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MetLife Home Quotation Form

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Homeowners Quotation

Telephone Numbers

Property Description










Foundation Type

(Must total 100%)

Slab %

Crawl Space %

Basement %

Basement Finished %

Pier Foundation %

Hillside Foundation %

Garages and Carports

Attached Garages %

Built-In Garages %

Carports %

Detached Garages %

Detached Garages with Finished Area %

Number of Cars

Exterior Wall Material

(Must total 100%)

Clapboard %

Wood Siding %

Aluminum Siding %

Vinyl Siding %

Wood Shakes %

Brick Veneer %

Stone Veneer %

Stucco/Frame %

Stucco/Masonry %

Block %

Solid Brick %

Solid Stone %

Log %

T-111 %

Other %

Decks, Porches, Breezeways and Solar Rooms

Decks %

Solar Rooms %

Porches %

Breezeways %

Square Feet

Kitchens and Baths

Kitchens (indicate number of each)

Full Baths

Half Baths

Roofing Material

(Must total 100%)

Asphalt / Fiberglass %

Metal %

Slate %

Concrete Tile %

Clay Tile %

Wood Shakes %

Built-Up/Tar and Gravel %

Rubber %

Other %

Heating, Air Conditioning and Fireplaces

Heat Type:

Central Air:

If yes, same ducts as heating system?

Number of Fireplaces:

Interior Walls

(Must total 100%)

Drywall %

Plaster %

Studs Only %

Other %

Wall Coverings

(Must total 100%)

Paint %

Wallpaper %

Ceramic Tile %

Knotty Pine %

Paneling %

Brick %

Stone %

Other %

Flooring Material

(Must total 100%)

Wall to Wall Carpet %

Hardwood %

Ceramic Tile %

Vinyl / Linoleum %

Parquet %

Slate %

Other %

Ceiling Material

(Must total 100%)

Drywall %

Plaster %

Wood %

Acoustic Tile %

Other %

Additional Features

(Enter number of each)

Skylights

Sliding Glass Doors

French Doors

Atrium Doors

Bow Windows

Solar Panels

Wet Bar

Spiral Staircase (No. of Floors)

Jacuzzi (Indoor)

Hot Tub (Indoor)

Tennis Court

Basketball Court

Indoor Pool

Inground Pool

Stable

Greenhouse (Square Footage)

Miscellaneous Systems

Sprinkler System

Central Burglar Alarm

Central Fire Alarm

Local Burglar Alarm

Dead Bolt Locks

Smoke Alarm

Fire Extinguisher

Central Vacuum

Underwriting

Woodstove

Trampoline

Pool

Earthquake

Home Business

Separate Structures

Pets

Scheduled Property

Renter/Condo Quotation

Kitchen

Dining Room

Dinette

Breakfast Room

Construction:

Year Built: Number of Units:

Dead Bolts

Smoke Alarm

Fire Extinguisher

Local Alarm

Swimming Pool

If yes, fenced?

Pets

If yes, describe:

Scheduled Property

If yes, describe:

Living Room

Den/Study

Family Room

Number of Bedrooms

Current Carrier:

Current Coverage Amount:

Premium:

Separate Structure:

Contents:

Loss of Use:

Liability:

Medical:

Deductible:

Any Losses - Provide Details:

Remarks:

Agent:

Date In:

Date Out:

Signature

Applicant Signature:

Date:

Enter text✕

What the MetLife Home Quotation Form Is

The MetLife Home Quotation Form is a structured document used to collect property, occupancy, ownership and coverage-preference details necessary to produce a home insurance premium estimate. It gathers factual data about the dwelling, protections (safety systems, renovations), prior claims history and requested limits and deductibles. Agents, brokers and applicants use the completed form to compare available coverages, identify underwriting questions and create a written quote that details expected premiums and key policy terms prior to binding coverage.

Why the Form Matters for Accurate Home Quotes

A complete quotation form standardizes information for underwriting, reduces follow-up cycles, and documents the facts used to calculate premium estimates. Accurate, consistent responses help avoid pricing surprises, speed application review and provide a written basis for coverage comparisons and agent recommendations.

Why the Form Matters for Accurate Home Quotes

Who Typically Completes the MetLife Home Quotation Form

Agents and applicants both complete the form: agents enter product choices and underwriting responses; applicants supply property facts and personal details before quoting.

