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Real Estate Declaration

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REAL ESTATE DECLARATION

Parties

Property Identification

Property Type: Residential Commercial Condominium Vacant Land

Declarations and Certifications

Declarant hereby declares under penalty of perjury that Declarant is the legal owner or duly authorized agent of the owner of the real property described above and that the statements made in this Declaration are true and complete to Declarant's actual knowledge as of the date of signature. Declarant acknowledges that this Declaration may be relied upon by the Recipient, title companies, lenders, purchasers, and government authorities in connection with title examination, closing, or recording.

Effective Date of Declaration:

Material Facts and Disclosures

Has the property ever been occupied by tenants? Yes No
If yes, list current lease(s) and expiration dates

Lead-based paint (for properties built before 1978): Yes No
If yes, provide details

Known mold, water intrusion, or structural damage: Yes No
If yes, describe repairs or outstanding issues

Environmental contamination, underground storage tanks, or known hazardous substances: Yes No
If yes, describe location, nature, and remediation status

The property is located in a designated flood zone: Yes No
If yes, provide elevation certificate or flood insurance status

Encumbrances, Easements, and Liens

Are there any recorded liens, judgments, or pending encumbrances affecting title? Yes No

Recorded easements, rights-of-way, or restrictions affecting use: Yes No

Utilities, Systems and HOA

Utilities serving the property (check all that apply): Water Sewer Gas Electric Septic

Is the property subject to a homeowners' association (HOA) or similar governing body? Yes No

Inspection, Access and Remedies

Declarant agrees to provide reasonable access for inspection, testing, and repairs as reasonably required by purchasers, lenders, or their agents and acknowledges that failure to disclose material defects may give rise to legal remedies including rescission, damages, or indemnity.

Remedies: In the event of material misrepresentation in this Declaration, Declarant shall be responsible for costs to cure the misrepresentation, including reasonable attorney fees and related costs where allowed by law.

General Provisions

Governing Law: This Declaration shall be governed by and construed in accordance with the laws of the state in which the property is located. Venue for disputes shall lie in the county where the property is situated.

Entire Agreement: This Declaration constitutes the entire statement of facts and agreements made by Declarant concerning the matters set forth herein and supersedes all prior oral or written statements on the subject.

Severability: If any provision of this Declaration is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

Acknowledgment

Declarant hereby certifies under penalty of perjury that the foregoing statements are true and correct to the best of Declarant's knowledge. Declarant understands that intentionally providing false information may result in civil or criminal penalties under applicable law.

Party Label:

By:

Date:

Enter text✕

What a Real Estate Declaration Is and When It’s Used

The Real Estate Declaration is a formal written statement used to disclose material facts about a property, define ownership interests, claim exemptions, or assert conditions affecting real estate transactions. Commonly used in purchases, leases, land subdivisions, and zoning compliance, the declaration lists parties, legal descriptions, encumbrances, and specific declarations about occupancy, environmental issues, or liens. It serves as a record for buyers, sellers, lenders, and local authorities and is frequently required for title searches, permitting, or closing. Required content and format vary by state and transaction type.

Why a Clear Declaration Matters in Property Transactions

A Real Estate Declaration clarifies rights, discloses liabilities, and provides a documented basis for title review, lender underwriting, or regulatory compliance. It reduces closing delays, supports risk assessment, and creates an auditable record that parties and authorities can rely on during transactions.

Why a Clear Declaration Matters in Property Transactions

Who Typically Prepares and Relies on a Declaration

Use this declaration when parties to a real estate transaction must record factual statements, disclosures, or ownership claims for legal review.

  • Buyers and sellers verifying property condition and encumbrance status during due diligence.
  • Lenders requiring declarations for underwriting, title insurance, or loan closing.
  • Title companies and local agencies needing written facts for recording or permitting.

Real estate attorneys, brokers, and closing agents often prepare or review the declaration before filing or presenting it at closing.

Core Elements Every Professional Declaration Should Include

A complete Real Estate Declaration organizes identifying information, property description, encumbrances, declarative statements, signing authority, and supporting records so third parties can verify facts quickly and accurately.

Parties

Full legal names and contact information for each party; include entity type, state of formation, and ID details to match title and lender records.

Property

Complete legal description from deed or survey, plus street address and parcel number; avoid street-only descriptions to prevent ambiguity in public records.

Encumbrances

List mortgages, liens, judgments, easements, and recorded covenants with recording references and recording counties for efficient title examination.

Declarations

Clear, numbered statements about occupancy, environmental conditions, tax status, or exemptions that materially affect transferability or financing.

Authority

Identify signer capacity (owner, trustee, attorney-in-fact) and attach evidence of authority such as corporate resolution, trust certificate, or power of attorney.

