Grantor
Full legal name and capacity of the property owner(s), matching government ID and title records to avoid discrepancies.
A TOD Deed lets property pass outside probate, saving time and probate costs for beneficiaries, while the owner stays in control during life. It creates a clear, recorded transfer path at death without altering current ownership rights.
Common users include individual property owners seeking a simple, revocable way to name heirs, as well as small estate planners and attorneys advising clients with single-property holdings.
Full legal name and capacity of the property owner(s), matching government ID and title records to avoid discrepancies.
Full legal name(s) of the beneficiary or beneficiaries, with relationship and contact information to identify intended recipients clearly.
Exact legal description or parcel number as shown in county records; avoid street addresses alone to ensure precise identification.
Clear statement that the interest transfers on the grantor’s death to named beneficiary, and whether transfer is subject to liens or encumbrances.
Language confirming the grantor’s right to revoke the deed during life and instructions for revocation and re-recording.
Signature lines, notarization acknowledgement, and witness language if required by local rules or desired for self-proving purposes.
| Field | Configuration |
|---|---|
| Document Format | Use PDF/A for final recording copies |
| Authentication | Email + SMS code for signer verification |
| Notarization Method | In-person or RON where permitted |
| Recording Prep | Include cover sheet and return address |
Use a platform that supports secure eSignatures, PDF output, and integrations for identity verification and record retention.
Ensure the platform captures an audit trail, provides tamper-evident PDFs, and supports the notarization workflow you need for county recording.
Record before death to establish notice
Beneficiary records death certificate when vesting
Report transfers for estate tax if applicable
Allow time for title company review
Local recorders may take days to weeks
Grantor signs and notarizes deed
Deed submitted to county recorder
County assigns instrument number
Stamped copy returned to parties
Ensure legal description and parties match title
Grantor appears in person for acknowledgement
Add witness signatures where local rules demand
Complete state-specific notary block
Use RON only where state/local acceptance exists
Record original signed and notarized document
Keep certified copy for estate records
Provide to title company for marketability
| Criteria | TOD Deed | Will | Revocable Trust |
|---|---|---|---|
| Probate avoidance | |||
| Immediate transfer at death | |||
| Revocable during life | |||
| Recording required | not typically |
An elderly homeowner with one condo prepares a TOD deed to name her child as beneficiary
A divorced owner records a new TOD deed naming a sibling as beneficiary
The current legal owner shown on title must sign the TOD Deed; if multiple owners hold title jointly, all owners typically must sign to affect the entire interest.
A person with valid power of attorney may sign only if the POA expressly authorizes conveyance of real property and state law and recording office permit such execution.
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Trial | 7-day free trial | Varies by vendor | Varies by vendor | Varies by vendor | Varies by vendor |
| Bulk Send | Yes | Yes | Yes | Yes | No |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| Envelope Cap | No cap | 100 envelopes/user/year | Varies by plan | Varies by plan | Varies by plan |