Buyer Initials ______ _______ - 1 - Seller Initials _______ _______
CONTRACT FOR THE SALE AND PURCHASE OF REAL ESTATE
(NO BROKER)
For good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged,
,“Seller” whether one or more, and
,“Buyer” whether one or more,
do hereby covenant, contract and agree as follows:
1. AGREEMENT TO SALE AND PURCHASE: Seller agrees to sell, and Buyer agrees to buy from Sel ler the
property described as follows: (complete adequately to identify property)
County, Oregon.
Address: .
Legal Description (or see attached exhibit):
As described in attached Exhibit.
Together with the following items, if any: (Strike items to be retained by Seller) curtains and rods, draperies and rods,
valances, blinds, window shades, screens, shutters, awnings, wall-to-wall carpeting, mirrors fixed in pl ace, ceiling fans, attic
fans, mail boxes, television antennas and satellite dish system with controls and equi pment, permanently installed heating and
air-conditioning units, window air-conditioning units, built-in security and fire detection equipm ent, plumbing and lighting
fixtures including chandeliers, water softener, stove, built-in kitchen equipment, garage door ope ners with controls, built-in
cleaning equipment, all swimming pool equipment and maintenance accessories, shrubbery, la ndscaping, permanently
installed outdoor cooking equipment, built-in fireplace screens, artificial fireplace l ogs and all other property owned by Seller
and attached to the above described real property except the following property which is not included (list items not
included):
All property sold by this contract is called the "Property."
2. SALES PRICE: The parties agree to the following sales price:
Amount Amount
Purchase Price $
Earnest Money $
New Loan $
Assumption of Loan $
Seller Financing $
Cash at Closing $
Total ( both columns should be equal) $ $
Both columns should be an equal amount.
If the unpaid principal balance(s) of any assumed loan(s), if any, as of the Closing Date varies from the loan
balance(s) stated above, the cash payable at closing will be adjusted by the amount of any variance.
3. FINANCING: The following provisions apply with respect to financing:
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CASH SALE: This contract is not contingent on financing.
OWNER FINANCING: Seller agrees to finance dollars of the purchase price pursuant
to a promissory note from Buyer to Seller of $ , bearing % interest per annum, payable
over a term of years with even monthly payments, secured by a deed of trust or mortgage lien with the
first payment to begin on the day of , 20 .
NEW LOAN OR ASSUMPTION: This contract is contingent on Buyer obtaining financing. Within days
after the effective date of this contract Buyer shall apply for all financing or noteholder's approval of any assumption and
make every reasonable effort to obtain financing or assumption approval. Financing or assumption approval will be deemed
to have been obtained when the lender determines that Buyer has satisfied all of lender's financial requirements (those items
relating to Buyer's net worth, income and creditworthiness). If financing or assumption approval is not obtained within
days after the effective date hereof, this contract will terminate and the earnest money will be refunded to Buyer. If Buyer
intends to obtain a new loan, the loan will be of the following type:
Conventional VA FHA Other:
The following provisions apply if a new loan is to be obtained:
FHA. It is expressly agreed that notwithstanding any other provisions of this contract, the Purchaser
(Buyer) shall not be obligated to complete the purchase of the Property described herein or to incur any
penalty by forfeiture of earnest money deposits or otherwise unless the Purchaser (Buyer) has been gi ven in
accordance with HUD/FHA or VA requirements a written statement by the Federal Housing
Commissioner, Veterans Administration, or a Direct Endorsement lender setting forth the appraised value
of the Property of not less than $ . The Purchaser (Buyer) shall have the privilege and
option of proceeding with consummation of the contract without regard to the amount of the a ppraised
valuation. The appraised valuation is arrived at to determine the maximum mortgage the Department of
Housing and Urban Development will insure. HUD does not warrant the value nor the condition of the
Property. The Purchaser (Buyer) should satisfy himself/herself that the price and condition of the Property
are acceptable. VA. If Buyer is to pay the purchase price by obtaining a new VA-guaranteed loan: It is agreed t hat,
notwithstanding any other provisions of this contract, Buyer shall not incur any penalty by forfeiture of
earnest money or otherwise be obligated to complete the purchase of the Property describe d herein, if the
contract purchase price or cost exceeds the reasonable value of the Property established by the Veterans
Administration. Buyer shall, however, have the privilege and option of proceeding with the consum mation
of this contract without regard to the amount of the reasonable value established by the Veterans
Administration.
