Fill and Sign the Collector Communications Form

Letter Informing Debt Collector of Unfair Practices in Collection Activities (Causing a Person to Incur Charges for Communications by Concealing the True Purpose of the Communication.) _____________________________________ (Your Name) __________________________________________________ (Your Address) _____________________________________________________ (Your City, State, Zip Code) ________________________________ (Date) _________________________________________ (Name of Collection Agency) __________________________________________ (Name of Contact Person) _________________________________________________________________ (Street Address or Post Office Box Number, City, State, Zip Code) Re: Unfair Practices Violating Section 808 of the Fair Debt Collection Practices Act; Your File No. ______________ Dear Mr. /Ms. _______________________________ (last name) : Your activities on behalf of your company in attempting to collect the alleged debt associated with the above mentioned case number have violated Section 808 of the Fair Debt Collection Practices Act (15 USC 1692f). Section 808 of the Fair Debt Collection Practices Act, 15 U.S.C. Section 1692f, provides, in part, as follows: A debt collector may not use unfair or unconscionable means to collect or attempt to collect any debt. Without limiting the general application of the foregoing, the following conduct is a violation of this section: “(5) Causing charges to be made to any person for communications by concealment of the true propose of the communication. Such charges include, but are not limited to, collect telephone calls and telegram fees.” On ____________________________________ (date of the incident) , I received a collect telephone call from you at your offices in ________________________________ _______________________ (city, state) . I accepted the charges because you identified yourself as being my brother, which was obviously a lie. Without limited any rights for future damages, I will be sending you the bill for the long distance charge I incurred as a result of your illegal activity. Sincerely, ______________________________ ______________________________ Printed Name and Signature cc: _____________________________________ (Creditor) cc: _____________________________________ (Appropriate State Agency)