Fill and Sign the Motion Avoid Lien Form

UNITED STATES BANKRUPTCY COURT FOR THE DISTRICT OF _______________ (Name of District) In re: ____________________ (Name of Debtor) Case No. __________ Debtor Motion to Avoid Creditor’s Lien Pursuant to 11 USC§ 522(F)(2) COMES NOW ________________ (Name of Debtor) , by and through his attorney, pursuant to 11 U.S.C.A. § 522(f) and the Federal Rules of Bankruptcy Procedure 4003(d) and 9014, to request this Court enter an Order avoiding the judicial lien held by ___________________ ( Name of Respondent) on __________________ ______________________________________________ (description of property) (the Property ). In support of this Motion, the Debtor states the following: 1. This Court has jurisdiction in this matter pursuant to 28 U.S.C.A. § 1334(a). This matter is a core proceeding as provided by 28 U.S.C.A. § 157(b)(2)(K). 2. The Debtor filed a voluntary petition under Chapter _____ (indication of chapter) of the Bankruptcy Code on ________________ (date of filing) . 3. The Debtor is entitled to an exemption in the Property in the amount of $____________, pursuant to ______________________ (specification of statute) . 4. The Debtor's Property has a fair market value of $______________. This valuation is based upon __________________________________________________ _______________________________________ (description of basis for valuation) . 5. The Property is subject to the following judicial lien: judicial lien held by ___________________ (Name of Respondent) which resulted from a judgment against Debtor dated _________________ (date) in the _________________________ (Name of Court) in the amount of $_______________. The outstanding balance of the lien is $_______________. 6. Respondent's interest in the Property is not a statutory lien. 7. Section 522(f)(2)(A) of the Bankruptcy Code provides: A lien shall be considered to impair an exemption to the extent that the sum of: A. the lien; B. all other liens on the property; and C. the amount of the exemption that the debtor could claim if there were no liens on the property; exceeds the value that the debtor's interest in the property would have in the absence of any liens. 8. Section 522(f)(2)(B) provides that in the case of a property subject to more than 1 lien, a lien that has been avoided shall not be considered in making the calculation under subparagraph (a) with respect to other liens. 9. Following the formula set forth in § 522(f)(2)(A) for determining whether a lien impairs an exemption, the Debtor:  Adds the lien being tested for avoidance: +$____________  Adds all other liens: + $ ____________  Adds the maximum exemption allowable in the absence of liens: + $ ____________  Totaling: = $ ____________  Then , from this total sum, Subtracts the value of the Property absent any liens: less $ ____________  To determine the extent of the impairment: $____________ 10. Since the extent of the impairment of the exemption, $ ____________, exceeds the entire value of Respondent's lien, $ ____________, the entire lien is avoidable. WHEREFORE, the Debtor respectfully requests that this Court enter an Order: A. Avoiding the judicial lien held by _______________________ (Name of Respondent) on the Property in the amount of $_________________, and B. Granting such other relief as is fair and equitable. Respectfully submitted, _______________________ (Name of Debtor) By: ______________________ (Printed Name of Attorney) ________________________ (Signature of Attorney) Defendant’s Attorney State Bar No. ____________ Certificate of Service This is to certify that I, ______________________ (Name of Attorney) , attorney for Debtor __________________ (Name of Debtor) , have this date served a true and correct copy of the above and foregoing Motion by U.S. Mail, postage fully prepaid, to the following counsel of record for the Respondent: ________________________ (Name of Attorney) ________________________________ (Post Office Box No. or Street Address) _________________________________ (City, State, Zip Code) This the ____ day of ______________________, 20_______. Respectfully Submitted, ________________________ (Printed Name of Attorney) ________________________ (Signature of Attorney) Debtor’s Attorney State Bar No. ____________ OF COUNSEL: ______________________ (Name of Attorney) _______________________________ (Post Office Box or Street Address) _______________________________ (City, State, Zip Code) Telephone: _________________