Card Issuance
Describe who may receive a card, approval workflow, assigned card number handling, and initial credit limit plus any conditions for limit changes.
A clear written agreement reduces ambiguity, protects company funds, supports IRS accountable-plan treatment, and documents employee consent to card terms and repayment rules.
Employers, HR teams, finance departments, and cardholders each play roles in issuing and enforcing Employee CC Agreements.
The agreement is commonly completed when a card is issued, when policy changes occur, and during onboarding or role changes that affect spending authority.
Describe who may receive a card, approval workflow, assigned card number handling, and initial credit limit plus any conditions for limit changes.
List approved expense categories (travel, meals, supplies), merchant types excluded, and any per diem or policy caps tied to specific expense classes.
Require itemized receipts and supporting documentation for each transaction, state acceptable digital formats, and explain consequences for missing proof.
Set monthly reconciliation deadlines, approver responsibilities, and steps for resolving disputes or chargebacks between employee and finance.
Explain employee repayment obligations for unauthorized or personal charges, possible payroll withholding, and timelines for remediation.
Define card cancellation on role change or termination, final reconciliation process, and recovery steps for outstanding balances or misuse.
| Field | Configuration |
|---|---|
| Signature Field | Required for employee and finance approver |
| Receipt Attachment | Allow JPG, PNG, PDF accepted formats |
| Authentication | Email plus optional SMS code for stronger verification |
| Routing | Auto-route to manager then finance for final approval |
Choose an eSignature platform that supports secure signing, audit trails, and optional stronger signer authentication for riskier workflows.
Activate card on issuance date in the agreement
Employee submits receipts within 15 business days of statement close
Manager approves expenses within 5 business days of submission
Finance completes reconciliation and posts corrections monthly
Final expense report due within 30 days of termination
| signNow | DocuSign | Adobe Sign | PandaDoc | HelloSign | |
|---|---|---|---|---|---|
| Starting Price | $8/user/mo | $15/user/mo | $14/user/mo | $19/user/mo | $15/user/mo |
| Free Trial | 7-day free trial | No | No | No | No |
| Bulk Send | Yes | Yes | Yes | Yes | No |
| Audit Trail | Yes | Yes | Yes | Yes | Yes |
| HIPAA Compliant | Yes | Yes | Yes | No | No |