Fill and Sign the Debt Validation Letter Request to Validate a Debt Form

Second Letter Requesting a Collection Agency to Validate a Debt that You Allegedly Owe a Creditor ______________________________ (Your Name) _________________________________________ (Your Address) _____________________________________________ Your City, State, Zip Code) _________________________ (Date) ________________________________ (Name of Collection Agency)________________________________ (Name of Contact Person)___________________________________________________________ (Street Address or Post Office Box Number, City, State, Zip Code) Re: Second Request for Verification of Alleged Debt to __________________ (Name of Creditor) Pursuant Section 809 of the Fair Debt Collection Practices Act (FDCPA) Covering Validation of Debts: Case # __________________. To Whom It May Concern: Please be advised that your collection activities in attempting to collect the alleged debt associated with the above mentioned case number have grossly violated Section 809 of the FDCPA. On ____________________________ (date), I requested in writing verification of the alleged debt associated with the above mentioned case number. On _________________ ________________ (date of the incident) , you attempted to collect the alleged debt associated with the above mentioned case number before sending me written verification of the alleged debt as required by Section 809 of the FDCPA. To be more specific, on this date, [e.g., you called me at home at (time) demanding payment of the alleged debt.] __________________________________________________________________ _______________________________________________________________________________________________________________________________________________. I still have not received the verification that I originally requested on ________________ _________ (date) (or, I did not receive the verification I requested until after this second attempt to collect the disputed debt.) It appears that you are engaged in a willful and persistent pattern of behavior rather than having made an isolated mistake. I do not have to remind you that the FDCPA provides consumers the right to bring a civil cause of action to recover damages caused by abusive, deceptive, or improper debt collection practices. I believe that it will be in your best interest to stop engaging in the above mentioned behavior.Sincerely, ______________________________ ______________________________ Printed Name and Signature cc: ______________________________________ Creditor cc: ______________________________________ Appropriate State Agency