IN THE CIRCUIT COURT OF COUNTY, MISSISSIPPI
, PLAINTIFF
VS. NO.
AND , DEFENDANTS
COMPLAINT
COMES NOW, , PLAINTIFF, and files this his/her complaint against and
, DEFENDANTS, and for cause would show unto the Court the following, to - wit:
I.
That Plaintiff, , is an adult resident citizen of County, Mississippi who
resides at , , Mississippi .
II.
That Defendants, and are adult resident citizens of the state of who
may be served with the process of this court at , , , ; that these Plaintiffs
are the true owners of the real property, located at , , County, Mississippi,
more particularly .
III.
That Defendant, , is an adult resident citizen of County, Mississippi, who
can be served with process of this Court at his/her residence located at , , Mississippi
.
IV.
That the Defendant, , is an adult resident citizen of County, Mississippi,
who may be served with process of this Court at his/her place of Business which is ,
, Mississippi, .
V.
That Defendant, , is a Limited Partnership which is duly registered with the
Secretary of State of Mississippi and has as agent for process, , who may be served with
process of this Court at , , Mississippi .
VI.
That Defendant, , is an adult resident citizen of County, Mississippi who
may be served with the process of this Court at his/her residence , , MS .
VII.
That Defendant, , is a foreign corporation formed under the laws of the state of
which is qualified to do business in the State of Mississippi, and which is doing business
herein as a and is registered by the . Process against Defendant, may be had
on Honorable , Commissioner of Insurance of the State of Mississippi, at his/her office in
the , , , Judicial District of County, Mississippi, said defendant's
statutory agent for process in this state.
VIII.
That there are other " " Defendants numbers 1 through 25, which are, at this time,
unknown to Plaintiff; that said " " Defendants consist of the sub - contractors that built,
installed or maintained the home which is the subject of this lawsuit; that Plaintiff is making
diligent search and inquiry to determine the identity and whereabouts of these " "
Defendants and will, with leave of Court, join them as Defendants in this action by
Supplemental Pleading in accord with Rule 15 (d) of the Mississippi Rules of Civil Procedure as
soon as they are identified, with their service relating back to the original date of the filing of
this action.
IX.
That Plaintiff is the record owner of certain real property located at , more
particularly described as lot , in , County, Mississippi; that Plaintiff
purchased the lot and the home thereon from Defendant, , a Mississippi Corporation,
hereinafter with said deed of Conveyance being signed and delivered to plaintiff by
in his/her capacity as an officer of said Corporation; that the home situated on said lot was
constructed by , hereinafter , under the personal supervision of , hereinafter
and other Defendants which have yet to be named and said residence was sold to
Plaintiff by ; that the layout and grading for the Subdivision in which the home is located
was designed by ; hereinafter ; that the home on said lot was protected under a
Warranty from hereinafter .
X.
That Defendants, and husband/wife , , hereinafter are the record
owners of certain real property located at , more particularly described as Lot , in
, County, Mississippi which property is adjacent to the property described in
Paragraph VIII, which belongs to Plaintiff, and both parcels of property share a common
boundary which is delineated by ; and that Defendant, , hereinafter is the
resident of said lot and home and has been the resident of said lot and home at all time pertinent
to this lawsuit.
COUNT I
XI.
That Defendants by and through Defendant have made changes and
continue to change the drainage pattern on Lot in such a way that the entire flow of water
from Defendant's back yard fails to drain causing flooding in Plaintiff's back yard and Plaintiff's
home and such changes in the drainage of the land are a nuisance to the enjoyment of Plaintiff's
property and as a proximate result of said nuisance, has impaired the value of said property.
XII.
That, as a direct and proximate result of the actions of Defendants , Plaintiff's back
yard, which has flooded on a regular basis causing water to enter Plaintiff's home and damaging
the walls, floors and furnishings contained therein; that, as a direct and proximate result of the
flooding in Plaintiff's back yard, the residence of Plaintiff has developed problems in the
foundation of the home causing the value of the home to decline and causing damage to the
interior walls, floors, frame and other structures in the home.
COUNT II
XIII.
That Defendants, and and certain yet to be named, constructed the
home of Plaintiff in a negligent manner which does not conform to the accepted standards of the
industry; that said Defendants owed a duty to Plaintiff to construct the home in a workmanlike
manner; that said Defendants have breached this duty by constructing the home in a shabby
manner; that the shabby construction has manifested itself through visible defects as well as
latent defects in the home; that the negligent construction of the foundation of the home has
resulted in shifting of the foundation causing structural damage to the home which has resulted
in a decline in the value of the home; that said Defendants have been notified of the condition of
the home and have failed to correct the problems with the home.
XIV.
That as a direct and proximate result of the negligent construction by said Defendants of
the home in question, Plaintiff has suffered the loss of value in said home, mental pain and
anguish, lost wages and the loss of the use and enjoyment of his/her home;
COUNT III
XV.
