Fill and Sign the Letter Informing Debt Collector of Unfair Practices in Collection Activities Communicating with a Consumer Regarding a Debt by

Letter Informing Debt Collector of Unfair Practices in Collection Activities (Communicating with a Consumer Regarding a Debt by Post Card) _______________________________ (Your Name) _________________________________________ (Your Address) ___________________________________________________ (Your City, State, Zip Code) _______________________________ (Date) _______________________________________ (Name of Collection Agency) _______________________________________ (Name of Contact Person) ___________________________________________________________________ (Street Address or Post Office Box Number, City, State, Zip Code) Re: Unfair Practices Violating Section 808 of the Fair Debt Collection Practices Act; Your File No. ______________ Dear Mr. /Ms. _______________________ (last name) : Your activities on behalf of your company in attempting to collect the alleged debt associated with the above mentioned case number have violated Section 808 of the Fair Debt Collection Practices Act (15 USC 1692f). Section 808 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692f, provides, in part, as follows: A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: “(7) Communicating with a consumer regarding a debt by post card.” On ___________________________________ (date of the incident) , I received a post card from you regarding this alleged debt which stated among other things, “PAY YOUR DEBTS.” This statement was in all capital letters and written in red. .I will be discussing remedies against you, your company, and ______________________________________ (name of creditor) with an attorney within the next week. Sincerely, ______________________________ ______________________________ Printed Name and Signature cc: __________________________________________ Creditor cc: ___________________________________________ Appropriate State Agency