Legal DRO Notice

LEGAL DRO NOTICE

THIS NOTICE is given by the undersigned for the purpose of informing affected creditors and interested parties of the status and legal consequences of a Debt Relief Order application or grant under the applicable insolvency framework. Applicant Name: Applicant Address:

Approved Intermediary / Practitioner Name: Practitioner Address:

Case Reference Number: Date of Application: Effective DRO Date:

RECITALS

WHEREAS, Applicant has applied for relief by way of a Debt Relief Order under the statutory framework applicable to the Applicant's residence and financial circumstances; and

WHEREAS, the Approved Intermediary / Practitioner has submitted or is preparing to submit the application and is authorized to provide notice to creditors and other interested parties of the initiation, status, and legal effect of such application; and

WHEREAS, it is necessary to provide formal notice to creditors of the application or the making of a Debt Relief Order so that creditors may determine and, if appropriate, assert their rights in accordance with applicable law;

NOW, THEREFORE

NOW, THEREFORE, the parties give notice and agree the following terms and procedural statements shall govern transmission of this Notice and the handling of creditor claims and communications with respect to the referenced Debt Relief Order application or order.

1. NATURE OF NOTICE

1.1 This Notice serves as formal notification to known creditors and other interested parties that an application for a Debt Relief Order has been submitted or that a Debt Relief Order has been made in respect of the Applicant. The party providing this Notice is the Approved Intermediary / Practitioner named above acting on behalf of the Applicant.

1.2 Indicate status of proceeding: Application filed (pending decision) Debt Relief Order granted / made

2. EFFECTS AND SCOPE

2.1 Subject to the statutory scheme, from the effective date of the Debt Relief Order (or, if the application is pending, from the date specified by the intermediary), certain statutory protections and moratoria may apply. Creditors should take notice that enforcement action against the Applicant may be restricted or suspended to the extent required by law.

2.2 The scope of debts covered, exceptions (including but not limited to secured obligations, fines, or other non-dischargeable liabilities), and any limitations shall be determined by the operative statutory provisions and the terms of any order made. Creditors must not rely upon informal statements; proof of entitlement and legal counsel should be sought where necessary.

3. CLAIMS PROCEDURE

3.1 To assert a claim, a creditor must deliver a written proof of debt setting out the basis of the claim, the amount asserted, and supporting documentation to the Approved Intermediary at the Notices address provided below within the time required by statute or, if no statutory period applies, within 21 days of receipt of this Notice.

4. CONFIDENTIALITY, DISCLOSURE AND DATA

4.1 The Approved Intermediary may disclose such information as is necessary to comply with statutory reporting obligations, to verify claims, or to obtain legal advice. Except as required by law, parties receiving this Notice shall treat personal financial information as confidential.

4.2 Any request for additional personal data or documentation must be made in writing and will be considered only to the extent permitted by applicable law. Unauthorised use or further dissemination of personal data provided in connection with this Notice may give rise to legal remedies.

5. NOTICES

5.1 All formal notices, correspondence, and proofs of debt shall be sent to the Approved Intermediary at the following contact details:

5.2 Notices sent by mail are deemed delivered three business days after posting; notices delivered by courier or in person are deemed delivered upon receipt; notices by email are deemed delivered upon successful transmission unless an automatic failure notification is received.

6. REMEDIES AND ENFORCEMENT

6.1 A creditor's failure to comply with the procedures set out in this Notice or to submit required proofs may result in the creditor being stayed from further enforcement or having their claim subordinated or disallowed to the extent permitted by applicable law.

7. GENERAL PROVISIONS

7.1 Governing Law: This Notice and any dispute arising out of or in connection with it shall be governed by and construed in accordance with the laws of the jurisdiction applicable to the Applicant's insolvency proceedings, without regard to conflict of laws principles.

7.2 Entire Agreement: This Notice constitutes the entire written notice document between the parties concerning the subject matter hereof and supersedes all prior written notices on the same subject between the parties.

7.3 Severability: If any provision of this Notice is held to be invalid, illegal or unenforceable in any respect, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired.

7.4 Amendments and Waiver: No amendment, modification, or waiver of any provision of this Notice shall be effective unless in writing and signed by both the Applicant and the Approved Intermediary / Practitioner. The failure by any party to enforce any provision shall not constitute a waiver of future enforcement of that or any other provision.

7.5 Counterparts: This Notice may be executed in counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.

CERTIFICATION

The undersigned certify under penalty of perjury that the statements contained in this Notice are true and correct to the best of their knowledge, that they are authorized to give this Notice on behalf of the named parties, and that they will comply with the duties and obligations imposed by applicable law in respect of the Debt Relief Order application or order.

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