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Insurance GL Only Form

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INSURANCE GL ONLY FORM

Complete this General Liability (GL) application information sheet for consideration of coverage. All items must be answered completely and accurately. Omissions or misrepresentations may be grounds for declination of coverage or rescission of any resulting policy.

1. Applicant / Insured Information

Phone:

Email:

State of Incorporation / Formation:

Entity Type (check one)

Tax Identification Number (EIN or SSN):

2. Policy Details

Effective Date:

Expiration Date:

Policy Form (check all that apply)

3. Coverage Limits & Financials

Deductible:

Estimated Annual Premium:

4. Coverages / Options

Select requested coverage enhancements, endorsements, or options. Selection does not bind coverage; endorsements will be subject to underwriting approval and premium adjustment.

5. Exclusions, Endorsements & Special Conditions

6. Loss History (Past 5 Years)

Any claims, incidents, or suits in the last 5 years?

7. Additional Insureds / Certificate Details

8. Beneficiary / Payable To (If Applicable)

Relationship:

Percentage of Proceeds:

9. Required Attachments

Check attachments included with this submission. Underwriting may require additional documentation prior to binding.

10. Declaration and Authorization

The undersigned declares that the information contained in this form and any attachments is true, complete and accurate to the best of their knowledge. The undersigned understands that coverage, if issued, will be governed by the terms, conditions and exclusions of the policy form and endorsements. The undersigned authorizes the release of claim and underwriting information to the insurer for the sole purpose of evaluating this application. The undersigned acknowledges that any material misrepresentation, omission or concealment may result in denial of coverage or rescission of the policy.

By signing below, the applicant certifies that they are authorized to make this application on behalf of the named insured and that they understand and accept the obligations set forth herein.

Applicant Name:

Signature:

Date:

Enter text✕

What the Insurance GL Only Form Is and when it’s used

The Insurance GL Only Form is a condensed certificate used to show proof of general liability (GL) coverage only, without listing other policy lines. It typically records insurer name, policy number, limits, effective and expiration dates, and the certificate holder. Employers, contractors, brokers, and certificate holders use it to confirm minimum liability limits for contracts, construction sites, leases, or vendor access. The form does not itself alter policy terms; it is evidentiary only and should be cross-checked against the full insurance policy and endorsements for coverage scope and exclusions.

Why a GL-Only Certificate matters for risk and contracting

An Insurance GL Only Form provides concise evidence that a party carries required general liability limits, simplifying contract compliance checks and vendor onboarding while reducing administrative friction.

Why a GL-Only Certificate matters for risk and contracting

Who typically requests and completes this form

Typical requesters and preparers vary by transaction — understanding roles speeds completion.

  • Certificate holders: landlords, general contractors, and project owners who require proof of GL limits and additional insured status where applicable.
  • Insurance brokers or agents: prepare and issue certificates to satisfy client contractual obligations and to communicate policy details to third parties.
  • Vendors and subcontractors: supply GL-only certificates to satisfy procurement, site access, or lease requirements quickly.

Knowing which party initiates the certificate reduces rework and prevents coverage gaps during project start-up.

Core components to include on a professional GL-only certificate

A complete GL-only certificate is structured for clarity and rapid verification, emphasizing insurer identity, policy limits, effective periods and any additional insured endorsements.

Insurer name

Full legal name of the issuing insurance company as shown on the policy and on state filings.

Policy type

Specify 'Commercial General Liability' and policy form identifier to distinguish from owner-operator or excess policies.

Policy number

Exact policy number as on the insurance declaration page for unambiguous cross-reference.

Coverage limits

List per-occurrence and aggregate limits (for example, $1,000,000 / $2,000,000) and any sublimits that affect exposure.

Effective dates

Start and expiration dates (MM/DD/YYYY) that determine whether coverage exists at a specific time.

Endorsements

Note Additional Insured, Waiver of Subrogation, or other endorsements and whether copies are attached.

