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DISASTER NEWS Economic Injury Loans for Small Businesses Release Date: November 18, 2010 Release Number: MO 12394-01 Media Contact: Richard Jenkins Phone: (916) 735-1500 Disaster Assistance Available for Small Businesses Sacramento, CA – Small, non-farm businesses in 50 Missouri counties and 19 neighboring counties in Arkansas, Illinois, Kansas, Kentucky and Tennessee are now eligible to apply for low-interest disaster loans from the U. S. Small Business Administration (SBA). “These loans offset economic losses because of a drought that occurred from May 1 through September 30, 2010 in the following Missouri primary counties,” announced Alfred E. Judd, Director of SBA’s Disaster Field Operations Center - West. Primary Missouri counties: Barry, Bates, Bollinger, Butler, Cape Girardeau, Carter, Dade, Dallas, Dent, Dunklin, Hickory, Howell, Laclede, Lawrence, Mississippi, New Madrid, Oregon, Pemiscot, Polk, Reynolds, Ripley, Saint Clair, Scott, Shannon, Stoddard, Texas, Wayne and Webster; Neighboring Missouri counties: Barton, Benton, Camden, Cass, Cedar, Christian, Crawford, Douglas, Greene, Henry, Iron, Jasper, Madison, McDonald, Newton, Ozark, Perry, Phelps, Pulaski, Stone, Vernon and Wright; Neighboring Arkansas counties: Benton, Carroll, Clay, Craighead, Fulton, Greene, Mississippi, Randolph and Sharp; Neighboring Illinois counties: Alexander and Union; Neighboring Kansas counties: Linn and Miami; Neighboring Kentucky counties: Ballard, Carlisle, Fulton and Hickman; Neighboring Tennessee counties: Dyer and Lake. “SBA eligibility covers both the economic impacts on businesses dependent on farmers and ranchers that have suffered agricultural production losses caused by the disaster and businesses directly impacted by the disaster,” Judd said. Small, non-farm businesses, small agricultural cooperatives and most private, non-profit organizations of any size may qualify for Economic Injury Disaster Loans (EIDLs) of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred. “Eligibility for these loans is based on the financial impact of the disaster only and not on any actual property damage. These loans have an interest rate of 4% for businesses and 3% for private, non-profit organizations, a maximum term of 30 years, and are available to small businesses and most private, non-profits without the financial ability to offset the adverse impact without hardship,” Judd said. By law, SBA makes EIDLs available when the U. S. Secretary of Agriculture designates an agricultural disaster. Secretary Tom Vilsack declared this disaster at the request of Governor Jay Nixon. More Businesses primarily engaged in farming or ranching are not eligible for SBA disaster assistance. Agricultural enterprises should contact the Farm Service Agency (FSA) about the U. S. Department of Agriculture (USDA) assistance made available by the Secretary’s declaration. However, in drought disasters nurseries are eligible for SBA disaster assistance. Information and application forms are available from SBA’s Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice@sba.gov, or visiting SBA’s Web site at www.sba.gov/services/disasterassistance. Hearing impaired individuals may call (800) 877-8339. Applicants may also apply online using the Electronic Loan Application (ELA) via SBA’s secure Web site at https://disasterloan.sba.gov/ela. The deadline to apply for these loans is July 12, 2011. For more information, visit SBA’s Web site at www.sba.gov/services/disasterassistance. SBA Field Operations Center - West, P.O. Box 419004, Sacramento, CA 95841 ###