Fill and Sign the Section Violation Form

(Your name) (Your Address) (Your City, State, Zip Code) (date) (Company name) (Contact person) (Company address) (company city, state, zip code) Re: Harassment or abuse violating Section 806 of the Fair Debt Collection Practices Act (FDCPA): Case # . Dear Sir or Madam: Your collection activities in attempting to collect the alleged debt associated with the above mentioned case number have violated Section 806 of the FDCPA. On , you: I believe it is in our mutual best interest for you to stop engaging in the above mentioned behavior. Thank you in advance for your attention to this matter. Sincerely, - 1 - HARASSMENT OR ABUSE (Section 806) Describe the incident in your own words in the space indicated above. In order to have proof that your letter was mailed and delivered, send by certified or registered mail with return receipt requested. Harassment or abuse is not limited to the examples mentioned below and includes the debt collector’s harassment or abuse toward anyone in connection with their debt collection practices. Examples include:  Using threats (including implied threats), violence, or other criminal means to harm anyone’s reputation, property, or physical person.  Using obscene or profane language or language likely to abuse the hearer or reader. Such language includes abusive language includes religious slurs, profanity, obscenity, calling the consumer a liar or a deadbeat, and the use of racial or sexual epithets.  Posing a lengthy series of questions or comments to the consumer without giving the consumer a chance to reply.  Leaving telephone messages with neighbors when the debt collector knows the consumer's name and telephone number and could have contacted the consumer directly.  Publishing a list of consumers who allegedly refuse to pay debts except to a credit reporting agency as permitted by law.  Advertising the sale of any debt to coerce payment. A debt collector may not shame a consumer into paying their debt by publicizing it.  Causing a telephone to ring or engaging any person in telephone conversation repeatedly or continuously with intent to annoy, abuse, or harass any person at the called number.  Placing telephone calls without meaningful disclosure of the caller's identity. - 2 - (your name) (your Address) (your city, state, zip code) (date) (company name) (contact person) (company address) (company city, state, zip code) Re: Second notice of violation of section 806 of the Fair Debt Collection Practices Act (FDCPA): Case # . Dear Sir or Madam: This is your second notice that your collection activities in attempting to collect the alleged debt, associated with the above mentioned case number, have violated Section 806 of the FDCPA. On , I sent you a letter notifying you of your violation of Section 806 of the FDCPA prohibiting unfair practices. On , you violated Section 806 again as described below: It appears that you are engaged in a willful and persistent pattern of behavior rather than an isolated mistake. I do not have to remind you that the FDCPA provides consumers the right to bring a civil cause of action to recover damages caused by abusive, deceptive, or improper debt collection practices. It is in our mutual best interest for you to stop engaging in the above mentioned behavior. Thank you in advance for your attention to this matter. Sincerely, Enclosures: (list complaint letters to various government authorities and agencies and enclose copies with this letter) - 3 -