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Paramedical Form

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Paramedical Supplement to Application

OM Financial Life Insurance Company Baltimore, MD

ADMIN 2449 (05-2003) Rev 01-2007

Insurer

Insured

Medical History Questions

1. Have you ever been treated for or diagnosed with:

a) Any heart disease, heart attack, chest pain, high blood pressure, high cholesterol, murmur, palpitations, or any other disorder of the heart or blood vessels?

b) Any circulatory disease, stroke, TIA, aneurysm, or any other disorder of the veins or arteries?

c) Any breathing or lung disorder, COPD, asthma, bronchitis, sleep apnea, or emphysema?

d) Diabetes, disorder of the immune system, blood disorder, or disorder of the glands?

e) Cancer, tumor, or cysts?

f) Depression, anxiety, dementia, Alzheimer’s, or any other mental or nervous disease or disorder?

g) Hepatitis, gastritis, colitis, or any disease or disorder of the liver, stomach, pancreas, or intestines?

h) Any disease or disorder of the kidneys, bladder, prostate, urinary, or reproductive systems?

i) Arthritis or any disease or disorder of the muscles (to include strains or sprains), tendons, bones, spine, back, or joints?

j) Any disease or disorder of the skin, eyes, or ears?

k) Acquired Immune Deficiency Syndrome (AIDS), AIDS related Complex (ARC) or positive test results indicating the presence of the AIDS virus?

2. Are you currently prescribed any medication?

3. Have you been prescribed medication in the past 5 years not previously mentioned?

4. In the past 10 years, have you:

a) Been hospitalized or had surgery?

b) Had any electrocardiograms, x-rays, laboratory tests, treatment, or surgery, or been advised to and not done so?

c) Been recommended to have any test, treatment, or surgery, which has not been performed?

d) Had any illness, disease, or injury that is not included in other answers?

5. Has any parent, brother, or sister died from or had any occurrence of cancer, heart disease, diabetes, or any hereditary disease prior to age 60?

6. Have you smoked cigarettes, pipes, or cigars, used snuff, chewed tobacco, or used any nicotine-based products such as the patch, or gum? If yes, please detail the type(s) of tobacco product used and date of last use below.

7. In the past 10 years, have you sought or received treatment, advice, or counseling for the use of alcohol?

8. Have you ever sought or received treatment, advice, or counseling for the use of any narcotic, barbiturate, stimulant, amphetamine, hallucinogenic, street, or prescription drugs? Have you ever been arrested for the use or possession of such drug or are you currently using these drugs?

9. Within the past 10 years, have you made a claim or received benefits for disability or worker’s compensation as a result of a sickness or injury?

CONTINUED

OM Financial Life Insurance Company Baltimore, MD

ADMIN 2449 (05-2003) Rev 01-2007

10. Personal Physician’s Name and Address:

Date and Reason Last Consulted:

What treatment was given or medication prescribed?

11. Give details of “Yes” answers. State question number and include where appropriate: diagnosis, date, duration, names and addresses of all attending physicians and medical facilities:

I have read the questions and answered on this Paramedical Supplement to Application. The statements made herein are complete, true and correctly recorded.

I agree that: a copy of this Paramedical Supplement to Application will form a part of any policy or certificate issued, and that no agent or medical examiner can pass upon insurability or modify any policy or certificate issued by the Company.

Signed at (City and State) on (Date)

Witness (Medical Examiner)

Signature of Proposed Insured age 15 or more; otherwise Parent or Legal Guardian of Proposed Insured

OM Financial Life Insurance Company Baltimore, MD

ADMIN 2449 (05-2003) Rev 01-2007

Medical Examiner’s Report

12. a. Height (in shoes) / Weight (Clothed) / Chest (Full Inspiration) / Chest (Forced Expiration) / Abdomen, at Umbilicus

12. b. Did you weigh? Did you measure?

12. c. Is appearance unhealthy or older than state age?

13. Blood Pressure

14. Pulse

15. Heart: Is there any:

16. Is there on examination any abnormality of the following: (Circle applicable item and give details.)

a. Eyes, ears, nose, mouth, pharynx?

b. Skin (incl. scars); lymph nodes; varicose veins or peripheral arteries?

c. Nervous system (include reflexes, gait, paralysis)?

d. Respiratory system?

e. Abdomen (include scars)?

f. Genitourinary system (include prostate)?

g. Endocrine system (include spine, joints, amputation, deformities)?

h. Musculoskeletal system (include spine, joints, amputations, deformities)?

17. a. Are there any hernias?

b. Any hemorrhoids?

18. Are you aware of additional medical history?

(A confidential report may be sent to the Medical Director)

Record any additional information here: it will be considered strictly confidential.

Anything regarding habits, character, residence, history or physical condition which may have a bearing on the risk will be appreciated.

Name of person who requested you to make this examination:

Place examined:

Signature of Medical Examiner

Address

HOME OFFICE USE ONLY: Fee Paid $

OM Financial Life Insurance Company Baltimore, MD

ADMIN 2449 (05-2003) Rev 01-2007

Enter text✕

What the Paramedical Form Is and when it's used

A Paramedical Form documents a limited medical exam and health history collected for insurance underwriting, disability claims, or employer benefits. It typically includes demographics, vitals, brief medical history, medication lists, and the examining clinician's observations. The form supports risk assessment, premium determination, and claims evaluation while integrating with insurer workflows and medical vendor systems for secure transmission and adjudication.

Why a complete Paramedical Form matters

A properly completed Paramedical Form speeds underwriting, reduces follow-up requests, and captures clinical details essential to risk decisions while preserving a record of the medical exam and patient consent.

