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Limited Warranty Deed

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Limited Warranty Deed Form

(Top 3 inches reserved for recording data)
LIMITED WARRANTY DEED Except Assessments
Individual(s) to Joint Tenants

Minnesota Uniform Conveyancing Blanks
Form 10.2.6 (2011)

DEED TAX DUE: $ DATE: (month/day/year)

FOR VALUABLE CONSIDERATION, (insert name and marital status of each Grantor) ("Grantor"),

hereby conveys and quitclaims to (insert name of each Grantee) (“Grantee”), as joint

tenants, real property in County, Minnesota, legally described as follows:

Check here if all or part of the described real property is Registered (Torrens)

together with all hereditaments and appurtenances belonging thereto, subject to the lien of all unpaid special assessments and interest thereon.

This Deed conveys after-acquired title. Grantor warrants that Grantor has not done or suffered anything to encumber the property, EXCEPT:

Check applicable box:

The Seller certifies that the Seller does not know of any wells on
the described real property.

A well disclosure certificate accompanies this document or has
been electronically filed. (If electronically filed, insert WDC
number: .)

I am familiar with the property described in this instrument and
I certify that the status and number of wells on the described
real property have not changed since the last previously filed
well disclosure certificate.

Grantor

(signature)

(signature)

Page 1 of 2

Page 2 of 2

Minnesota Uniform Conveyancing Blanks Form 10.2.6

State of Minnesota, County of

This instrument was acknowledged before me on (month/day/year) by (insert name and marital status of each Grantor)

(Stamp)

(signature of notarial officer)

Title (and Rank):

My commission expires: (month/day/year)

THIS INSTRUMENT WAS DRAFTED BY:

TAX STATEMENTS FOR THE REAL PROPERTY DESCRIBED IN THIS INSTRUMENT SHOULD BE SENT TO:

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What a Limited Warranty Deed Is and how it differs from other deeds

A Limited Warranty Deed conveys real property from a grantor to a grantee while limiting the grantor’s warranty of title to defects that arose during the grantor’s ownership. Unlike a General Warranty Deed, it does not guarantee title against defects predating the grantor’s ownership; unlike a Quitclaim Deed, it still provides a narrow warranty. This deed is commonly used in private sales, certain foreclosures, and some commercial transfers where the seller warrants title only for the period they owned the property.

Why parties choose a Limited Warranty Deed

A Limited Warranty Deed balances buyer protection and seller exposure: the buyer receives a warranty limited to the grantor’s ownership period, and the seller avoids broader liability for historical title defects. It is frequently used when a clean chain of title exists during the grantor’s ownership but earlier ownership gaps remain.

Why parties choose a Limited Warranty Deed

Who commonly completes and signs this deed

Typical users include professionals and private parties involved in routine property transfers where limited warranty coverage is appropriate.

  • Real estate brokers and agents preparing closing paperwork for sellers and buyers.
  • Title companies and escrow officers using the deed as part of a transaction package.
  • Individual sellers and small-business sellers transferring property with limited title exposure.

Choose this deed when the seller can warrant their period of ownership but cannot or will not guarantee prior title history.

Roles who should review or prepare the deed

Title Company

Title officers prepare or review Limited Warranty Deeds to ensure the legal description, exceptions, and reservations align with the title commitment and to recommend title insurance coverage where appropriate.

Real Estate Attorney

An attorney drafts or reviews deed language, confirms grantor authority, and advises on recording, tax consequences, and state-specific execution requirements to reduce post-closing disputes.

Security and compliance considerations for deed documentation

Encryption in transit: TLS 1.2/1.3
Encryption at rest: AES-256
Audit and control: SOC 2 Type II
Healthcare compliance: HIPAA (BAA required)
Federal e-sign law: ESIGN and UETA compliance
Regulated records: 21 CFR Part 11 support

Major legal risks from an incorrect deed

Defective conveyance: Property transfer may be voidable
Title defects: Buyer may face unresolved liens
Recording errors: Loss of priority for liens
Forgery exposure: Criminal and civil liability
Tax consequences: Unanticipated tax obligations
Notarization failure: Recorder may reject deed

Common preparation pitfalls to avoid

  • Using an incorrect or incomplete legal description is the most frequent cause of recorder rejection and subsequent title disputes.
  • Failing to match the grantor name exactly to the recorded ownership record can create ambiguity and require corrective deeds.
  • Omitting or incorrectly stating exceptions, reservations, or easements can create unintended encumbrances for the grantee.
  • Notarization or witness errors, including incorrect notary wording or missing signatures, commonly cause local recording offices to refuse the document.

Step-by-step: completing the Limited Warranty Deed

Follow these steps in order to reduce recording delays and legal risk when preparing a Limited Warranty Deed.

  • 01
    Identify parties: Enter full legal names for grantor and grantee.
  • 02
    Add legal description: Paste the county-recorder legal description exactly.
  • 03
    State consideration: Specify monetary amount or other consideration.
  • 04
    Sign and notarize: Have grantor sign before a notary or via RON where permitted.

