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MARCH . APRIL 2011 Healthy Eating, Exercise and Lifestyle Guide For Seniors Leaving a Legacy Through Planned Giving When Disaster Strikes FEATURES Contents 8 When Disaster Strikes HEALTH & WELLNESS Pharmacy Corner .................................................................................................................... 4 MCF Housing for Seniors offers a range of affordable housing options in a variety of independent and supportive living environments. Healthy Eating, Exercise and Lifestyle Guide For Senior Citizens ............. 6 PLANNED GIVING When Disaster Strikes .......................................................................................................... 8 Nurturing Future Generations Through Education ........................................ 10 Salvation Army Launches The Dignity Project to Inspire, Educate and Activate Public Support ........................................................................................ 12 Leaving a Legacy Through Planned Giving ........................................................ 14 Lois Hole: A Profile .............................................................................................................. 16 Grant and Jean Devonshire .......................................................................................... 18 Fort Calgary: building community ........................................................................... 19 “A Gift for the Future” ......................................................................................................... 20 The Victoria Foundation celebrates 75 years of connecting people who care with causes that matter® .......................................................................... 21 Vanishing Tigers ................................................................................................................... 22 Major Gifts and Planned Giving ................................................................................. 23 Creating your legacy at the U of C ........................................................................... 24 Calgary Humane Society ................................................................................................ 25 accountability leadership courage independence innovation compassion creativity Calgary’s leading provider of affordable housing for seniors since 1962. Vanishing Tigers 22 Retire RV Style 28 EDUCATION Grandparents as Educators ........................................................................................... 26 MUSIC FOR CHILDREN ..................................................................................................... 27 TRAVEL Head out on the Highway – Retire RV Style ....................................................... 28 Great Canadian Casinos .................................................................................................. 30 Published by Lucas Publishing 9763 - 64th Avenue Edmonton AB T6E 0J4 Phone: 780-988-9637 Fax: 780-988-9687 Email: donna.lucas@telus.net Scott Lindsay ............ Director of Marketing Phone: 780-570-5915 Email: scott@inversemedia.ca Louise Shutte ........... Writer The views presented may not always be those held by Lucas Publishing. We publish bi-monthly throughout Canada. We welcome your comments. Phone 403-276-5541 www.mcfhousing.com Mar.Apr 2011 . 3 . Today’s Grandparent pharmacy corner Now You See It … Now You Don’t Some changes in vision are common as we age. Many of these changes are due to minor problems that are easily treated. Others are more serious. So how do you know if your vision changes are something to be concerned about? The best way is to have your eyes examined regularly by an eye care professional. Common Eye Problems Cataracts are cloudy areas in the lens that can cause blurred vision. Some stay small and don’t have much effect, but others grow very large. Surgery can often restore good vision. Glaucoma is the result of a buildup of pressure inside the eye caused by too much fluid. If it isn’t treated, it can lead to blindness. Treatment choices include prescription eye drops, laser therapy, or surgery. Age-related macular degeneration can reduce the clarity of your central vision and make it difficult to do simple things such as reading or driving. Contact your eye care specialist for proper diagnosis, prevention and treatment for this condition. Diabetic retinopathy is a complication of We are diabetes. If you have diabetes, the best way to prevent this problem is to keep your blood sugar under control and have regular eye exams. Laser surgery can sometimes keep it from getting worse. Floaters are small spots or “cobwebs” that seem to float across the field of vision. While they are often a normal consequence of aging, they can be a sign of a more serious problem such as a detached retina. If you see a lot of new floaters or flashes of light, this could mean your retina has detached from the back of your eye. A detached retina is a medical emergency, and you should see an eye care professional right away. Dry eyes become more common with age and result from tear glands not working as well as they used to. Dry eyes can cause itching, burning, and sometimes even reduced vision. Using a humidifier may help by adding moisture to the air, and artificial tears (eye drops) can replace some of the tears your own body isn’t making any more. There are also ointments that can treat dry eyes; for serious cases, special contact lenses may help. Presbyopia, commonly referred to as farsightedness, is the lessening of the eye’s ability to see small print or nearby objects. Reading Nelia Ngo, Pharmacist Zellers Pharmacy