Existing Loan Review. If an existing loan is not to be released at closing, Seller shall provide copies of
the loan documents (including note, deed of trust or mortgage, modifications) to Buyer within
calendar days from acceptance of this contract. This contract is conditional upon B uyer's review and
approval of the provisions of such loan documents. Buyer consents to the provisions of such loan
documents if no written objection is received by Seller from Buyer within calendar days
from Buyer's receipt of such documents. If the lender's approval of a transfer of the Property is requi red,
this contract is conditional upon Buyer's obtaining such approval without change in the terms of such loan,
except as may be agreed by Buyer. If lender's approval is not obtained on or
before ,
this contract
shall be terminated on such date. The Seller shall shall not, be release d from liability under such
existing loan. If Seller is to be released and release approval is not obtained, Selle r may nevertheless elect
to proceed to closing, or terminate this agreement in the sole discretion of Seller.
Credit Information. If Buyer is to pay all or part of the purchase price by executing a promissory note in favor of Seller or if
an existing loan is not to be released at closing, this contract is conditional upon Seller's approval of Buyer's financial ability
and creditworthiness, which approval shall be at Seller's sole and absolute discretion. In such c ase: (l) Buyer shall supply to
Buyer Initials ______ _______ - 3 - Seller Initials _______ _______
Seller on or before , , at, Buyer's expense,
information and documents concerning Buyer's financial, employment and credit condition; (2) B uyer consents that Seller
may verify Buyer's financial ability and creditworthiness; (3) any such information and documents received by Seller shall be
held by Seller in confidence, and not released to others except to protect Seller's interest in this transaction; (4) if Seller does
not provide written notice of Seller's disapproval to Buyer on or before ,
,
then Seller waives this condition.
4. EARNEST MONEY: Buyer shall deposit $ as earnest money with
upon execution of this contract by both parties.
5. PROPERTY CONDITION:
OREGON REVISED STATUES §93.040(1) REQUIRED STATEMENT FOR LAND TRANSFER CONTRACTS:
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE
TITLE SHOULD INQUIRE ABOUT THE PERSON’S RIGHTS, IF ANY, UNDER ORS 195.300,
195.301 AND 195.305 TO 195.336 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007.
THIS INSTRUMENT DOES NOT ALLOW USE OF THE PROPERTY DESCRIBED IN THIS
INSTRUMENT IN VIOLATION OF APPLICABLE LAND USE LAWS AND REGULATIONS.
BEFORE SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON ACQUIRING FEE TITLE
