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Minnesota Disclosure Statement

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PRIVATE SEWER SYSTEM DISCLOSURE

Date

Page 1 of Pages: THE REQUIRED MAP IS ATTACHED HERETO & MADE PART HEREOF

Property located at in the City of

County of State of , legally described as follows or on attached sheet (the "Property")

This disclosure is not a warranty of any kind by the Seller(s) or any Agent(s) representing any Party(s) in this transaction, and is not a substitute for any inspections or warranties the Party(s) may wish to obtain.

Buyer(s) and Seller(s) may wish to obtain professional advice and/or inspections of the sewer system and to provide for appropriate provisions in a contract between Buyer(s) and Seller(s) with respect to any advice/inspection/defects.

Seller's Information:

The following Seller disclosure satisfies Minnesota Statutes Chapter 115.55. The Seller discloses the following information with the knowledge that even though this is not a warranty, prospective Buyers may rely on this information in deciding whether and on what terms to purchase the Property. The Seller(s) authorizes any Agent(s) representing any parties to the sale to inspect the Property. Unless the Buyer and Seller agree to the contrary in writing before the closing of the sale, a Seller who fails to disclose the existence or known status of an individual sewage treatment system at the time of sale, and who knew or had reason to know of the existence or known status of the system, is liable to the Buyer for costs relating to bringing the system into compliance with individual sewage treatment system rules and for reasonable attorney fees for collection of costs from the Seller. An action under this subdivision must be commenced within two years after the date on which the Buyer closed the purchase of the real property where the system is located.

Legal requirements exist relating to various aspects of location and status of individual sewage treatment systems. Buyer is advised to contact the local unit(s) of government, state agency or qualified professional which regulates individual sewage treatment systems for further information about these issues.

The following are representations made by the Seller(s) to the extent of the Seller(s) actual knowledge. This information is a disclosure and is not intended to be part of any contract between the Buyer and Seller.

TYPE (Check appropriate box(es) and indicate location on attached MAP)

Is the sewer system(s) currently in use?

NOTE: If any water use appliance, bedroom or bathroom has been added to the Property, the system may no longer comply with applicable sewage treatment system laws and rules.

Is the sewer system(s) in compliance with applicable sewage treatment system laws and rules?

When was the sewer system installed? Installer Name/Phone

Where is tank located?

What is tank size? When was tank last pumped? How often is tank pumped?

Where is the drain field located?

What is the drain field size?

Describe work performed to the system since you have owned the Property.

Date work performed/by whom:

Is sewer system entirely within Property boundary lines, including set back requirements?

Is the system shared? How many units on system? Annual fee?

Comments:

On this Property:

Approximate number of: people using the sewer system showers/baths taken per week wash loads per week

Distance between well and sewer system:

Have you received any notices from any government agencies relating to the sewer system? (if yes, see attached notice.)

Are there any known defects in the sewer system? if yes, please explain:

Seller's Statement: (To be signed at time of listing)

I/We, Seller(s) of the Property acknowledge the above Private Sewer System Disclosure and MAP and authorize Listing Broker to disclose this information to prospective Buyers.

(Seller)

(Seller)

Buyer's Acknowledgment: (To be signed at time of purchase agreement)

I/We, the Buyer(s) of the Property acknowledge receipt of the Private Sewer System Disclosure and agree that no representation regarding the condition of the Private Sewer System have been made, other than those made above. LISTING BROKER AND AGENTS MAKE NO REPRESENTATIONS AND ARE NOT RESPONSIBLE FOR ANY CONDITIONS EXISTING IN THE PRIVATE SEWER SYSTEM.

(Buyer)

(Buyer)

Seller's Acknowledgment: (To be signed at time of purchase AS OF THE DATE OF THE ACCEPTANCE OF THE PURCHASE AGREEMENT)

I/we, the Seller(s) of the above Property, agree that the condition of the private sewer system is the same as noted above, including changes indicated above which have been initialed and dated.

(Seller)

(Seller)

Enter text✕

What the Minnesota Disclosure Statement Is

The Minnesota Disclosure Statement is a written document used in Minnesota transactions to disclose material facts, conditions, or conflicts relevant to a party’s obligations or a property’s condition. It commonly appears in real estate transfers, consumer finance, and certain business transactions where state law or a contractual obligation requires specific disclosures. The document records factual statements, dates, and signatures and may be subject to state notary or witness requirements depending on the transaction type and statutory rule.

Why this disclosure matters for legal clarity

A clear Minnesota Disclosure Statement reduces litigation risk by documenting known facts, protecting both discloser and recipient, and supporting compliance with state rules and federal e-signature law such as the ESIGN Act (15 U.S.C. ch. 96) and UETA where applicable.

Why this disclosure matters for legal clarity

Typical users and responsible parties

Who completes or receives a Minnesota Disclosure Statement depends on the transaction: sellers, lenders, brokers, employers, and legal counsel commonly prepare or review these forms.

Ensure the correct party prepares and signs the document; where state law or the contract requires notarization or witnesses, follow those authentication steps exactly.

Who can sign and why it matters

Individual Signer

An individual with legal authority to bind the party must sign. For personal transactions the named party should sign using their full legal name to avoid later identity disputes; mismatched names can trigger re-execution or legal challenges.

Authorized Signatory

Corporate or fiduciary signers require an authorized officer or agent. Provide title and authority (certificate of incumbency or corporate resolution) when signing on behalf of an entity to demonstrate capacity and prevent enforceability issues.

Essential sections to include in a professional disclosure

A complete Minnesota Disclosure Statement groups facts into standard sections so reviewers can quickly assess material issues and legal impact.

Parties

Full legal names and contact information for discloser and recipient, including addresses, phone, and email for service and recordkeeping.

Transaction description

Concise description of the transaction or asset being disclosed, including addresses or identifying numbers and the effective date of the disclosure.

Material facts

Clear, itemized statements of known facts, defects, liens, prior claims, or obligations that a reasonable recipient would consider important.

Legal statements

Any statutory disclosures required under Minnesota law or federal law, and brief citations when relevant to the disclosed item.

Attachments

Supporting documents such as inspection reports, prior notices, lien searches, or addenda referenced in the disclosure.

Authentication

Signature blocks, dates, notarization or witness lines where required, and a separate space for recipient acknowledgment when needed.

Step-by-step: completing a Minnesota Disclosure Statement

Follow these steps in order to prepare a compliant disclosure that is clear, signed, and properly authenticated when required.

  • 01
    Gather facts: Collect inspection reports, lien searches, and previous notices.
  • 02
    Draft statements: Write concise numbered material facts linked to evidence.
  • 03
    Review legal needs: Check for statutory disclosures, notarization, or witness requirements.
  • 04
    Sign and deliver: Authenticate signatures and provide recipient with the final copy.

How the disclosure moves from draft to recorded copy

A typical flow moves documentation from preparation through authentication, delivery, and retention; each step creates records for audit and legal proof.

  • Prepare: Draft the disclosure and attach supporting documents.
  • Authenticate: Signatures and notary/witness steps complete authentication.
  • Deliver: Provide recipient a copy via email, registered mail, or eDelivery.
  • Archive: Store the executed document and audit trail per retention rules.

Configuring an electronic workflow for this statement

When converting the form to an electronic workflow, set field behaviors, signer order, and authentication to match legal and business needs.

Field Configuration
Required fields Mark name, date, and signature fields as required.
Signer order Set signer sequence when execution order matters.
Authentication Select email, SMS code, or stronger ID verification.
Attachments Enable required supporting file uploads.

Digital signing and eSubmission considerations

Use an eSignature platform that supports required authentication, audit trails, and secure storage to preserve legal validity under ESIGN and UETA.

  • Authentication methods: Email link, SMS code, or knowledge-based verification depending on risk.
  • Audit trail: Capture IP, timestamp, and signer actions for reproducibility.
  • File formats: Support for PDF and DOCX ensures signed copies are preserved correctly.

Ensure the chosen platform can export an audit certificate and store signed records with AES-256 encryption to support admissibility and long-term retention.

Common timing and deadline items to track

Certain deadlines and delivery expectations apply to disclosures depending on transaction type; tracking these prevents late-notice risk.

Real estate delivery:

Deliver prior to closing when state law or contract requires.

Tax-related forms:

Provide required tax documents (e.g., 1099) by Jan 31 when applicable.

Consumer finance notices:

Meet any pre-contract disclosure timing specified by federal/state statutes.

Notarization windows:

Complete notary steps before submitting to recording offices.

Record retention start:

Retention periods typically begin on effective or filing date.

Key milestones from preparation to retention

A sequential milestone view helps teams coordinate evidence collection, authentication, and long-term storage.

01

Draft prepared

Collect facts and supporting documents before drafting the disclosure.

02

Legal review

Confirm statutory language and authentication needs with counsel.

03

Execution

Complete signatures, notarization, and any witness steps required.

04

Delivery and archive

Provide executed copies and store records in secure systems with audit trails.

Security and compliance items to document

Encryption: AES-256 at rest; TLS 1.2/1.3 in transit
Audit Trail: IP address, timestamps, action log
Authentication: Email/SMS/KBA or stronger methods
HIPAA BAA: Required for PHI handling
ESIGN / UETA: Meets legal e-signature frameworks
Access Controls: Role-based permissions and SSO

Potential penalties and legal risks for incorrect disclosures

Contract rescission: Incorrect disclosure may allow rescission or damages
Statutory fines: State-specific penalties can apply for mandated disclosures
Tax penalties: Related filing errors may trigger IRC §6721 penalties
I-9 violations: Employment form errors can incur DHS fines (8 CFR §274a.2)
HIPAA breach: Improper PHI disclosure can lead to civil penalties
Reputational harm: Inaccurate disclosures damage trust and business relationships

Common pitfalls when preparing a Minnesota Disclosure Statement

  • Using informal or abbreviated names that do not match IDs or entity records.
  • Failing to attach or reference supporting documents for material facts.
  • Overlooking notarization or witness requirements specific to the transaction.
  • Delivering disclosures after contractual or statutory deadlines, creating liability.

Illustrative examples of how disclosures are used

These short examples show practical contexts for a Minnesota Disclosure Statement and how it reduces risk in common transactions.

Residential sale

A seller lists known roof leaks and an inspection report

  • Buyer requests repair credits
  • The disclosure and report are attached to the closing package to avoid later dispute and support title insurance underwriting.

Commercial lease

A landlord discloses pending municipal assessments

  • Tenant negotiates rent adjustment
  • Documented disclosure clarifies responsibility and prevents later lease termination claims.

Representative pricing and capability comparison for eSignature providers

Compare base pricing and key capabilities relevant to using an eSignature platform for Minnesota Disclosure Statements; plan features vary by vendor and tier.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial 7-day free trial Varies by plan Varies by plan Varies by plan Varies by plan
Bulk Send Yes (Business Premium) Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes (BAA) Yes Yes No No

Frequently asked questions about the Minnesota Disclosure Statement

Answers to common questions on completion, authentication, and recordkeeping for Minnesota Disclosure Statements.


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