Fill and Sign the 13 Bankruptcy Indiana Form

UNITED STATES BANKRUPTCY COURT The Northern District of Indiana Division at Gary In re:             Case No.       SSN       Chapter 13 THIS PLAN CONTAINS EVIDENTIARY MATTER WHICH, IF NOT CONTROVERTED, MAY BE ACCEPTED BY THE COURT AS TRUE CREDITORS CANNOT VOTE ON THIS PLAN BUT MAY OBJECT TO ITS CONFIRMATION PURSUANT TO BANKRUPTCY CODE 1324 AND LOVAL RULES. ABSENT ANY SUCH OBJECTION , THE COURT MAY CONFIRM THIS PLAN AND ACCEPT THE VALUATION AND ALLEGATIONS CONTAINED HEREIN. The Debtor(s) above named hereby proposes the following plan. 1. Debts. All are provided for by this Plan. Only creditors holding claims duly proved and allowed shall be entitled the payments from the Trustee. (See Notice of Filing for Bar Date.) Trustee shall not file a claim on behalf of any creditor. 2. Payments As of the date of this Plan, the debtor has paid $ to the Trustee. Debtor and/or any entity from whom the income shall pay to the Trustee the sum of $ each month, commencing for months for total of $ or until such amounts are paid that will afford payment of all allowed and proven claims in the amounts payable under this Plan. 3. Plan Payments The Trustee from available funds, shall make payments to creditors in the following amounts and order. All dates for beginning of payments are estimates only and may be adjusted by the Trustee as necessary to carry out the terms of this plan. A . DEBTOR ATTORNEY FEE REQUESTED PAID TO DATE BALANCE DUE -----PAYMENT SCHEDULE----- TOTAL PAYMENTSPAYMENT MONTH LENGTH                                                                   B. Mortgage Arrears (Regular monthly payments to be made by Debtor and start on the first due date after date of filing petition. CREDITOR & COLLATERAL RATE ARREARS ---- PAYMENT SCHEDULE ---- TOTAL PAYMENTSPAYMENT MONTH LENGTH                                                             C. Secured Claims. (A creditor’s secured claim shall be the net amount due as of date of filing or the value of the collateral to which creditor’s lien attaches, whichever is less. Interest shall be allowed at contract rate or       % APR whichever is less. Creditor shall retain its lien until the allowed secured portion of the claim is fully paid.) CREDITOR & COLLATERAL RATE ARREARS ---- PAYMENT SCHEDULE ---- TOTAL PAYMENTSPAYMENT MONTH LENGTH i. Secured claims paid in full under Plan                                                             ii. Secured claims with last payment due after end of Plan                                                             Chapter 13 Plan – Page 1 UNITED STATES BANKRUPTCY COURT The Northern District of Indiana Division at Gary In re:             Case No.       SSN       Chapter 13 D. Priority Claims (Unsecured claims entitled to priority under 11 U.S.C. 507 shall be paid in full as follows) CREDITOR PRIORITY AMOUNT ---- PAYMENT SCHEDULE ---- TOTAL PAYMENTSPAYMENT MONTH LENGTH                                                       E. Separate Class of Unsecured Claims (May include co-signed debts as provided for by 11 U.S.C. including internet at contract rate.) CREDITOR & CLASSIFICATION RATE CLAIM AMOUNT ---- PAYMENT SCHEDULE ---- TOTAL PAYMENTSPAYMENT MONTH LENGTH                                                                                                                                                                                                                                                                                                                  F. Unsecured Creditor. [All] other creditors not scheduled above are denied unsecured without priority and Shall be paid pro rata from funds remaining after payment of the above scheduled claims. Debtor estimates the unsecured claims to total $ and proposes to provide at least $ which will pay in full said creditors claims, or in no event, provide a composition percentage of less than       % (Funds Provided / Unsecured Claims). G. Liens Avoidance (Debtor intends to file a motion, pursuant to Bankruptcy Rule 4003(d) to avoid all nonpossessory non-purchase money security interest and judicial liens as provided by 11 U.S.C. 522(f), and the plan herein provides for payment of such liens as general unsecured claims only. Any creditors claim or portion thereof not listed in paragraph C above is to be treated as unsecured and, unless objected to, such unsecured status for purposes of this plan will be binding upon confirmation but the lien shall survive unless avoided. H. Leases and Contracts The debtor hereby assumes the following unexpired leases and executory contracts and rejects all others. Chapter 13 Plan – Page 2       UNITED STATES BANKRUPTCY COURT The Northern District of Indiana Division at Gary In re:             Case No.       SSN       Chapter 13 I Miscellaneous Provisions       4. Debtor(s) submits all future earnings or other future income to such supervision and control of the Trustee as is necessary for the execution of this Plan. Confirmation of this plan does not vest property of the estate in the debtor(s). 5. Standing Trustee Percentage Fee Pursuant to 28 U.S.C. 586(e)(B) the Attorney General, after consultation with the United States Trustee, sets a percentage fee not to exceed ten percent of payments made to creditors by the Trustee under the terms of this Plan. SUMMARY AND ANALYSIS OF PLAN PAYMENTS TO BE MADE BY TRUSTEE A. Total debt provided under the Plan and administrative expenses 1. Attorney fees $ 2. Mortgage Arrears $ 3. Secured Claims $ 4. Priority Claims $ 5. Separate Class of Unsecured Claims $ 6. All other unsecured Creditors $ Total payments to above Creditors $ Trustee percentage $ * Total Debtor payments to the Plan $ * Total payments must equal total payments set forth in paragraph 2 on page 1 of this Plan. B. Reconciliation with Chapter 7 1. Interest of unsecured creditors if Chapter 7 filed a. Total property of debtor $ b. Property securing debt $ c. Exempt property $ d. Priority unsecured claims $ e. Funds for Chapter 7 distribution (est.) $ 2. Percent of unsecured, nonpriority claims paid under Plan       % 3. Percent of unsecured, nonpriority claims paid under Chapter 7 field       % Chapter 13 Plan – Page 3 UNITED STATES BANKRUPTCY COURT The Northern District of Indiana Division at Gary In re:             Case No.       SSN       Chapter 13 Attorney for Debtor(s): Signed: Bar No. Signed: Dated:       Chapter 13 Plan – Page 4