Applicant Details
Legal name, DBA, FEIN/EIN, entity type, primary address and contact details; used to match policy, determine state law, and verify exposures.
A fully accurate EPLI application speeds underwriting, reduces coverage gaps, and improves binding certainty while documenting material facts used to evaluate premiums and exclusions.
Typical parties complete or provide input to an EPLI application; responsibilities vary by role and organizational size.
Clear role assignment before beginning prevents delays and reduces the risk of inconsistent answers across sections.
Legal name, DBA, FEIN/EIN, entity type, primary address and contact details; used to match policy, determine state law, and verify exposures.
Total payroll by employee class, number of full/part-time employees, seasonal workers, and independent contractor count; informs premium and exposure basis.
Prior employment-related claims, dates, reserves, outcomes, and legal counsel involvement for five to seven years; central to underwriting decisions.
Written HR policies, anti-harassment training records, investigation procedures, and disciplinary documentation demonstrating loss-control practices.
Desired limits, retention/deductible, retroactive date, and endorsements such as third-party liability or wage/hour coverage.
Signature block, date, and consent for insurer to obtain loss runs and claim information; attests to truthfulness of responses.
| Field | Configuration |
|---|---|
| Auto-fill | Prepopulate company name, FEIN, address |
| Conditional Fields | Show additional questions based on prior answers |
| Authentication | Email, SMS code, or ID verification |
| Notifications | Email alerts for outstanding signatures |
Choose a platform that supports secure e-signature, audit trails, file attachments, and industry integrations to simplify submission.
Verify the carrier accepts electronic delivery and confirm any specific authentication or notarization requirements before submitting.
Usually 5–15 business days depending on complexity
Receipts from prior carriers may add 7–21 days
Binder can be issued same day to several business days
Set at applicant request or when premium and binder accepted
Often due at binding or per broker terms
Optica moved application workflows online to reduce processing time and centralize documents.
Martin Properties processes policy applications remotely for distributed teams.
The HR manager supplies payroll figures, employee counts, and policy documents and often reviews claims history sections. They should ensure accuracy and provide documentation that supports statements made on the application.
The broker compiles documentation, coordinates carrier requests, and typically transmits the application to underwriting. Brokers confirm coverage intent and handle premium collection and binder issuance.
Carrier-formatted loss runs showing prior claims, reserves, and closed claim outcomes for the typical five- to seven-year underwriting window.
Recent payroll summaries by class and total payroll for the underwriting period used to calculate exposure-based premium.
Current written policies on harassment, discipline, investigations, and termination procedures demonstrating sound HR governance.
Copies of expiring or prior EPLI policies and declarations pages showing retroactive dates, limits, and exclusions.
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Trial | Yes, 7-day free trial | Yes | Yes | Yes | Yes |
| Bulk Send | Yes | Yes | Yes | Yes | No |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| Envelope Cap | No cap | 100 envelopes/user/year | Varies by plan | Varies by plan | Varies by plan |