  • Licensed insurance agents and brokers submitting applications on behalf of customers.
  • Homeowners or prospective policyholders providing property details and prior-claims history.
  • Underwriting staff reviewing submitted information to finalize premium and coverage eligibility.

Completion may be a collaborative process between applicant and agent; final underwriting decisions rest with MetLife underwriters based on the submitted information.

Essential Data Fields to Include

Property Address: Street, city, state, ZIP
Owner Name: Full legal name exactly as ID
Date of Birth: MM/DD/YYYY for applicant
Construction Details: Year built, exterior material
Coverage Limits: Requested dwelling and contents limits
Prior Claims: Claims in last 5–7 years

Step-by-Step: Completing the Quotation Form

Follow these sequential steps to provide a complete, underwriter-ready quotation that minimizes follow-up and speeds premium calculation.

  • 01
    1. Gather documents: Collect ID, prior policy, claim records.
  • 02
    2. Enter property facts: Fill address, year built, construction type.
  • 03
    3. Select coverages: Choose limits, deductibles, endorsements requested.
  • 04
    4. Review and submit: Confirm accuracy, sign, and send to underwriting.

How the Submission and Quoting Workflow Operates

This overview shows common routing from form completion to final quote delivery and insurer decisioning.

  • Agent Preparation: Agent reviews data and prepares the completed form for submission.
  • Electronic Submission: Form is submitted to underwriting via secure portal or e-mail attachment.
  • Underwriting Review: Underwriter verifies details, orders inspections if needed.
  • Quote Issued: Underwriting returns premium, conditions, and binding instructions.

Key Components of a Professional Quotation Form

A well-structured quotation form groups related information so underwriters can assess risk quickly and compute an accurate premium estimate.

Form Header

Policy reference, applicant identifiers, agent information, submission date and unique form ID so the file can be tracked throughout underwriting and linked to any prior or subsequent correspondence.

Property Description

Complete address, occupancy (primary, secondary, rental), square footage, year built, roof and foundation types, and construction materials used to evaluate vulnerability and replacement cost estimates.

Protection Details

Alarm systems, smoke detectors, sprinkler systems, proximity to fire hydrants, and municipal fire protection class; these factors materially affect underwriting risk scores and premium calculations.

Coverage Selections

Requested dwelling, other structures, personal property, liability and additional coverages or endorsements with chosen limits and deductibles to reflect applicant preferences and price sensitivity.

Claims and Loss History

Prior insurance claims, dates, causes, and amounts paid; accurate claims history is essential for underwriting eligibility and may change available rates significantly.

Disclosures and Signature

Required consumer disclosures, fraud warnings, agent declarations and signature blocks for applicant and agent, with dates to establish intent and effective dates for quote validity.

Common Submission Errors to Avoid

  • Incomplete property details such as year built or square footage, which trigger underwriter follow-up and delay quotes.
  • Incorrect prior-claims information that can lead to underwriting rescindment or higher premiums if discovered later.
  • Using P.O. box as the sole property address, preventing accurate risk scoring and inspection scheduling.
  • Mismatched applicant names versus ID or prior policy documents, which complicates identity verification and binding.

Consequences of Inaccurate or Omitted Information

Claim Denial: Inaccurate facts can result in claim denial
Premium Adjustment: Underwriter may increase quoted premium
Policy Rescission: Intentional misrepresentation can trigger rescission
Regulatory Fines: State regulators may assess penalties
Delayed Binding: Missing info delays coverage effectiveness
Reputational Risk: Agent or broker can face disciplinary review

eSignature Platform Pricing Snapshot for Quotation Workflows

Platform pricing, features and compliance options affect per-document cost and suitability for handling insurance quotation workflows; summary below places signNow first for comparison.

signNow DocuSign Adobe Sign PandaDoc HelloSign
Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial 7-day trial Varies Varies Varies Varies
Bulk Send Yes Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Yes Yes No No
Envelope Cap No cap 100 envelopes/user/year Varies Varies Varies

Frequently Asked Questions About the MetLife Home Quotation Form

Answers to common questions cover legal validity, submission issues, signature options and how to handle corrections or missing information.


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