TO THE PROPERTY SHOULD CHECK WITH THE APPROPRIATE CITY OR COUNTY PLANNING
DEPARTMENT TO VERIFY THAT THE UNIT OF LAND BEING TRANSFERRED IS A LAWFULLY
ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR 215.010, TO VERIFY THE
APPROVED USES OF THE LOT OR PARCEL, TO DETERMINE ANY LIMITS ON LAWSUITS
AGAINST FARMING OR FOREST PRACTICES, AS DEFINED IN ORS 30.930, AND TO INQUIRE
ABOUT THE RIGHTS OF NEIGHBORING PROPERTY OWNERS, IF ANY, UNDER ORS 195.300,
195.301 AND 195.305 TO 195.336 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007.
OREGON REVISED STATUTES §93.040(2) REQUIRED STATEMENT FOR OWNER’S SALE AGREEMENT:
THE PROPERTY DESCRIBED IN THIS INSTRUMENT MAY NOT BE WITHIN A FIRE
PROTECTION DISTRICT PROTECTING STRUCTURES. THE PROPERTY IS SUBJECT TO LAND
USE LAWS AND REGULATIONS THAT, IN FARM OR FOREST ZONES, MAY NOT AUTHORIZE
CONSTRUCTION OR SITING OF A RESIDENCE AND THAT LIMIT LAWSUITS AGAINST
FARMING OR FOREST PRACTICES, AS DEFINED IN ORS 30.930, IN ALL ZONES. BEFORE
SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON TRANSFERRING FEE TITLE
SHOULD INQUIRE ABOUT THE PERSON’S RIGHTS, IF ANY, UNDER ORS 195.300, 195.301 AND
195.305 TO 195.336 AND SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007. BEFORE
SIGNING OR ACCEPTING THIS INSTRUMENT, THE PERSON ACQUIRING FEE TITLE TO THE
PROPERTY SHOULD CHECK WITH THE APPROPRIATE CITY OR COUNTY PLANNING
DEPARTMENT TO VERIFY THAT THE UNIT OF LAND BEING TRANSFERRED IS A LAWFULLY
ESTABLISHED LOT OR PARCEL, AS DEFINED IN ORS 92.010 OR 215.010, TO VERIFY THE
APPROVED USES OF THE LOT OR PARCEL, TO VERIFY THE EXISTENCE OF FIRE
PROTECTION FOR STRUCTURES AND TO INQUIRE ABOUT THE RIGHTS OF NEIGHBORING
PROPERTY OWNERS, IF ANY, UNDER ORS 195.300, 195.301 AND 195.305 TO 195.336 AND
SECTIONS 5 TO 11, CHAPTER 424, OREGON LAWS 2007.
OREGON REVISED STATES §93.040(3) REQUIRED STATEMENT FOR OWNER’S SALE AGREEMENT:
IF THE PROPERTY DESCRIBED IN THE INSTRUMENT IS SUBJECT TO SPECIAL ASSESSMENT
UNDER ORS 358.505, ORS 358.515 REQUIRES NOTIFICATION TO THE STATE HISTORIC
PRESERVATION OFFICER OF SALE OR TRANSFER OF THIS PROPERTY.
THE PROPERTY DESCRIBED IN THIS INSTRUMENT (IS ) (IS NOT ) SUBJECT TO
SPECIAL ASSESSMENT UNDER ORS 358.505 (regarding ‘Historic Property’).
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SELLER’S DISCLOSURE STATEMENT: In compliance with Oregon law, ORS §105.462 through §105.490:
Seller has furnished, and Buyer has received and reviewed, a Seller’s Property Disclosure Statement; or
Seller is not required to furnish a Property Disclosure, because:
SELLER’S DISCLOSURE OF LEAD-BASED PAINT AND LEAD-BASED PAINT HAZARDS is required by
Federal law for a residential dwelling constructed prior to 1978. An addendum providing such disclosure
is
attached
is not applicable.
Buyer hereby represents that he has personally inspected and examined the above-mentioned premises and all
improvements thereon. Buyer hereby acknowledges that unless otherwise set forth in writing elsewhe re in this
contract neither Seller nor Seller's representatives, if any, have made any representat ions concerning the present or
past structural condition of the improvements. Buyer and Seller agree to the following c oncerning the condition of
the property:
Buyer accepts the property in its "as-is" and present condition.
Buyer may have the property inspected by persons of Buyer's choosing and at Buyer's expense. If
the inspection report reveals defects in the property, Buyer shall notify Seller withi n 5 days of
receipt of the report and may cancel this contract and receive a refund of earnest money, or close this
agreement notwithstanding the defects, or Buyer and Seller may renegotiate this contra ct, in the
discretion of Seller. All inspections and notices to Seller shall be complete withi n days after
execution of this agreement.
Buyer accepts the Property in its present condition; provided Seller, at Seller’s expense, shall
complete the following repairs and treatment:
Buyer agrees that he will not hold Seller or its representatives responsible or liable for any present or future
structural problems or damage to the foundation or slab of said property. If the subject residential dwelling was
constructed prior to 1978, Buyer may conduct a risk assessment or inspection for the presence of lead-based
paint and/or lead-based paint hazards, to be completed within days after execution of this agreement.
In the alternative, Buyer may waive the opportunity to conduct an assessment/inspection by indicating said
waiver on the attached Lead-Based Paint Disclosure form.
MECHANICAL EQUIPMENT AND BUILT IN APPLIANCES: All such equipment is sold "as-is" without
warranty, or
shall be in good working order on the date of closing. Any repairs needed to mechanical equipme nt
or appliances, if any, shall be the responsibility of
Seller Buyer.
UTILITIES: Water is provided to the property by , Sewer is provided
by . Gas is provided by .
Electricity is provided by .
Other:
The present condition of all utilities is accepted by Buyer.
6. CLOSING: The closing of the sale will be on or before , 20
, unless extended pursuant
to the terms hereof.
Closing may be extended to within 7 days after objections to matters disclosed in the title abstract, certificate or
Commitment or by the survey have been cured.
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If financing or assumption approval has been obtained, the Closing Date will be extended up to 15 days if necessary
to comply with lender's closing requirements (for example, appraisal, survey, insurance polici es, lender-required
repairs, closing documents). If either party fails to close this sale by the Closing Date , the non-defaulting party will
be entitled to exercise the remedies contained herein. The closing date may also be extended by written agreement of
the parties.
7. TITLE AND CONVEYANCE: Seller is to convey title to Buyer by Warranty Deed
or (as
appropriate) and provide Buyer with a Certificate of Title prepared by an attorney, tit le or abstract company upon
whose Certificate or report title insurance may be obtained from a title insuranc e company qualified to do and doing
business in the state of Oregon. Seller will also execute a Bill of Sale, if nec essary, for the transfer of any personal
property. Seller shall, prior to or at closing, satisfy all outstanding mortgages, deeds of trust and special liens
affecting the subject property which are not specifically assumed by Buyer herein. Titl e shall be good and
marketable, subject only to (a) covenants, conditions and restrictions of record, (b) public, privat e utility easements
and roads and rights-of-way, (c) applicable zoning ordinances, protective covenants and prior mineral reservations,
(d) special and other assessments on the property, if any, (e) general taxes for the year and subsequent
years and (e) other: . A
title report shall be provided to Buyer at least 5 days prior to closing. If there are title defects, Seller shall notify
Buyer within 5 days of closing and Buyer, at Buyer's option, may either (a) if defects cannot be cured by designated
closing date, cancel this contract, in which case all earnest money deposited shal l be returned, (b) accept title as is,
or (c) if the defects are of such character that they can be remedied by legal a ction within a reasonable time, permit
Seller such reasonable time to perform curative work at Seller's expense. In the event t hat the curative work is
performed by Seller, the time specified herein for closing of this sale shall be exte nded for a reasonable period
necessary for such action. Seller represents that the property may be legally used as z oned and that no government
agency has served any notice to Seller requiring repairs, alterations or corrections of any existing condition except as
stated herein.
8. APPRAISAL, SURVEY AND TERMITE INSPECTION: Any appraisal of the property shall be the responsibility of
Buyer Seller. A survey is: not required required, the cost of which shall be paid by Seller Buyer. A
termite inspection is
not required required, the cost of which shall be paid by Seller Buyer. If a survey is
required it shall be obtained within 5 days of closing.
9. POSSESSION AND TITLE: Seller shall deliver possession of the Property to Buyer at closing. Title shall be
conveyed to Buyer, if more than one as
Joint tenants with rights of survivorship, tenants in common,
Other: Prior to closing the property shall remain in the possession of Seller and Sel ler shall deliver the
property to Buyer in substantially the same condition at closing, as on the date of this contract, reasonable wear and tear
excepted.
10. CLOSING COSTS AND EXPENSES: The following closing costs shall be paid as provided. (Leave blank if the
closing cost does not apply.)
Closing Costs Buyer Seller Both*
Attorney Fees
Title Insurance
Title Abstract or Certificate
Property Insurance
Recording Fees
Appraisal
Survey
Termite Inspection
Origination fees
Discount Points
If contingent on rezoning, cost and expenses of rezoning
Other:
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Closing Costs Buyer Seller Both*
All other closing costs
* 50/50 between buyer and seller.
11. PRORATIONS: Taxes for the current year, interest, maintenance fees, assessments, dues and re nts, if any, will be
prorated through the Closing Date. If taxes for the current year vary from the amount prorated a t closing, the parties
shall adjust the prorations when tax statements for the current year are availabl e. If a loan is assumed and the lender
maintains an escrow account, the escrow account must be transferred to Buyer without any deficiency. Buyer shall
reimburse Seller for the amount in the transferred account. Buyer shall pay the premium for a new insurance policy.
