Fill and Sign the Motion Avoid Lien Form

UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF _______________ (Name of District) In re: ____________________ (Name of Debtor) Case No. __________Debtor Motion to Avoid Creditor’s Lien Pursuant to 11 USC§ 522(F)(2) COMES NOW ________________ (Name of Debtor) , by and through his attorney, pursuant to 11 U.S.C.A. § 522(f) and the Federal Rules of Bankruptcy Procedure 4003(d) and 9014, to request this Court enter an Order avoiding the judicial lien held by ___________________ (Name of Respondent) on __________________ ______________________________________________ (description of property) (the Property). In support of this Motion, the Debtor states the following: 1. This Court has jurisdiction in this matter pursuant to 28 U.S.C.A. § 1334(a). This matter is a core proceeding as provided by 28 U.S.C.A. § 157(b)(2)(K).2. The Debtor filed a voluntary petition under Chapter _____ (indication of chapter) of the Bankruptcy Code on ________________ (date of filing).3. The Debtor is entitled to an exemption in the Property in the amount of $____________, pursuant to ______________________ (specification of statute).4. The Debtor's Property has a fair market value of $______________. This valuation is based upon __________________________________________________ _______________________________________ (description of basis for valuation).5. The Property is subject to the following judicial lien: judicial lien held by ___________________ (Name of Respondent) which resulted from a judgment against Debtor dated _________________ (date) in the _________________________ (Name of Court) in the amount of $_______________. The outstanding balance of the lien is $_______________.6. Respondent's interest in the Property is not a statutory lien.7. Section 522(f)(2)(A) of the Bankruptcy Code provides: A lien shall be considered to impair an exemption to the extent that the sum of:A.the lien;B. all other liens on the property; andC.the amount of the exemption that the debtor could claim if there were no liens on the property; exceeds the value that the debtor's interest in the property would have in the absence of any liens. 8.Section 522(f)(2)(B) provides that in the case of a property subject to more than 1 lien, a lien that has been avoided shall not be considered in making the calculation under subparagraph (a) with respect to other liens.9. Following the formula set forth in § 522(f)(2)(A) for determining whether a lien impairs an exemption, the Debtor:Adds the lien being tested for avoidance:+$____________ Adds all other liens:+ $ ____________ Adds the maximum exemption allowable in the absence of liens:+ $ ____________ Totaling:= $ ____________ Then , from this total sum, Subtracts the value of the Property absent any liens:less $ ____________ To determine the extent of the impairment:$____________10. Since the extent of the impairment of the exemption, $ ____________, exceeds the entire value of Respondent's lien, $ ____________, the entire lien is avoidable. WHEREFORE, the Debtor respectfully requests that this Court enter an Order: A. Avoiding the judicial lien held by _______________________ (Name of Respondent) on the Property in the amount of $_________________, andB.Granting such other relief as is fair and equitable. Respectfully submitted,_______________________ (Name of Debtor)By: ______________________(Printed Name of Attorney)________________________(Signature of Attorney)Defendant’s AttorneyState Bar No. ____________ Certificate of Service This is to certify that I, ______________________ (Name of Attorney), attorney for Debtor __________________ (Name of Debtor) , have this date served a true and correct copy of the above and foregoing Motion by U.S. Mail, postage fully prepaid, to the following counsel of record for the Respondent: ________________________ (Name of Attorney) ________________________________(Post Office Box No. or Street Address)_________________________________ (City, State, Zip Code) This the ____day of ______________________, 20_______. Respectfully Submitted, ________________________ (Printed Name of Attorney)________________________(Signature of Attorney)Debtor’s AttorneyState Bar No. ____________OF COUNSEL: ______________________(Name of Attorney)_______________________________(Post Office Box or Street Address)_______________________________(City, State, Zip Code)Telephone: _________________