Commercial Loan Application Form

Loan Application Forms

Owner Occupied Loan Checklist

1. General Information Form (attached or use your own)

2. Operating Company Tax Returns for Trailing Three Years

3. Current Interim Profit and Loss Statement And Balance Sheet of the Operating Company (within 60 days)

4. Business Debt Schedule (attached or use your own)

5. Complete Personal Tax Returns for Trailing Three Years for All Principals

6. Personal Financial Statement for All Principals (attached or use your own)

7. Resume for Key Principals (attached or use your own)

Investment Property Loan Checklist

1. General Information Form (attached or use your own)

2. Property Income and Expense Statement for Trailing Three Years

3. Current Interim Income and Expense Statement of the Property (Within 60 Days)

4. Property Rent Roll (attached or use your own)

5. Complete Personal Tax Returns for Trailing Three Years for All Principals

6. Personal Financial Statement for All Principals (attached or use your own)

7. Resume for Key Principals (attached or use your own)

If you have additional information that you can provide such as a property appraisal, environmental reports, property photos, current credit report(s), etc., please include as this will typically help with the approval process.

General Information Form

Loan Request Information (Please Complete All Information to Avoid Delays in Processing Your Application)

Purpose of Loan:

Source of Repayment:

Application For:

Conventional Mortgage SBA

Construction loan Church Finance

Amount Requested: $

Term Requested:

Amortization Requested:

Collateral Description:

A. Applicant Information

Legal Name of Applicant (Borrower)

DBA (If Applicable) Tax I.D. Number

Principle Place of Business Address (not P.O. Box)

City State County Zip

Mailing Address (if different)

City State Zip

Key Contact Name Business Telephone Number Business Fax Number

Date Business Established Current ownership (# of years) State of Registration Annual Sales $ Net Profit-prev yr $

Describe applicant's product/service Number of Employees

Type of Ownership (Select One)

General Partnership Limited Partnership Non Profit

Proprietorship C-Corp. S-Corp. LLC Professional Association LLP

E-Mail Address (By providing this information, I authorize The Bankers Group to send me information via e-mail)

Who does applicant currently do their business banking with?

Is applicant willing to move their banking relationship in conjunction with their loan?

Yes NO

B. Owners Information

Name Social Security Number % Ownership Title

Key Contact Name and Phone Number

For more than four owners attach additional sheet(s).

C. Loan Disclosures (Refinance)

Current lender Rate Start date Monthly payment Current balance

Property gross annual revenues Annual expenses Type of property Number of Tenants Estimated value

D. Loan Disclosures (Purchase)

Purchase price $ Will purchaser occupy 51% or more of the property Type of property Down payment $ Estimated value $

Property gross annual revenues $ Annual expenses $ Number of tenants Is the property under contract Anticipated settlement date

E. Other Information

Settlement agent name Insurance Company Phone Number

Settlement agent phone number Insurance Company Fax Number

Is the seller of the property willing to carry a second trust? (Purchase only) Yes* No

Has The Applicant Ever Declared Bankruptcy Or Had Any Judgments, Repossessions, Garnishments Or Other Legal Proceeding Filed Against Them? Yes* No

Is the applicant currently under contract with any other mortgage brokers? Yes* No

Are Any Tax Obligations, Including Payroll or Real Estate Taxes, Past Due? Yes* No

Is The Applicant Liable On Debts Not Shown, Including Any Contingent Liabilities Such As Leases, Endorsements, Guarantees, Etc.? Yes* No

Is The Applicant Currently A Defendant In Any Suit Or Legal Action? Yes* No

*If you answered yes to any of the above questions, please provide an explanation on a separate sheet

F. Certification And Signatures

Each of the undersigned hereby instructs, consents and authorizes the Lender/Broker, or any affiliate, subsidiary or assigns to obtain a consumer credit report and any other information relating to their individual credit status in the following circumstances: (a) relating to the opening of an account or upon application for a loan or other product or service offered by Lender by a commercial entity of which the undersigned is a principal, member, guarantor or other party, (b) thereafter, periodically according to the Lender’s credit review and audit procedures, and (c) relating to Lender’s review or collection of a loan, account, or other Lender product or service made or extended to a commercial entity of which the undersigned is a principal, member, guarantor or other party. The Applicant(s), individually and/or by the signature(s) of its authorized representative below, hereby certifies that: the foregoing has been carefully read by the Applicant and is given to the Lender/Broker for the purpose of obtaining the credit described above and other credit from time to time in whatever form; the information in this Application and any other documents or information submitted in connection with this Application or any other credit request are true and correct statements of the Applicant’s financial condition and may be treated by the bank as a continuing statement thereof until replaced by a new Application or until the Applicant specifically notifies Lender/Broker in writing of any change; and the credit requested herein and any other credit obtained from the Lender/Broker by the Applicant on the basis of the information contained in this Application shall be used solely for business and commercial purposes. The Applicant and each Guarantor authorize the Lender/Broker to verify at any time any information submitted to the Lender/Broker by or on behalf of the Applicant and/or any Guarantor; obtain further information concerning the credit standing of the Applicant, its representatives and Guarantors; and exchange such credit information with others. The Applicant agrees to provide additional information, financial or otherwise, upon request and agrees that, unless otherwise directed by the Applicant in writing, all statements and notices regarding any credit granted by the Lender/Broker to the Applicant shall be mailed or faxed to the Applicant at the address or number shown above. Any person(s) signing below is duly authorized and empowered to request credit on behalf of the Applicant.

Unless I/We initial here, the Lender/Broker is hereby authorized to share this application and credit information with its affiliates or other lenders, which may consider my/our application for loan approval/purchase. This statement does not limit the Lender/Broker's rights to sell or assign any loans to a third party.

Applicant and each Guarantor initials:

Business Debt Schedule

Business Name: As of *Should match the financial statement to be submitted.

Creditor Name/address Original amount Original date Present balance Interest rate Maturity date Monthly payment Security Current or delinquent

Total present balance Total monthly payment

Signature: Title: Date Signed:

Furnish the following information on all installment debts, contracts, notes, and mortgages payable. Do not include accounts payable or accrued liabilities.

Personal Financial Statement

Name Business Phone

Residence Address Residence Phone

City, State, & Zip Code

Business Name of Applicant/Borrower

As of

Assets / Liabilities / Income / Contingent Liabilities

Section 2. Notes Payable to Banks and Others.

Section 3. Stocks and Bonds.

Section 4. Real Estate Owned.

Section 5. Other Personal Property and Other Assets.

Section 6. Unpaid Taxes.

Section 7. Other Liabilities.

Section 8. Life Insurance Held.

Personal Resume Form

TO BE COMPLETED BY EACH PRINCIPAL INVOLVED IN THE LOAN

If you already have a prepared resume, submit in lieu of this form

Name

First Middle Maiden Last

Date of birth Place of birth Social Security No

U.S. Citizen – If not, please provide alien registration number

Home address City State Zip

From To Home phone Business phone

Immediate past address City State Zip

From To

Are you employed by the U.S. Government?

If so, give the name of the agency and position

Military Service Background

Branch From To

Rank at discharge Honorable?

Job Description

Work Experience

List chronologically, beginning with present employment

Name of company % of business owned

Full address City State Zip

From To Title Duties

Education (College or Technical Training)

Name and Location Dates Attended Major Degree or Certificate

1.

2.

3.

4.

Rent Roll

Unit # Unit Type Tenant Name Square Feet Monthly Rent

Term Start End Comments

Totals:

Rent Roll Certification:

I/We certify that the attached rent roll(s) dated for the property located at Is/are true and correct.

By: