New Jersey Housing Mortgage Finance Agency

WARRANTY DEED

(Corporation to Two Individuals)

KNOW ALL MEN BY THESE PRESENTS THAT:

FOR VALUABLE CONSIDERATION OF TEN DOLLARS ($10.00), and other good and valuable consideration, cash in hand paid, the receipt and sufficiency of which is hereby acknowledged, a Corporation organized under the laws of the state of hereinafter referred to as “Grantor", does hereby sell, convey, and quitclaim unto and Two Individuals, as joint tenants with rights of survivorship, hereinafter “Grantees”, the following lands and property, together with all improvements located thereon, lying in the County of State of Iowa, to-wit:

Describe Property of State "SEE DESCRIPTION ATTACHED"

Prior instrument reference: Book Page Document No. of the Recorder of County, Iowa.

LESS AND EXCEPT all oil, gas and minerals, on and under the above described property owned by Grantor, if any, which are reserved by Grantor.

SUBJECT to all easements, rights-of-way, protective covenants and mineral reservations of record, if any.

TO HAVE AND TO HOLD same unto Grantees, and unto Grantees' heirs and assigns forever, with all appurtenances thereunto belonging.

GRANTOR does for Grantor and Grantor's, personal representatives, executors and assigns forever hereby covenant with GRANTEES that Grantor is lawfully seized in fee simple of said premises; that the premises are free from all encumbrances, unless otherwise noted above; that Grantor has a good right to sell and convey the same as aforesaid; and to forever warrant and defend the title to the said lands against all claims whatever.

TO HAVE AND TO HOLD to the said Grantees as joint tenants, with right of survivorship, their heirs, personal representatives, executors and assigns forever: it being the intention of the parties to this conveyance, that (unless the joint tenancy hereby created is severed or terminated during the joint lives of the grantees herein) in the event one Grantee herein survives the other, the entire interest in fee simple shall pass to the surviving Grantee, and if one does not survive the other, then the heirs and assigns of the Grantees herein shall take as tenants in common.

WORDS AND PHRASES HEREIN, including acknowledgment hereof, shall be construed as in the singular or plural number, and as masculine or feminine gender, according to the context.

IN WITNESS WHEREOF, this deed was executed by the undersigned on this the day of , 20

On this day of , 20 before me, a Notary Public in and for the County of , the State of Iowa, personally appeared and personally known, and each of whom by me severally sworn and each for himself/herself did say, that the said is (title of officer) and the said is (title of officer) of the said corporation, a corporation of County, Iowa, and that the Seal affixed to the above said instrument is the Corporate Seal of the said Corporation, and that the foregoing instrument was Signed and Sealed in behalf of the said Corporation by authority of its Board of Directors and the said and as as did severally acknowledge the execution of said instrument as the voluntary act and deed of the said Corporation by its voluntary execution of

In Witness Whereof, I have hereunto signed my name and affixed my Notarial Seal and the day and year last above written.

Notary Public in and for County, State of Iowa

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