Waterloo, ON glasses are usually the only treatment necessary. Low vision means that you can’t see clearly enough to do everyday things such as reading or cooking. If you think your eyesight may not be as good as it once was, ask your eye care professional to test you for low vision. In addition to glasses or contact lenses, medications or surgery can sometimes correct the problem. If you have questions about eye problems, if you aren’t sure how to use prescription eye drops, or if you need help selecting an over-the-counter product, your Zellers pharmacist will be happy to help you. wellaware of Your Health NATURAL HEALTHY LIFESTYLE TAKING CARE OF YOUR LEGS! Alice is one of many, who have already felt the good effects of Wonder Legs! Here is her story: “When I was young, my legs were healthy and good looking”, jokes Alice. “But with age I was getting blue and red marks on the inside and back of the legs and they felt and looked heavy. My ankles especially were swelling up. So when I came across an article about a Swedish product called Wonder Legs, I read with interest. I had all the symptoms described in the article, so I went to my pharmacy and purchased a box. Already after 2 weeks I felt a great effect. My legs were feeling much lighter and they were swelling less. After six month I got a comment from my husband about my legs looking great, and that made me feel fantastic. I now highly recommend Wonder Legs for all the women out there, that have the same issues I use had.” HOW LEG PROBLEMS OFTEN START! Poor blood circulation in the legs is a major cause of leg problems. Especially women from their 30s and up notice spider or varicose veins and swelling of their lower legs, while elderly people experience a feeling of heavy and tired legs. Our pharmacists are always looking for ways to help manage your health. Zellers Pharmacy is committed to helping the young-at-heart achieve a sense of well-being with our full range of products and valuable services, including FREE monthly health clinics and a vast array of literature covering health concerns… from A to Z! Visit us at www.hbc.com/zellers/wellness.asp to learn about our upcoming health clinics. The problems are very much due to gravity. Veins have to carry blood from the lower body back up to the heart. Veins have valves that act as one-way flaps to prevent blood from flowing backwards as it moves up your legs, but if the valves or veins become weak, blood can leak back into the veins and fluids collect there . Our well•aware service is designed to keep you informed about the issues that may affect your health, from understanding your medications, to learning the role they play in keeping you well. When backed-up fluids make the veins bigger, they become visible, and spider veins appear. The result is a reduced blood circulation and fluid buildup, which with time makes the legs feel heavy and tired. Wonder Legs is a new natural product from Scandinavian manufacturer New Nordic. The product contains high concentrations of standardized pine bark and red vine leaf extracts. Transferring your prescriptions to Zellers Pharmacy is easy! Just ask our Pharmacists! Visit us at www.zellers.com to find a Zellers Pharmacy near you. HOW TO REGAIN HEALTHY LEGS! Other than leg exercises, like calf raises, there are a few natural extracts that work very well to help leg health. In clinical studies, extracts of pine bark and red vine leaf have shown impressive and immediate effects on strengthening veins and increasing blood circulation in the legs. Study highlight: A trial involving 71 men and women with chronic venous insufficiency CVI received 360 mg/day red vine extract or placebo for a 6-week period. Results of the study concluded that grape vine leaf extract significantly increases microvascular blood flow, and significantly reduced swelling in the calves and ankles (Kalus et al, 2004). Study highlight: During a double-blind random trial, 40 patients with CVI were treated with 100 mg of pine bark extract or placebo twice daily. It was found that approximately 60% of patients in the experimental group experienced complete disappearance of edema and pain. Additionally, almost all the test subjects reported a reduction in leg heaviness. No effects were observed in the placebo group (Arcangeli, 2000). TEST YOURSELF: YES NO Do your legs feel heavy and tired? Wonder Legs is now available in Canada at GNC, Zellers and participating Loblaws, Extra Foods, Zehrs and RC Superstores, as well as online at www.newnordic.ca. Do you experience problems walking up stairs? For more information, call 1-877-My-Nordic. Do your legs “sleep” when sitting too long? Do you have “heavy ankles”? Do you see red and blue varicose or spider veins in the back of your legs? If you answer yes to more than one of these questions, Wonder Legs may be able to help you. Today’s Grandparent . 