Fill and Sign the Inaccurate Information

Letter to Credit Bureau Requesting the Removal of Inaccurate Information ____________________________ (Your Name) _________________________________________ (Your Address) _________________________________________________ (Your City, State, Zip Code) _____________________________ (Date) ____________________________________ (Name of Credit Bureau) ____________________________________ (Name of Contact Person) ______________________________________________________________ (Street Address or Post Office Box Number, City, State, Zip Code) Re: Request for Reinvestigation in Order to Correct Credit Report Dear __________________________________ (Name of Contact Person) : Please be advised that you are reporting inaccurate credit information regarding me. As you know, the Federal Fair Credit Reporting Act (FCRA ) requires that a credit reporting agency follow reasonable procedures to assure accuracy of the information it gathers. If the person to whom the report refers (the debtor) claims that the information of the bureau is erroneous, the bureau must take steps within a reasonable time to determine the accuracy of the disputed items. If no correction is made, the debtor can write a 100 word statement of clarification which will be included in future credit reports, even it the agency disagrees with clarification. You must investigate the items of dispute and contact me within 30 days. I am very distressed that you have included the below information in my credit profile due to its damaging effects on my good credit standing. Because of the mistakes on my credit report, I have been wrongfully denied credit recently for a (describe type of credit, if any, for which you were denied) _____________________________________ ________________________________________________________________________ ____________________________________________, which was highly embarrassing. There are at least two inaccurate items on my report:  VISA Acct: xxxxx-xxxxx-xxxx-xxx: ___________________________________ This account is listed as being 30 days late. I have never been late on this account.  MasterCard Acct: xxxxx-xxxxx-xxxx-xxx: _____________________________ This account is listed as being 30 days late. I have never been late on this account. I have enclosed a copy of the appropriate bank statement highlighting in yellow my payments on these accounts for last month. In addition, I have attached a copy of the statement from each company showing the amount due for that month. As you can see, I paid the full amount of the outstanding balance due on each charge card. I have enclosed a copy of my driver's license as proof of identity. Sincerely yours, ______________________________ (Your Name)