Security and compliance items to verify on the form

Encryption: TLS 1.2/1.3; AES-256 at rest
Audit trail: Timestamp, IP, and signer attribution
HIPAA BAA: Required if PHI is present
Access controls: Role-based permissions and logs
Document format: PDF or PDF/A preferred
Retention: Follow legal retention schedules

Step-by-step: preparing and issuing a GL-only certificate

Follow these steps in sequence to prepare a valid Insurance GL Only Form that satisfies most contracting requirements.

  • 01
    Gather policy data: Collect insurer, policy number, limits, and endorsement pages.
  • 02
    Confirm requirements: Review contract or request to confirm limits and Additional Insured needs.
  • 03
    Complete certificate: Populate all fields accurately and attach required endorsements.
  • 04
    Deliver and archive: Send to certificate holder and retain signed copy with audit trail.

How to configure an online workflow for GL-only certificates

Set up a reusable template and authentication rules to reduce repetitive entry and improve traceability.

Field Configuration
Template Create reusable certificate template with locked insurer fields
Authentication Email link or SMS OTP for signer verification
Conditional fields Show endorsements only when applicable
Notifications Auto-send on completion to holder and broker

Where to send the completed GL-only certificate

Routing depends on the contractual requirement; confirm recipient and acceptable delivery method before sending.

  • Certificate holder: Deliver the completed certificate to the named holder for contract compliance.
  • Insurance carrier: Send to carrier only if verification or endorsement issuance is required.
  • Broker / agent: Retain a copy with the producing broker for audit records.
  • Third-party verifier: Send to tenant, owner, or compliance portal per contract instructions.

Technical considerations for electronic completion and delivery

Verify supported file types, signer authentication, and audit trail capabilities before e-submission.

  • File formats: PDF, DOCX accepted
  • Integrations: CRM and cloud storage supported
  • Authentication: Email, SMS, or KBA available

Ensure recipients accept electronic certificates and that records are archived with tamper-evident audit logs.

Timing expectations: requests, renewals, and cancellation notices

Timely delivery of a GL-only certificate prevents contract delays; follow contractual notice periods and carrier processing times.

Initial request timing:

Provide certificate before contract start date, typically 5–10 business days.

Renewal updates:

Issue updated certificates at policy renewal or any limit change.

Cancellation notice:

Carriers typically issue 30-day cancellation notices; confirm contract-specific notice.

Endorsement delivery:

Allow additional 5–15 business days for endorsement issuance.

Immediate requests:

Rush requests may incur broker or carrier fees.

Common preparation errors to avoid

  • Entering an incorrect policy number prevents carrier verification and may delay certificate acceptance by the holder.
  • Listing ambiguous limits like 'per occurrence — see policy' creates uncertainty; use exact numeric values and units.
  • Omitting the Additional Insured endorsement when required leads to contract noncompliance and potential site access denial.
  • Sending unsigned or draft certificates without audit metadata can be rejected by compliance teams or procurement platforms.

Consequences of an incorrect or missing GL-only certificate

Contract breach: Possible denial of work
Liability exposure: Uninsured loss risk
Project delays: Work stoppage or access denied
Financial penalties: Contractual fines possible
Claim disputes: Coverage gaps complicate claims
Reputational risk: Vendor noncompliance cited

Vendor pricing and capability snapshot for eSignatures used with certificates

Compare common plan-level differences for eSignature vendors when choosing a platform to manage and distribute Insurance GL Only Forms.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial 7-day free trial Free trial varies Free trial varies Free trial varies Free trial varies
Bulk Send Yes Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Yes Yes No No
Envelope Cap No cap 100 envelopes/user/year Varies by plan Varies by plan Varies by plan

Frequently asked questions about completing and relying on a GL-only certificate

Answers to common questions about electronic execution, validity, endorsements, and what to do when coverage appears insufficient.


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