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(upbeat music) - [Narrator] Is your home at risk of flooding? You may not think so, but floods are the most common and costly natural disaster in our country. Bottom line, where it can rain, it can flood. Getting to know your area is getting to know your flood risk. A good place to start is FEMA's Flood Insurance Rate Map, or FIRM. These maps show the flood risk in areas near potential flood sources like rivers, lakes and coastlines. They represent areas ranging from high risk to low risk, sometimes referred to as flood zones. Everyone lives in an area that can flood, but the level of risk from one area to another differs. Even though flooding is more frequent or severe in high-risk flood areas, flooding also occurs in lower-risk flood areas. Look at this house, built at grade just outside of the high risk area. If floodwaters extend beyond the edge of the high-risk area, this house could be at even greater risk of flood damage than these elevated houses in the high-risk area. Lines on

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