If taxes are not paid at or prior to closing, Buyer will be obligated to pay taxes for the current year.
12. CASUALTY LOSS: If any part of the Property is damaged or destroyed by fire or other casualty loss after the
effective date of the contract, Seller shall restore the Property to its previous c ondition as soon as reasonably
possible. If Seller fails to do so due to factors beyond Seller’s control, Buyer may either (a) terminate this contract
and the earnest money will be refunded to Buyer, (b) extend the time for performance a nd the Closing Date will be
extended as necessary, or (c) accept the Property in its damaged condition and accept an assignment of insurance
proceeds.
13. DEFAULT: If Buyer fails to comply with this contract, Buyer will be in default, a nd all earnest money paid or
agreed to be paid shall be paid to the Seller either as liquidated damage s or as otherwise allowed under Oregon law,
and the contract shall be terminated and of no further binding effect. It is the intention of the parties that under
no circumstances shall Buyer be liable to Seller under this Contract beyond the amount of earnest money
provided for herein. If Seller fails to comply with this contract, Seller will be in default and Buyer shall be
promptly refunded any earnest money. However, acceptance of this refund shall not constitute a waiver of other
legal remedies available to Buyer.
14. ATTORNEY'S FEES: The prevailing party in any legal proceeding brought under or with respect to the transaction
described in this contract is entitled to recover from the non-prevailing party all c osts of such proceeding and
reasonable attorney’s fees.
15. REPRESENTATIONS: Seller represents that as of the Closing Date (a) there will be no liens, assessments, or
security interests against the Property which will not be satisfied out of the sales proc eeds unless securing payment
of any loans assumed by Buyer and (b) assumed loans will not be in default. If any representation in this contract is
untrue on the Closing Date, this contract may be terminated by Buyer and the ea rnest money will be refunded to
Buyer. All representations contained in this contract will survive closing.
16. FEDERAL TAX REQUIREMENT: If Seller is a "foreign person", as defined by applicable law, or if Seller fails to
deliver an affidavit that Seller is not a "foreign person", then Buyer shall withhold from the sales proceeds an
amount sufficient to comply with applicable tax law and deliver the same to t he Internal Revenue Service together
with appropriate tax forms. IRS regulations require filing written reports if cash in excess of specified amounts is
received in the transaction.
17. AGREEMENT OF PARTIES: This contract contains the entire agreement of the parties and cannot be changed
except by their written agreement.
18. NOTICES: All notices from one party to the other must be in writing and are effective when mailed to, hand-
delivered at, or transmitted by facsimile machine as follows:
To Buyer at: To Seller at:
Buyer Initials ______ _______ - 7 - Seller Initials _______ _______
Telephone ( ) Telephone ( )
Facsimile ( ) Facsimile ( )
19. ASSIGNMENT: This agreement may not be assigned by Buyer without the consent of Seller. This agreement may
be assigned by Seller and shall be binding on the heirs and assigns of the parties hereto.
20. PRIOR AGREEMENTS: This contract incorporates all prior agreements between the partie s, contains the entire and
final agreement of the parties, and cannot be changed except by their written consent . Neither party has relied upon
any statement or representation made by the other party or any sales representative bringing the parties together.
Neither party shall be bound by any terms, conditions, oral statements, warranties, or representat ions not herein
contained. Each party acknowledges that he has read and understands this contract. The provi sions of this contract
shall apply to and bind the heirs, executors, administrators, successors and assigns of the respective parties hereto.
When herein used, the singular includes the plural and the masculine includes the fem inine as the context may
require.
21. NO BROKER OR AGENTS: The parties represent that neither party has employed the servi ces of a real estate
broker or agent in connection with the property, or that if such agents have been employed, t hat the party employing
said agent shall pay any and all expenses outside the closing of this agreement.
22. EMINENT DOMAIN: If the property is condemned by eminent domain after the effective da te hereof, the Seller
and Buyer shall agree to continue the closing, or a portion thereof, or cancel this C ontract. If the parties cannot
agree, this contract shall
remain valid with Buyer being entitled to any condemnation proceeds at or a fter
closing, or
be cancelled and the earnest money returned to Buyer.
23. OTHER PROVISIONS
24. TIME IS OF THE ESSENCE IN THE PERFORMANCE OF THIS AGREEMENT.
25. GOVERNING LAW: This contract shall be governed by the laws of the State of Oregon.
26. DEADLINE LIST ( Optional) (complete all that apply ). Based on other provisions of Contract.
Deadline Date
Loan Application Deadline, if contingent on loan
Loan Commitment Deadline
Buyer(s) Credit Information to Seller
Disapproval of Buyers Credit Deadline
Survey Deadline
Title Objection Deadline
Appraisal Deadline
Property Inspection Deadline
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Deadline Date
Whether or not listed above, deadlines contained in this Contract may be extended informally by a writing signed by
the person granting the extension except for the closing date which must be extended by a writing signed by both
Seller and Buyer.
EXECUTED the day of , 20 (THE EFFECTIVE DATE).
Buyer Seller
Buyer Seller
Buyer Initials ______ _______ - 9 - Seller Initials _______ _______
EXHIBIT FOR DESCRIPTION OR ATTACH SEPARATE DESCRIPTIONRECEIPT
Receipt of Earnest Money is acknowledged.
Signature: Date:
, 20
By:
Telephone ( )
Address
Facsimile (
)
City State Zip Code
THIS IS A SEPARATE INSTRUCTION PAGE REGARDING LEAD-BASED PAINT DISCLOSURE
THIS PAGE IS NOT PART OF THE CONTRACT. IT IS PROVIDED BY USLF
TO AID THE SELLER IN COMPLYING WITH FEDERAL LEAD-BASED
PAINT DISCLOSURE LAW, FOR HOUSES BUILT PRIOR TO 1978.
* * *
IMPORTANT!!!
NOTES CONCERNING LEAD-PAINT DISCLOSURE REQUIREMENTS
Introduction: If the dwelling was constructed PRIOR TO 1978, federal law REQUIRES a Lead-Based Paint
Disclosure Form to be attached to the sale contract, completed and signed by the sel ler and purchaser. If the
dwelling was constructed in 1978 or later, this form is not required. If in doubt about the ti ming of construction,
use the disclosure form. Whenever the form is used, the seller must also give the purchaser the EPA lead-based
paint pamphlet discussed below. Sellers must retain a copy of the signed disclosure form for no less than three
years from the date the sale closes.
Background: To protect families from exposure to lead from paint, dust, and soil, Congress passed the
Residential Lead-Based Paint Hazard Reduction Act of 1992. HUD and EPA require the disclosure of known
information on lead-based paint and related hazards before the sale of most housing built before 1978.
Requirements: Before the sale contract becomes enforceable, sellers must fully comply with lead-paint
disclosure law. Compliance is accomplished by:
(1) Fully completing and delivering to the buyers, as an attachment to the contract, the LEAD-
BASED PAINT DISCLOSURE form (the buyers also initial and sign this form), and
(2) Giving the buyers the EPA pamphlet entitled "Protect Your Family From Lead In Your
Home." (See the download link for the pamphlet, below.)
Purchase the Disclosure Form: If you need to purchase a Lead-Based Paint Disclosure Form, you can easily
do so using USLF.
http://www.uslegalforms.com/lead-paint-disclosure-forms.htm Click this link (or copy it into
the address window of you internet browser) and select your state. Two forms will be accessed. You want the
“LEAD1” form, for sales transactions (not the “LEAD2” form for rentals). Click the “Information and Preview”
link for more info on the form, and then order the form.
The Free EPA Pamphlet: The seller must give the buyer the EPA-approved information pamphlet on
identifying and controlling lead-based paint hazards entitled "Protect Your Family From Lead In Your Home."
You may obtain and print this pamphlet free by clicking the following download link (or copying the link into
the address window of your internet browser):
http://www.epa.gov/lead/pubs/leadpdfe.pdf
The form is in .pdf format and you will need the free Adobe Acrobat Reader to view the form. In the unlikely circumstance that the Adobe Acrobat Reader is not installed on your computer, you can download it free from
http://www.adobe.com/products/acrobat/readstep2.html . The download is quick and easy.
~ Thank you for using USLF ~
