General Power of Attorney E-sign

GENERAL POWER OF ATTORNEY E-SIGN

This General Power of Attorney is made on by Principal Name: residing at (the "Principal"), who hereby appoints Agent Name: residing at (the "Agent") as Attorney-in-Fact under the terms and conditions set forth below.

RECITALS

WHEREAS, the Principal desires to grant to the Agent broad authority to act on behalf of the Principal with respect to the Principal's property, financial affairs, and legal interests; and

WHEREAS, the Principal is of sound mind and capable of executing this Power of Attorney and intends that this instrument provide the Agent with the fullest powers permitted by law; and

WHEREAS, the Principal understands that this Power of Attorney authorizes the Agent to make decisions and take actions that are binding on the Principal;

NOW THEREFORE, in consideration of the foregoing and of the mutual covenants contained herein, the Principal hereby grants to the Agent the powers and authority described in this instrument.

1. GENERAL GRANT OF AUTHORITY

The Principal hereby appoints the Agent as Attorney-in-Fact to act for the Principal and in the Principal's name, place and stead in any and all matters, with full power and authority to do and perform any act, power or duty which the Principal could do if personally present, subject to the limitations set forth in Section 4. The Agent's authority includes, but is not limited to, the following specific powers, which shall be exercised in the Agent's sole discretion for the Principal's benefit:

1. Real estate transactions, including acquiring, improving, managing, leasing, encumbering, selling, exchanging, partitioning, and subdividing real property owned now or in the future by the Principal.
2. Personal property transactions, including buying, selling, transferring, storing, and insuring tangible and intangible personal property.
3. Banking and financial institution transactions, including opening and closing accounts, endorsing checks, withdrawing and depositing funds, and accessing safe deposit boxes.
4. Business operations, including exercising rights as an owner, entering contracts, managing, dissolving, or reorganizing business entities in which the Principal has an interest.
5. Tax matters, including preparing, signing, and filing federal, state and local tax returns and representing the Principal before tax authorities.
6. Claims and litigation, including initiating, prosecuting, defending and settling legal actions and hiring attorneys and other professionals as necessary.
7. Insurance and benefits, including selecting coverage, filing claims, and making elections with respect to retirement and benefit plans.
8. Gifts and transfers to family or others, subject to the limitation in Section 4 regarding excessive transfers or those inconsistent with the Principal's estate plan.
9. Privacy and information access, including accessing medical, financial and other records and consenting to disclosure as necessary to exercise the powers herein.
10. All other lawful acts necessary for the proper management and protection of the Principal's property and personal affairs.

2. SPECIFIC AUTHORIZATIONS (OPTIONAL)

Check each category of specific authority the Principal intends to authorize. If none are checked, the Agent still retains the general powers in Section 1.

Real property transactions

Personal property transactions

Banking and financial accounts

Business operation authority

Tax matters

3. EFFECTIVE DATE; DURABILITY

This Power of Attorney shall become effective on the date of execution unless an alternate effective date is specified below. Select one option to indicate the intended durability of this Power of Attorney:

Durable: This Power of Attorney is intended to be durable and shall not be affected by subsequent disability or incapacity of the Principal.

Springing: This Power of Attorney becomes effective upon the occurrence of incapacity of the Principal as determined by:

Alternate effective date (if different from execution date):

4. LIMITATIONS AND INSTRUCTIONS

The Agent shall not exercise any authority under this Power of Attorney in a manner that violates any explicit limitations set forth by the Principal below, or that is contrary to the Principal's known intent. If no written limitation is provided, the Agent shall act in good faith and in the Principal's best interest.

5. THIRD-PARTY RELIANCE

Third parties, including financial institutions, government agencies, and other persons, may rely upon this Power of Attorney and the acts of the Agent. Any third party that receives a copy of this document may rely on the authority of the Agent until the third party has actual knowledge of its revocation or termination. The Principal hereby authorizes the release of financial and other information to the Agent as necessary to effectuate the powers granted herein.

6. COMPENSATION AND REIMBURSEMENT

The Agent shall serve without bond unless the Principal requires otherwise. The Agent is entitled to reasonable compensation for services rendered and to reimbursement for expenses reasonably incurred on behalf of the Principal, except where the Agent is a close relative and the Principal indicates otherwise below.

Principal directs that Agent shall serve without compensation.

7. REVOCATION

This Power of Attorney may be revoked or amended by the Principal at any time by providing written notice to the Agent and to any third parties relying on this Power of Attorney. Upon the Principal's death, this Power of Attorney shall terminate, except for acts necessary to wind up the Principal's affairs where authorized by applicable law.

8. NOTICES

Any notice required or permitted under this Power of Attorney shall be in writing and delivered personally, by certified mail, or by commercial courier to the address of the party as set forth in this document or to any updated address provided in writing.

9. AMENDMENTS; WAIVER

Any amendment or waiver of any provision of this Power of Attorney must be in writing and signed by the Principal. A waiver by any person of a breach shall not constitute a waiver of any subsequent breach.

10. GOVERNING LAW; ENTIRE AGREEMENT; SEVERABILITY

This Power of Attorney shall be governed by and construed in accordance with the laws of the state specified below. This instrument constitutes the entire agreement between the Principal and the Agent regarding the matters herein and supersedes any prior powers of attorney executed by the Principal that expressly are revoked by this instrument. If any provision of this Power of Attorney is declared invalid or unenforceable, such declaration shall not affect the validity or enforceability of the remaining provisions.

11. PRINCIPAL'S CERTIFICATION

The Principal certifies that the Principal understands the nature and effect of this instrument, is executing it voluntarily, and intends that the Agent have the authority granted herein. The Principal further certifies that the Principal is not under duress or undue influence and that the Principal's signature below is the Principal's true and voluntary signature.

12. RELIANCE ON ELECTRONIC SIGNATURE

The Principal and Agent acknowledge that this document may be signed electronically and that such electronic signature shall have the same force and effect as a handwritten signature. The Principal authorizes reliance on electronically transmitted copies of this Power of Attorney.

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