What is a Statement of Funeral Goods and Services? A Complete Guide

Definition & Meaning

A Statement of Funeral Goods and Services is a formal document provided by a funeral home that outlines the specific goods and services selected for a funeral arrangement. This statement is essential for ensuring transparency in pricing and services offered. It includes an itemized list of all chosen items, such as caskets, urns, and services like embalming or transportation, along with their associated costs. This document serves as a legal contract between the consumer and the funeral service provider, ensuring that both parties are clear on the agreed-upon arrangements.

Key Elements of the Statement

The Statement of Funeral Goods and Services comprises several key components that are crucial for clarity and compliance:

• Itemized Costs: Each selected item and service is listed with its corresponding price, preventing any hidden fees.
• Legal Compliance: The statement ensures that funeral homes adhere to the FTC Funeral Rule, which mandates clear pricing.
• Final Contract: It acts as a binding agreement detailing the final choices made by the consumer.
• Cash Advances: It includes any third-party costs incurred by the funeral home, such as cemetery fees or obituary notices.
• Review Opportunity: Consumers can review and amend their selections before finalizing payment.

How to Fill Out the Statement

Filling out the Statement of Funeral Goods and Services involves several steps to ensure accuracy and completeness:

• Gather Information: Collect details about the desired goods and services, including preferences for caskets, urns, and any specific services like embalming.
• Consult with the Funeral Director: Work closely with the funeral director to understand the options available and their costs.
• Review the General Price List (GPL): Compare your selections against the GPL to ensure all costs are transparent and understood.
• Complete the Statement: Fill in the statement with your selected items and services, ensuring all prices are accurately recorded.
• Sign and Date: Once everything is confirmed, sign and date the document to finalize the agreement.

Who Typically Uses the Statement

The Statement of Funeral Goods and Services is primarily used by individuals or families arranging a funeral. It is also utilized by funeral directors and service providers to ensure compliance with legal requirements. Here are some specific users:

• Families: Those planning a funeral for a loved one will use this statement to understand costs and services.
• Funeral Directors: Professionals who prepare the statement to provide clear pricing to consumers.
• Legal Representatives: Attorneys may review the statement to ensure compliance with regulations.

Legal Use of the Statement

The Statement of Funeral Goods and Services is legally binding and must comply with federal regulations set forth by the Federal Trade Commission (FTC). Key legal aspects include:

• FTC Funeral Rule Compliance: Funeral homes are required to provide this statement to ensure consumers are informed of their rights and options.
• Consumer Protection: The document protects consumers from deceptive practices by ensuring all costs are disclosed upfront.
• Finality of Agreement: Once signed, the statement confirms the consumer's choices and the funeral home's obligations.

Examples of Using the Statement

Real-world scenarios illustrate how the Statement of Funeral Goods and Services is applied:

• Scenario One: A family selects a casket and cremation service. The statement lists each item with prices, allowing the family to see the total cost before making a decision.
• Scenario Two: A consumer changes their mind about a service after reviewing the statement. They can request an updated statement reflecting the new choices.
• Scenario Three: A family uses the statement to compare services from different funeral homes, ensuring they receive the best value for their needs.

Steps to Complete the Statement

Completing the Statement of Funeral Goods and Services involves a systematic approach:

• Initial Consultation: Meet with the funeral director to discuss options and gather necessary information.
• Selection Process: Choose desired goods and services, ensuring all preferences are noted.
• Documentation: Fill out the statement accurately, detailing each item and its cost.
• Final Review: Go through the statement with the funeral director to confirm accuracy and completeness.
• Sign Off: Once satisfied, sign the document to finalize the agreement.

Why the Statement is Important

The Statement of Funeral Goods and Services is vital for several reasons:

• Transparency: It provides a clear breakdown of costs, helping families avoid unexpected expenses.
• Consumer Empowerment: Families can make informed decisions about funeral arrangements based on clear pricing.
• Legal Protection: It serves as a safeguard for consumers, ensuring they understand their rights and the services provided.