Yes Bank Personal Loan Agreement

LOAN APPLICATION FORM

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I/ We declare that I/ We am/ are resident Indians and that all the particulars and information given in the application form are true, correct and complete and that they shall form the basis of any loan YES BANK Limited (YBL) may decide to grant to me/ us. I/ We undertake to inform YBL regarding any change in my/ our above mentioned details and to provide any further information that they may require. I/ We further agree that my/ our loan should be governed by the rules of YBL which may be in force from time to time. YBL reserves the right to reject the loan application. I/ We acknowledge and give consent that YBL may obtain/ disclose/ share any/ all information pertaining to me/ us from/ with any banks/ financial institutions/ credit bureaus/ third parties for any purpose whatsoever.

Further, in case of any guarantee or security of third party is intended to be provided to YBL as security for the loan to be sanctioned to me, I/ We acknowledge and give consent that YBL may disclose to such third party information pertaining to me/ us and/ or of the details of the loan granted to me/ us. I/ We agree that YBL and/or Affiliates or their contractors may hold and process my/ our personal information and all other information concerning my/ our Account(s) on computer or otherwise for analysis, credit scoring and marketing.

I/ We further agree that YBL may disclose, in strict confidence, to other institutions, personal information concerning me/ us as may be reasonably necessary for reasons inclusive of but not limited to participation in any telecommunication or electronic clearing network, for compliance with a legal directive or for fraud prevention purposes. For any information so obtained / disclosed/ shared, I/ We agree and confirm that I/ We will not hold YBL responsible for the use of such information.

I/ We agree that I/ We will not utilize the money(ies) received under the loan agreement(s) for any purpose which are prohibited under any law for the time being in force including but not limited to investment(s) in capital market(s) and speculative purposes. This application form along with the supporting documents shall be the property of YES BANK Limited.

I/ We confirm that no cash/ blank cheque has been given by me along with this application, nor have I been promised any free gifts/ inducements to apply for this facility.

DECLARATION

Serial No.: Version: October 2011

Loan Requested For

Car Loan     Commercial Vehicle Loan

Application Form for Loan

Amount of loan applied for : Rs.    EMI you are comfortable servicing:

Loan Tenure : Months

Interest Rate Type : Fixed Floating

Purpose of Loan : Personal Commercial Captive

Vehicles Details : Number of Vehicles Make Model

Dealer Valuation / Invoice Price:

Margin Money:

Scheme : Advance EMI Arrear EMI Others

Payorder to be issued in favour of :

Application Details

Name :

Date of Birth/Incorporation :    Father's / Husband's Name :

Spouse Name :    Mother's Maiden Name :

Alias Name :    No. of financial dependents:

Marital Status : Single Married    Gender : Male Female

Nationality : Indian NRI PIO/Foreign National    Religion :

Education : Undergraduate Graduate Post Graduate Professional Others

Occupation : Salaried Professional Business Retired Housewife Others

PAN Number : Passport No. : Driving License No. : Voter's I.D. No. :

Income Rs : Net Salary per month: Gross receipts per month:

Please Tell Us a Little About Yourself

Residence Address :

Landmark : City : Pin :

State : Country :

Residence : Rented Owned Company Provided Parent Owned

No. of years in this city:

Type of Residence : Flat Bungalow Chawl Row House Others

Rent (Rs. p.m.): Years at Residence: Area (sq. ft):

Company / Firm Name : Department :

Office Address :

City : Pin : State : Country :

Tel. No. (Include STD Code)(Residence): (Office): Extn.:

Mobile No. : E-mail :

Mailing Preference : Residence Office

Tell Us About Your Bank Account(s)

Name & Address of Bank : Account Type : Account No. : Date Opened : Balance/Limit :

For Co-Applicant/Guarantor: Account Type : Account No. : Date Opened : Balance/Limit :

Co-Applicant / Guarantor Details

Name :

Date of Birth/Incorporation :    Mother's Maiden Name :

Nationality : Indian Others    Religion :

Relationship with applicant : Spouse Parent Child Others

Residence Address :

Landmark : City : Pin :

State : Country :

Residence : Rented Owned Company Provided Parent Owned

Existing Loans

For Applicant: I have loans outstanding Yes No

For Co-Applicant/Guarantor: I have loans outstanding Yes No

Loan disbursal preferably to (Bank name and A/c No.) :

Repayment preferably from (Bank name and A/c No.) :

Referral Information

Referral 1: Name Age Relationship with Applicant

Address :

City : Pin : Email :

Tel. No. (Residence): (Office): Ext.: Mobile No.:

Referral 2: Name Age Relationship with Applicant

Address :

City : Pin : Email :

Tel. No. (Residence): (Office): Ext.: Mobile No.:

Details About Your Existing Loan(s)

Financier : Type of Loan : Term Loan No. : Loan Since : EMI : Loan Amount :

Have you defaulted on any Loan Yes No If yes, please provide details

Is there any pending litigation against you? Yes No If yes, please provide details

Details About Your Assets

Land : Fixed Deposits :

House : PF/PPF :

Office : Insurance/LIC :

Others : Others :

Vehicle Type : 2 Wheeler 4 Wheeler Self Owned Company Provided Others

1. Model: Registration No. :

2. Model: Registration No. :

Relationship

Name of the director/senior officer :

Relationship with the director/senior officer :

Name of director and the Bank :

Name of director :

Insurance Cover

Do you wish to meet YES BANK manager to understand the details of group policy to become the member of the group for taking insurance cover under the Credit Life Group Insurance plan?

Yes No

Priority Sector Category

Please tick the applicable category: Professionals Allied Agriculture Activity Indirect Finance to Agriculture Agriculturist / Farmer Khadi & Village Industries (KVI Sector) SSIs Road / Water Transport Operators Software Industry Private Retail Readers Small Business

Marketing Offers

I/We expressly authorize Yes Bank to use information or data relating to me/us, for communicating marketing offers as outlined above.

I/We do not wish to receive offers as outlined above.

Document Checklist

1. Identity / Signature Proof

2. Address Proof (Residence & Office)

3. Age Proof

4. For Private Limited company

5. For Partnership Firm

6. For Proprietorship

7. For Salaried customer

Acknowledgment

Received application form for loan facility from for ₹

Dated:

Application received by: For YES BANK Ltd.: