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Simple billing statement sample for small businesses

and as you can see right here we got another testimonial from a client that I helped get over $35,000 of an approval on the business side I'm going to show you in this video how you can get the same if not similar approvals just like you seen with Citizens Bank this bank man man man has to be a gem chef's kiss I'm telling you right here and I'm going to explain to you everything you need to know with all the data points so you can be just as successful so go ahead go ahead go ahead go get your pen and paper and make sure you stay to the end so you don't miss any steps all right and without further Ado let's dive in and before we get started ladies and gents I just want to ask if you don't mind hitting that like button for me as it helps my channel out a ton I truly appreciate all your support I'm trying to help every small business big business out there get all the funding they need so they can go ahead and fund their goals and dreams now enough of me rambling let's get into Citizens Bank citiz bank has to be one of the best small business banking systems that you can find around as far as right now especially at the stage where you have great credit and you're ready for funding now when my client came to me she just wanted a fair amount of funding she didn't want 150 200,000 or anything like that she really just wanted to start her ballet class company and she stated she that she only needed around $220,000 to really get everything up and running she said she do it on the personal side but she didn't want Sue because of a mess up a DTI and her trying to get a house in the future I get it so I said let's go ahead and establish everything on the business side and let's get you started well as you can see we OV exceeded those expectations and got her way more than $220,000 which was a tremendous blessing now I want to help you do the same exact thing so when you get to Citizens Bank the first thing that I want you to do is establish in a relationship with Citizen Bank I know sounds crazy sounds like Houdini magic yes you got to just start with the relationship okay now you have three options on how you can establish this relationship which is of course with the business checking account the first one is the business advisory checking the second one is Citizens analyst business checking account and we have the last one which literally in the title tells you to pick it which is clearly better checking account and as you can see with the clearly checking account it shows that there are no monthly fees and if you are a new business owner this will really help you so you don't have to Fork out so much money keeping a certain amount of money in the account at all the times things of that nature you also have an overdraft line of credit now for for the people that don't know meaning that if you overdraft by some mistake you have a line of defense that will kind of hide you and protect you from enormous amount of fees sometimes paying whatever you messed up on plus a 25$ 35 $45 fee okay but warning if you are trying to get funding with them do not overdraft I promise you this is going to ruin your chances and please do not do this and as you can see with the other accounts you see that they have specific qualifications that you need to get things really flowing or you pretty much will be penalized so just go with the basic account because right now we're just trying to do things the correct way which is also building those internal points with Citizens Bank but you also still want to build that relationship with the bank so let's go ahead and start off from the beginning Again by just getting the basic credit products okay the next thing that I want you to do with this account is do some fractional Reserve banking I'm telling you this is this this is like the number one thing I always sell all of my funding clients please and just for a quick recap fractional Reserve banking is keeping a specific amount of money in your account for a specific amount of time so when you're keeping that money in your account you're allowing the bank to provide you with a net Bank rating of how valuable you are to them because of course you know that the bank utilizes your funds and Loans it out to other people that's trying to acquire products right you do know that they just don't sit it in there and wait till you ask for it to come back right they trying to make money off your money so basically when they loan your money out you're actually helping them so when you want to ask for something they'll help you out One hand washes the other fractional Reserve banking so so fund the account with as much money as you can let It season in the account for as long as possible to really get a net banking rating it normally takes from 60 to 90 days roughly providing the bank rating and sometimes it depends on which bank it is I know for sure Chase all the big Banks it takes at least 90 days AKA 3 months to really establish A Bank rating some credit unions it might be 60 days some credit unions it might be 30 days but it's relatively in that 60 to 90 day range so I'm sorry disclaimer for all of my people that thought that this was going to be a overnight thing or anything like that I mean you can still do this overnight but this is for the people that are looking at the long run and they're really trying to maximize their potential so they can get as much funding as they can this is not a two-day span okay so again if you can wait and you put a specific amount of money in there then it's going to help you out tremendously but again it's not the end of the world if you don't you can do literally what my client did and keep $5,000 in her account and she let it sit there for 60 days okay or you can just make weekly deposits you know just do what you can out of it basically what I'm saying is try to make Citizens Bank feel like you're the main banking system for them on the business side whether it you are or you are not it does not matter if you can only do 30 days 20 days at least make weekly deposit make $50 $100 $150 let a few direct deposits come in there just change the