Attachments

Attach deed, survey, title commitment excerpts, and supporting affidavits; label exhibits and reference them in the declaration text for clarity.

Step-by-Step: Completing a Real Estate Declaration

Follow these steps to complete a Real Estate Declaration for recording or closing, ensuring accuracy and legal compliance.

  • 01
    Identify Parties: Enter full legal names exactly as on ID.
  • 02
    Describe Property: Use the legal description from the deed.
  • 03
    List Encumbrances: Declare liens, easements, covenants, and pending claims.
  • 04
    Sign and Date: All signatories must sign and date in MM/DD/YYYY format.

Setting Up an Online Workflow for Declarations

Configure an online workflow to collect, review, and store the Real Estate Declaration while preserving an audit trail and required attachments.

Field Configuration
Authentication Method Email link; SMS code optional; KBA for high-risk transactions
Attachments Required Upload deed, survey, and disclosure exhibits
Notifications Email reminders at configurable intervals
Storage Location PDF archived in cloud storage with audit trail

Typical eSubmission Flow for a Declaration

Typical routing for electronic Real Estate Declarations involves upload, field placement, signer authentication, and final recording or distribution.

  • Upload: Upload signed or draft PDF to the platform.
  • Prepare Fields: Place signature, initials, and date fields where required.
  • Authenticate: Use email, SMS, or identity verification per risk level.
  • Record: Download final PDF and file with county recorder or title agent.

Technical Considerations for Digital Completion and Filing

For eSubmission, verify integrations, supported formats, authentication options, and retention rules before starting the workflow.

  • Formats: PDF, DOCX, and image support.
  • Integrations: Salesforce, NetSuite, Google Workspace.
  • Auth Options: Email, SMS, KBA, SSO available.

Timing Considerations and Common Deadlines

Track deadlines for title review, lender conditions, and county recording windows to avoid delays in closing or funding.

Title Review Window:

Allow 5–10 business days for a standard title search and commitment review.

Lender Conditions:

Satisfy lender-declared conditions before the scheduled closing date to avoid funding delays.

Recording Turnaround:

County recording can range from same day to several weeks based on workload and submission method.

Escrow Close Date:

Align the declaration execution with escrow instructions and the contract closing date.

Post-Recording Notices:

Provide final recorded copies to title company, lender, and closing agent within agreed timelines.

Common Preparation Errors to Avoid

  • Using an incomplete legal description or a street-only address that creates ambiguity during title searches and may require corrective instruments.
  • Failing to list recorded encumbrances, easements, or judgments, which can result in title exceptions or lender refusals to fund.
  • Mismatched party names or missing capacity details (e.g., trustee, corporate officer) that delay acceptance by the recorder or title insurer.
  • Neglecting required attachments such as surveys or recorded instruments that the recorder or lender expects with the declaration.

Consequences of an Incorrect or Incomplete Declaration

Title Exceptions: Recorded gaps can create exceptions that jeopardize insurance or transferability.
Loan Delays: Lender underwriting may halt until issues are resolved.
Recording Rejection: County recorder may refuse documents with errors or missing acknowledgements.
Liability Risk: False statements may expose declarants to civil claims.
Insurance Loss: Title insurers may deny coverage for undisclosed defects.
Corrective Costs: Remedies require affidavits, corrected deeds, or additional legal fees.

Practical Examples: How Declarations Improve Closings

Examples from typical transactions show how declarations streamline recordkeeping, support underwriting, and reduce in-person requirements during busy closings.

Martin Properties

Martin Properties replaced in-person closings with online workflows to handle lease agreements and buyer disclosures efficiently.

  • Signatures completed remotely and returned within hours.
  • The company reported consistent compliance and security while allowing clients to sign from mobile devices, which reduced scheduling delays and enabled faster closing cycles without physical meetings.

Optica Ventures

Optica Ventures uses electronic declarations to accelerate investor and tenant document turnaround during acquisitions.

  • Interface and process are customer-friendly for remote parties.
  • Streamlined online declaration processing reduced back-and-forth, improved recordkeeping for audits, and helped maintain a clear timeline for title search and closing activities.

Comparing eSignature Options for Real Estate Declarations

A pricing and feature snapshot helps evaluate eSignature vendors for executing Real Estate Declarations; signNow is shown first as the baseline for comparison.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial Yes, 7-day free trial Varies by plan Varies by plan Varies by plan Varies by plan
Bulk Send Yes Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Yes Yes No No

Frequently Asked Questions and Practical Answers

Answers to common legal and technical questions about preparing, signing, and filing a Real Estate Declaration, with practical steps to resolve issues.


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