT YOU DO NOT UNDERSTAND, YOU SHOULD ASK A LAWYER TO EXPLAIN IT TO YOU.

KNOWN BY ALL PERSONS PRESENT, THAT:

I, (complete Name of Principal), whose address is

(“Principal”), execute this General Durable Power of Attorney and do hereby make, constitute and appoint:

(Full Name of Agent), whose address is

("Agent" or “Attorney-in Fact”), as my attorney-in-fact TO ACT IN MY NAME, PLACE AND STEAD...

1. EFFECTIVENESS OF POWER OF ATTORNEY:

This instrument is to be construed and interpreted as a general durable power of attorney effective immediately. This power of attorney shall not be affected by disability, incompetency, or incapacity of the Principal.

2. GRANT OF POWERS:

I grant to my Agent full power and authorization to do everything necessary in exercising any of the powers herein granted by this power of attorney as fully as I might or could do if personally present.

(a) Powers of Collection and Payment:

(1) To forgive, request, demand, sue for, recover, collect, receive and hold all sums of money...

(2) To have, use, and take all lawful means and equitable and legal remedies and proceedings...

(b) Property Matters:

(1) To acquire, purchase, exchange and sell, or grant options to sell, mortgage, pledge, lease...

(2) To sell, assign, transfer, convey, exchange, deed, mortgage, pledge, lease, let, license...

(c) Management Powers:

To maintain, repair, improve, invest, manage, insure, rent, lease, encumber, and in any manner deal...

(d) Banking Powers:

To make, receive and endorse checks and drafts, deposit and withdraw funds, acquire and redeem certificates of deposit...

(e) Business Interests:

To conduct or participate in any lawful business of whatever nature for me and in my name...

(f) Safe Deposit Boxes:

To have access at any time or times to any safe deposit box rented by me...

(g) Power to Hold Property and Make Investments:

The power to hold or acquire any property, real or personal, or securities...

(h) Power to Borrow:

To borrow any sum or sums of money on such terms...

(i) Trusts:

To transfer, assign and convey any property or interest in property... to any trust...

3. MISCELLANEOUS:

I grant to the Agent named herein the following additional powers of authority:

(a) In the event any agent named herein should be of the opinion...

(b) I grant full and absolute authority to the Agent named herein...

(c) I further authorize and empower the Agent named herein to use and apply so much of the income and principal...

(d) I further authorize and empower my Agent to engage, employ and dismiss...

4. INTERPRETATION AND GOVERNING LAW:

This instrument is to be construed and interpreted as a general durable power of attorney...

5. INDEMNITY:

I hereby bind myself to indemnify my Agent and any successor who shall so act...

6. NOMINATION OF GUARDIAN OR CONSERVATOR:

In the event court proceedings are hereafter commenced to appoint a guardian, conservator or other fiduciary...

7. REVOCATION:

This general durable power of attorney may be voluntarily revoked by me by written instrument signed by me and delivered to my Agent.

Any affidavit executed by my Agent stating that she or he does not have, at the time of doing any act pursuant to this power of attorney, actual knowledge of the revocation or termination of this power of attorney...

8. DEATH:

My death shall not revoke or terminate this agency as to my Agent or any other person who, without actual knowledge of my death, acts in good faith under this power of attorney.

9. SUBSTITUTE AGENT:

If ceases to act as my Agent due to death, incapacity, or resignation, I appoint , to serve as my Agent.

10. JOINT POWER:

If I name two persons to serve as my Agent hereunder, it is my intent that the power granted to them shall be a joint power...

The following powers are specifically granted to my attorney-in-fact (principal must initial any powers wished to be granted below):

(a) Create an inter vivos trust;

(b) With respect to a trust created by or on behalf of the principal, amend, modify, revoke, or terminate the trust...

(c) Make a gift, subject to subsection (4) of Florida Statutes 709.2202;

(d) Create or change rights of survivorship;

(e) Create or change a beneficiary designation;

(f) Waive the principal's right to be a beneficiary of a joint and survivor annuity...

(g) Disclaim property and powers of appointment.

(h) Authority to conduct investment transactions as provided in section 709.2208(2), Florida Statutes.

(i) Authority to conduct banking transactions as provided in section 709.2208(1), Florida Statutes.

Notwithstanding the foregoing, the attorney in fact may not:

1. Perform duties under a contract that requires the exercise of personal services of the principal;

2. Make any affidavit as to the personal knowledge of the principal;

3. Vote in any public election on behalf of the principal;

4. Execute or revoke any will or codicil for the principal;

5. Create, amend, modify, or revoke any document or other disposition effective at the principal's death...

6. Exercise powers and authority granted to the principal as trustee or as court-appointed fiduciary.

I direct that the above-related powers and authority of my said agent shall be so exercisable and effective regardless of the fact that I may be mentally or physically incapacitated...

FURTHER, I do authorize my aforesaid attorney to execute, acknowledge and deliver any instrument under seal or otherwise...

PROVIDED, however, that all business transacted hereunder for me or for my account shall be transacted in my name...

My agent is entitled to reasonable compensation and reimbursement for reasonable expenses for services rendered as agent under this power of attorney, if desired.

TO INDUCE ANY THIRD PARTY TO ACT HEREUNDER, I HEREBY AGREE THAT ANY THIRD PARTY RECEIVING A DULY EXECUTED COPY OR FACSIMILE OF THIS INSTRUMENT MAY ACT HEREUNDER...

THIS DURABLE GENERAL POWER OF ATTORNEY MAY BE REVOKED BY ME AT ANY TIME.