How the deed is executed, notarized, and recorded

Execution and filing are sequential: drafting, signing, notarization, recording, and distribution — confirm local recorder rules early.

  • Drafting: Prepare deed with exact legal description.
  • Signing: Grantor signs in presence of notary or via RON.
  • Recording: Record with county recorder to preserve priority.
  • Copies: Provide recorded copy to grantee and title company.

Essential sections to include on a professional Limited Warranty Deed

A complete Limited Warranty Deed contains standardized clauses and specific data to create a clear, enforceable conveyance.

Parties

Clear identification of the grantor(s) and grantee(s), including legal entity type and signing authority, to avoid ambiguity and ensure enforceability.

Consideration

A stated consideration amount or description of value exchanged; this confirms the transfer and may affect recording taxes or transfer statements.

Legal Description

The full metes-and-bounds or recorded plat description as shown in county records; a street address alone is insufficient for recording.

Limited Warranty

Language limiting the warranty to defects arising during the grantor’s ownership; specify any survival period or scope of warranty exceptions.

Habendum Clause

Defines the estate conveyed (fee simple, easement, etc.) and clarifies the interest transferred to the grantee.

Notary Acknowledgment

Proper notary certificate or RON language required by the state; must be complete and dated to be filed at the recorder.

Recommended document workflow settings for electronic completion

Configure a straightforward workflow that enforces signer order and verification before recording.

Field Configuration
Signature Order Grantor signs first; notary block follows
Authentication Email + SMS code or stronger
Document Format Finalize as flattened PDF for recording
RON Enabled Enable where state law permits

Technical requirements for e-execution and e-filing

Use a platform that supports authenticated signing, RON workflows where legal, and produces recorder-compatible PDF/A or flattened PDFs.

  • File formats: PDF, DOCX supported
  • Integrations: Works with CRM and storage integrations
  • Authentication: Email, SMS, or advanced methods

Confirm your chosen county recorder accepts electronic recordings and follow any local formatting or metadata requirements when submitting an e-filed deed.

Timing considerations and typical deadlines

Record promptly after signing to protect lien priority; timing impacts tax reporting, mortgage payoff, and title insurance issuance.

Record promptly:

File with county recorder as soon as possible to preserve priority

Tax proration:

Coordinate with escrow for proration at closing

Mortgage payoff:

Allow 7–30 days for lender payoff processing

RON recordkeeping:

Audio‑video retention often 5–10 years where required

Title insurance:

Order after recording to finalize policy issuance

Practical tips to ensure a clean and recordable deed

Adopt consistent practices across drafting, execution, and recording to reduce rework and legal exposure.

Verify legal description
Confirm the legal description by copying it from the most recent recorded deed or the county recorder’s property index. An exact match prevents boundary and title errors and reduces the need for corrective instruments.
Confirm signing authority
If the grantor is an entity, obtain and attach evidence of signing authority such as corporate resolutions or an operating agreement. Missing authority can render the conveyance voidable and complicate title insurance issuance.
Use title search results
Review the title commitment and list any exceptions or recorded liens in the deed language where relevant. Coordination with title insurance underwriters helps ensure coverage and highlights matters requiring resolution before closing.
Preserve notarization evidence
Use correct notary acknowledgment language required by the state, keep original signed pages, and retain RON session records where used to support the deed’s validity if later challenged.

Comparing eSignature providers for Limited Warranty Deed workflows

Basic pricing and core capabilities influence platform selection for deed execution, notarization, and retention — signNow is listed first for comparison.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial 7-day trial Varies Varies Varies Varies
Bulk Send Yes Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Yes Yes No No
Envelope Cap No cap 100 envelopes/user/year Varies Varies Varies

Frequently asked questions about using a Limited Warranty Deed

Answers address common legal and execution issues, including e-sign and notarization questions relevant to U.S. practice.


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Real-world scenarios where a Limited Warranty Deed is appropriate

Two concise scenarios illustrate practical uses and outcomes when parties choose a Limited Warranty Deed.

Seller with short ownership period

A privately selling homeowner owned the property for three years and wanted to limit warranty exposure

  • Buyer accepted title insurance to cover pre-ownership risks
  • The Limited Warranty Deed allowed a warranty limited to the seller’s ownership period, while title insurance protected the buyer against older defects.

Commercial asset transfer

A small business sold a commercial parcel acquired only two years earlier and needed to limit liability for prior chain-of-title issues

  • The buyer required a title commitment and indemnity cap
  • The Limited Warranty Deed provided the seller a narrow warranty, and the buyer obtained coverage through a tailored title policy.

Key processing milestones from signing to final recording

Track these numbered stages to keep the transaction on schedule and preserve legal rights.

01

Prepare deed

Draft deed, confirm legal description and title exceptions.

02

Sign and notarize

Grantor signs before notary or via permitted RON procedure.

03

Submit to recorder

File with county recorder for indexing and priority.

04

Issue title updates

Title company updates commitment and issues policy endorsements.

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