direct deposit up really just show them that you're trying to actively work inside and out of the account so they can see what you're doing and make sure that they keep you in the front of their mind when you try to go for funding okay now once you establish the account funding part now let's get into the data points because I want to get into the credit cards so I might as well just give you all the information now what you need before we get to that point okay once you establish the funding part let's go ahead and get into the data points before actually to get into the credit card so at least if you're if you're really ready ready you can go ahead and apply for the credit card but you can also figure out what you need to work on so you can go ahead and get that established while you're still funding the account okay so let's go ahead and get into the data points now disclaimer these are not law okay this is just from my experience and me helping out my client it could be relatively different I did not speak to a rep but again these are just the data points that she used when she did this now now from what I say and from what I see you you need a 700 to 730 credit score my client had a 712 on Equifax and a 7:30 on experience how too why are you not telling us her TransUnion because it did not matter because when I did my homework they only pull from those two bureaus and lo and behold thank God they pulled her experience which was her highest at that time next no negatives none whatsoever please stop applying if you have negatives on your credit reporter okay you're just racking them inquiries for no reason now disclaimer again I've seen one person one get approved for a really strong limit with a very very old late payment on the credit report that they forgot was on there and yes I looked at the credit report I think it was like 7 years old but people still just remove it just to be safe you don't want to be made the example of just just remove it okay there's no and just just remove it okay and again please do not have a highrisk industry if you don't know what a highrisk industry is we're talking along the lines of real estate Airbnb Trucking anything of that nature that Banks actually see as high risk do not have these or else you will get denied or you will get a limit that you're not looking for okay so if you have all of these qualifications you will be golden also guys since we're on the topic of data points if you feel like that you're falling short because you have the inquiries you have the late payments charge off collections things that nature on your credit report and you want to get them all so you can go ahead and sign up for Citizens Bank then what I want you to do is sign up for the how-to credit restoration program where I'm helping all of my clients remove all of their negatives without them lifting a finger okay it's dope because the only thing that you have to worry about is making sure that your business is continuously rolling okay while I'm working on the negatives and the Shadows to get everything melted off so you can have that 700 score so you can apply and get $35,000 in business funding or $50,000 or anything like that why don't you start right now click the link in my bio it's going to be a free 15minute consultation with me so we can go over your credit report to see if you are eligible for the program and then we can help you from there so you can get everything you need but enough about that let's get back to the video now Citizens Bank does have business loans and business lines of credit that we can definitely go over but we're going to do that in a separate video we're just going to stick with the data points that I receive from the business credit card approval okay because that that's that's all I have for you right now okay I just want to give you the data points that I have that I know can possibly help you okay they do have a couple of options for you when it comes to the business credit cards and as you can see right here they have the everyday points business MasterCard where if you spend $5,000 in the first 90 days they will give you a $325 cash back reward you also get no annual fee which is awesome and then you get zero APR for the first 6 months if you creep on over to the other side you see that they have the business Platinum MasterCard where it's zero APR for 12 months and it's no annual fee so as you can see the difference right here the Platinum gives you an extra 6 months of zero APR and of course that's what my client went for in which I really think you should do the same especially if you're in the beginning stages of your business and you have to frontload those heavy expenses so yes get the zero APR for 12 months now once you click submit it was not an automatic approval I know some people did get automatic approval she did not it did take a day because she I think because she applied on a Saturday that's the reason but I told her to call on Monday to try to see if they can figure out some type of approval and when she did boy oh boy she got approv for what she need to get approved for with the data points I showed you above $35,000 so if you follow this blueprint you can possibly receive the same outcome as she did now of course everybody's journe is different and of course you might get 20,000 15 10 you you might even get five look don't stress okay please don't I want you to utilize the data points and use the card correctly if you do that you'll possibly receive a credit limit increase in the future so don't worry about it if you follow this to the te don't try to remix anything or anything like that and say it doesn't work I promise you you're going to get something similar to this and of course depending on where you are but these are the data points that I wanted to give so you can get the same car and the same approval okay but I'm curious to know what you guys think do you guys already have this credit card do you have different data points let me know in the comment section so we can all benefit from cuz again we're a credit family okay I want to thank you guys for stopping by now go get that Citizens Business Credit Card all right and until next time ladies and Gent