Why a complete Paramedical Form matters

Primary participants who prepare and rely on this form

The Paramedical Form is completed by a licensed clinician or paramedical examiner and provided to insurers, brokers, or benefits administrators for evaluation.

  • Insurance underwriters and risk analysts who use exam findings to set premiums and coverage terms.
  • Paramedical exam vendors and clinicians who complete vitals, history, and specimen notes during the exam.
  • Brokers, employers, and claims teams who request or review the form when processing applications or claims.

Accurate completion reduces processing time and protects patient privacy while enabling reliable underwriting and claims decisions.

Core sections a professional Paramedical Form should include

A well-structured Paramedical Form groups patient identity, consent, clinical findings, and examiner attestation so reviewers can quickly verify key underwriting factors and supporting details.

Patient Demographics

Full legal name, DOB, address, contact, and insured ID so identity and benefit references match employer or insurer records and avoid mismatched-data delays.

Consent Statement

Clear patient authorization for the exam and release of medical information; must document consent method and date to meet ESIGN and HIPAA consumer disclosure expectations.

Medical History

Concise chronology of diagnoses, surgeries, medications, tobacco and alcohol use, and family history that materially affect underwriting decisions and must be factual and time-bound.

Vital Signs & Measurements

Recorded height, weight, blood pressure, pulse, and any basic lab results or specimen notes collected at the exam to support health-risk calculations.

Examiner Observations

Qualitative notes from the paramedical clinician about physical findings, functional limitations, and any discrepancies between reported and observed health.

Attestation and Signature

Examiner signature, printed name, license or credential, facility information, and date; signatures identify the examiner and support auditability and legal reliance.

Essential data points and security markers on the form

Full Name: Exact legal name
Date of Birth: MM/DD/YYYY
Medical Identifiers: Record MRN or insured ID
Examiner ID: License number or credential
Consent Timestamp: Signed date/time recorded
PHI Protection: HIPAA-compliant handling

Step-by-step: completing and submitting the Paramedical Form

Follow a consistent sequence to reduce rework: prepare, examine, document, review, and transmit using secure channels.

  • 01
    Prepare: Collect identifying docs and insurer request details.
  • 02
    Conduct Exam: Record vitals, specimens, and observations.
  • 03
    Complete Form: Fill fields, confirm history, and sign.
  • 04
    Submit: Send to insurer or vendor portal with audit trail.

Configuring an online Paramedical Form workflow

Set form fields, authentication, and routing to match insurer requirements and preserve an auditable record of completion.

Field | Configuration Name | Required | Date | MM/DD/YYYY
Notification Settings Email to requester on completion
Authentication Method Email link or SMS code
Conditional Fields Show follow-up questions when relevant
Audit Trail Enable IP, timestamp, and history

Where to send the completed Paramedical Form

Choose the submission route required by the insurer or benefits administrator and confirm secure transmission and receipt confirmation.

  • Insurer Portal: Upload to the insurer's secure submission portal.
  • Medical Vendor: Return to the vendor who ordered the exam.
  • Agent Upload: Broker or agent may upload on behalf of the applicant.
  • Secure Email: Use encrypted email where allowed by the payer.

Technical and platform considerations for digital completion

Use a platform that supports secure storage, audit trails, and HIPAA-safe transmission when the form contains protected health information.

  • File Types: PDF and DOCX supported
  • Authentication: Email, SMS, or multi-factor
  • Integrations: CRM and storage integrations

Confirm the chosen system provides tamper-evident storage (encryption in transit and at rest), detailed audit logs, and a Business Associate Agreement for HIPAA-covered uses.

Typical timelines and processing expectations

Timelines vary by carrier and use case; track request, exam scheduling, report submission, and insurer review windows to avoid delays.

Exam Scheduling Window:

Typically scheduled within 7–30 days of request

Report Submission:

Send completed form within 48–72 hours of exam

Underwriter Review:

Initial underwriting response often within 7–14 days

Correction Requests:

Expect clarification requests within 14 days

Record Retention:

Retain originals per regulatory and insurer rules

Common mistakes that slow processing

  • Incomplete medical history entries that lack dates or current status create insurance follow-up and underwriting delays.
  • Missing or illegible examiner signature, credential, or clinic details often invalidate the report for formal underwriting.
  • Mismatched names or identifiers between form and application trigger identity verification and can defer decisions.
  • Poor-quality attachments (blurry images, truncated pages) lead to re-requests and extended processing times.

Risks and potential consequences of incorrect forms

Claim Denial: Coverage or claim may be denied
Underwriting Delay: Decision timelines extended
Regulatory Exposure: HIPAA violation risk
Re-examination: Additional exams may be required
Data Inaccuracy: Risk of incorrect premium setting
Privacy Breach: Unauthorized PHI disclosure

eSignature vendor comparison for signing and delivering Paramedical Forms

Compare core pricing and capabilities when choosing an eSignature provider for Paramedical Forms; signNow is listed first per vendor comparison conventions.

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Starting Price $8/user/mo $15/user/mo $14/user/mo $19/user/mo $15/user/mo
Free Trial 7-day trial Varies by plan Varies by plan Varies by plan Varies by plan
Bulk Send Yes Yes Yes Yes No
Audit Trail Yes Yes Yes Yes Yes
HIPAA Compliant Yes Yes Yes No No

Frequently asked questions about the Paramedical Form

Answers to common operational, legal, and technical questions encountered when completing or submitting Paramedical Forms.


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