Applicant Identity
Full legal name, date of birth, and government ID details used to match credit and background records and to establish attribution for signature validity.
A properly completed ARC Application speeds screening, reduces follow-up, and creates a clear record of applicant consent for checks and file retention.
Roles may vary by transaction size and jurisdiction; agencies often assign responsibility for document retention and dispute responses.
Full legal name, date of birth, and government ID details used to match credit and background records and to establish attribution for signature validity.
Current mailing address, phone, and email for notices, follow-up, and to serve as the primary communication channel for disclosures and screening results.
Gross monthly income, employer name, and verification consent establish ability to pay and are used to calculate debt-to-income and affordability thresholds.
Explicit, dated consent for credit, criminal, and eviction history checks; must include clear language of the consumer’s rights under relevant screening laws.
Previous landlord contacts, move-in and move-out dates, and any prior eviction details that affect acceptance and risk assessment.
Signature block with date, printed name, and checkbox confirming truthfulness and authorization for background verifications and data retention.
| Field | Configuration |
|---|---|
| Applicant Name | Required | auto-parse name fields |
| SSN Collection | Masked input | secure storage |
| Consent Checkbox | Conditional required before submission |
| Supporting Docs | Upload field | PDF/JPEG allowed |
Platforms that meet these requirements reduce processing time and maintain a defensible audit record for tenant screening and disputes.
3–10 business days for full screening
Typically completes within 24–48 hours
2–5 business days depending on jurisdiction
Same-day to 7 days depending on availability
Decision issued after all checks complete