That Defendants, and , designed and implemented the drainage scheme that
exists in the Subdivision and, as such had a duty to Plaintiff, as a purchaser of one of the
lots therein to design and implement a drainage scheme that would reasonable protect the
interests of all homeowners in the Subdivision; that said Defendants failed to develop a drainage
system which would reasonably be expected to drain the lot of Plaintiff;
XVI.
That, as a direct and proximate cause of the failure of said Defendants to provide for
adequate, drainage according to industry standards, Plaintiff’s home has flooded on a regular
basis causing severe structural damage as well as damage to the interior of the said home and
damage to the personal effects of Plaintiff which inhabit the ground floor of the home; that as a
direct and proximate cause of the failure of said Defendants to provide adequate drainage,
Plaintiff has suffered mental pain and anguish, lost wages and loss of personal property.
COUNT IV
XVII.
That at all times material herein, Plaintiff was insured under the terms and conditions of
a Warranty contract with Defendant, , Home Enrollment Number ; that all
premiums due pursuant to said contract were fully paid and Plaintiff has fully and materially
performed all acts precedent to collection of benefits under the terms of said contract.
XVIII.
That notwithstanding the terms and provisions of the Warranty contract, Defendant
has obstinately failed and refused to abide by the terms and conditions of said contract of
insurance by failing to pay the benefits under the terms of said warranty contract; As a direct and
proximate result, has breached the contract existing between it and the Plaintiff, thereby
resulting in actual damages to Plaintiff.
XIX.
That the Defendant, , through its agents, servants and employees has wrongfully
and without just cause or arguable reason denied the payment of the Plaintiff's claim without
basis or justification; that the Defendant, , has breached the contract on a tortious basis and
has abused the Plaintiff and has caused his/her to endure emotional distress, suffering and
financial hardship and has exerted superior economic and financial pressure upon the Plaintiff by
virtue of their wrongful Allegations levied against his/her in refusing to pay the just and
warranted claim under and pursuant to the Warranty; that, in addition to the contract damages
and prejudgment interest herein demanded, the Defendant is liable to the Plaintiff for actual
compensatory damages for emotional distress and mental suffering, financial deprivation and for
punitive damages in willful and reckless disregard of the rights of the Plaintiff under and
pursuant to said Warranty.
COUNT V.
XX.
That, in order to avoid duplicity, Plaintiff adopts and realleges all jurisdictional and
factual allegations contained above.
XXI.
That as a separate claim against Defendant, , Plaintiff would show that said
company willfully recklessly and maliciously failed to abide by the terms of the Warranty
Contract mentioned above insofar as the same requires payment of losses suffered by Plaintiff
with regard to structural defects and damage to Plaintiff's home; That said Defendant had a duty
to deal in good faith with the Plaintiff considering his/her interests and to negotiate in good faith.
Each of the aforementioned duties were obligations of the Defendants pursuant to the terms of
the warranty contract and the common law of contracts.
XXII.
That notwithstanding the duties and obligations of the said Defendant, said Defendant
has committed a willful and tortuous breach of said contract, has failed to deal in good faith with
Plaintiff and has arbitrarily, capriciously and willfully breached the terms of said contract by
failing to pay Plaintiff for the damages to his/her home.
XXIII.
That as a direct and proximate result of the misconduct of Defendant , Plaintiff has
suffered actual damages of $ or more. By reason of the willful, capricious and arbitrary
misconduct of said Defendant, Plaintiff demands exemplary and punitive damages as against
defendant in the amount to be assessed by the Court.
DAMAGES
XXIV.
That, as a direct and proximate result of the intentional actions as well as the negligent
actions of the Defendants named herein, Plaintiff has suffered a decline in the value of his/her
home, damage to his/her possessions, his/her loss of enjoyment in his/her residence, and much
mental pain and anguish; that these losses result in an actual monetary loss to Plaintiff of well
over $ .
WHEREFORE, PREMISES CONSIDERED, Plaintiff demands Judgment of, from and
against the Defendants, and in the total sum of ($ ) together with
interest and all costs of court.
WHEREFORE, PREMISES CONSIDERED, Plaintiff demands judgment of, from and
against the Defendant, and certain Defendants as yet unnamed, in the total sum of
Dollars ($ ) together with interest and all costs of court.
WHEREFORE, PREMISES CONSIDERED, Plaintiff demands judgment of, from and
against the Defendant, and in the total sum of Dollars ($ ) together
with interest and all costs of court.
WHEREFORE, PREMISES CONSIDERED, Plaintiff demands judgment of, from and
against the Defendant, , in the total sum of Dollars ($ ) for actual damages
and Dollars ($ ) in punitive damages together with prejudgment interest,
post - judgment interest attorney fees and all costs of Court.
Respectfully submitted,
_______________________________________
Attorney for
Of Counsel:
Telephone:
MSB #
Attorney for