Applicant Identity
Full legal name, DOB, government ID details, and SSN/TIN for verification.
A complete, accurate application reduces issuance delays, lowers fraud risk, and ensures the issuer can meet regulatory and tax reporting obligations. Proper capture of identity, TIN, and signature consent supports adverse-action decisions, backup withholding triggers, and compliance with consumer financial statutes.
Third parties such as identity verification vendors or mailing services may also handle parts of the process under contract.
| Field | Configuration |
|---|---|
| Required Fields | Make name, DOB, SSN/TIN, address required |
| Identity Proofing | Enable document upload + third-party KYC check |
| eSignature | Require signer consent and capture audit trail |
| Notifications | Email SMS for status changes |
Integrations with CRM, document storage, and identity vendors reduce manual steps and improve auditability.
Full legal name, DOB, government ID details, and SSN/TIN for verification.
Mailing address, card delivery preferences, and alternate contact details.
Account number or routing details to attach card to the correct deposit account.
Clear presentation of terms, fees, and privacy notices with consent capture.
Optional alerts, transaction limits, and PIN selection options.
Handwritten or electronic signature with timestamp and audit trail.
1–3 business days
Same day to 5 business days depending on third-party checks
Within 3–5 business days
2–7 business days after approval
5–10 business days domestically
Application is logged and given a tracking ID.
Identity proofing and taxpayer ID validation occur.
Underwriting approves, rejects, or requests additional documents.
Card is produced, mailed, and activated on user confirmation.
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Trial | 7-day free trial | Varies by vendor | Varies by vendor | Varies by vendor | Varies by vendor |
| Bulk Send | Available (Business Premium) | Available | Available | Available | Limited |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| HIPAA Compliant | Yes (BAA) | Yes (BAA) | Yes (BAA) | No | No |
The interface is simple and easy-to-use for our team; more importantly, it is just as easy for our customers.
airSlate SignNow provides us with the flexibility needed to get the right signatures on the right documents, in the right formats.