4 . Mar.Apr 2011 Health & Wellness Health & Wellness Healthy Eating, Exercise and Lifestyle Guide For Senior Citizens by David Crumrine While it is important for people of all ages to stay healthy, it is especially important for senior citizens to maintain healthy eating habits as well as to stay active which is important in the prevention of chronic illnesses like diabetes, heart disease, and cancer. By practicing healthier living practices, senior citizens can maintain a healthy weight, avoid depression, and stay mentally sharp. Healthy Eating 101: By following some of the tips listed, senior citizens can start a healthier lifestyle today: • Don’t skip meals. It is important to eat regularly in order to maintain normal metabolism and not become tempted to eat higher fat foods when food is consumed. • Eat a diet that is high in fiber. By eating foods like whole-grain breads, beans, vegetables, and fruits, you can lower your susceptibility to diabetes and heart disease. • Senior citizens especially should begin to adjust their diet to one that includes less calories and fat because the body will need less as it ages. • Calcium and Vitamin D are very important for nutrition and keeping bones strong. You can get this by either getting in at least three servings of dairy every day, or substituting these with soy-based beverages and proteins. • Senior citizens will have a harder time absorbing adequate amounts of the B12 vitamin. For this reason, it is important to eat cereals fortified with this nutrient or taking vitamin B12 supplements with meals. • Snack the smart way. Senior citizens will want to limit the amount of unhealthy snacking they do which involves foods high in calories and sugars. Instead, keep small portions of dried fruit, peanut butter, or crackers at hand to keep the appetite under control while remaining healthy. • Drink plenty of water. Although senior citizens often feel less thirsty then they used to, it is important to stay hydrated by either drinking water or water-based beverages like tea, coffee, soup, and skim milk. • Grocery shopping with others. This can be a fun and smart way to control the cost and quantity of food that you consume. If you don’t live with many people, this is a good way to split largequantity items like potatoes and eggs which you may not be able to use before expiration. • A time saving a smart way to eat healthy is cooking large quantities of food ahead of time and portioning for heating on later dates. • A quick way to prepare meals for yourself or for guests involves keeping frozen or canned fruits and vegetables on hand. Draining and/ or rinsing canned foods is a good way to lower sodium or calories in foods that are kept in high sugar or high salt fluids. Planning and Preparing Meals Loss of Appetite or Desire to Eat Sometimes people find it hard to eat healthily because eating is often a social event which involves many people with different eating preferences and goals. While it is important to be able to enjoy a meal with family and friends, it is also important to maintain your own eating integrity by making sure everyone is on board with your personal healthy eating goals. Friends and family, as well as those providing elder care should facilitate healthy eating, not detour from it. The following tips address ways that senior citizens can maintain the healthy eating habits without sacrificing the social aspect of sharing a meal with others or learning to adjust to a lifestyle that involves eating with less people day-to-day. There are various reasons for why some senior citizens may not eat as well as they should or lose the desire to eat completely. If you find that it is difficult to eat well, then it is best to speak with a healthcare provider or someone involved in your elder care about what can be done to help you eat better. Some senior citizens are unable to eat well due to issues involving the condition of their teeth or issues with dentures. Checking with a dentist about physical pain that occurs when eating or other issues can help with these issues that lead to poorer eating habits. When senior citizens lose family and friends or become depressed about events in their life, they The coverage you need...the protection you deserve Seniors Plus plans complement your government-sponsored benefits with extra coverage to help you maintain your health and manage costs. It’s affordable, and there is no medical review to qualify. Toll free: 1-800-394-1965 ABC 82801 Today’s Grandparent banner CMYK 7.125”w x 2.37”h Today’s Grandparent . 6 . ABC 82801 (2010/01) www.ab.bluecross.ca Mar.Apr 2011 may lose the desire to eat. In these instances, it is of the utmost importance that these individuals seek help from people they trust like their family, friends, church community, or those assisting with their elder care that will happily help them in finding ways to continue a healthy lifestyle and eating plan. Healthy Weight Maintaining a healthy weight is important for being able to function in day-to-day life as well as stay mentally sharp. Senior citizens often lose or gain weigh as they age. If you are unsure about what weight you should maintain, consult your physician. Health Risks Associated with Being Underweight • poor memory • compromised immunity • osteoporosis (weak bones) • decreases strength • hypothermia (lowered body temperature) • constipation Health Risks Associated with Being Overweight • type 2 diabetes • high blood pressure • high cholesterol • heart disease • stroke (lack of oxygen transported to the brain) • some cancers • gallbladder disease Staying Active Participating in regular healthy amounts of physical activity can not only make you feel better, but it can make you less prone to diabetes, heart disease, and colon cancer. Staying active can be difficult for senior citizens, still it is an important part of a healthy lifestyle. The following are some tips for maintaining a lifestyle that incorporates physical activity: • Know what amount of physical activity is appropriate for you. Everyone has different levels of activity that is safe for them, and while remaining active is important, always consult a health care provider about what is right for your lifestyle. • Take time to warm up, cool down, or take breaks when participating in a session of Mar.Apr 2011 increased physical activity. • Take it slow. Always start slowly and build up to more intense levels of physical activities. • If you experience any pain, dizziness, or shortness of breath during exercise, stop the activity immediately. • Drink water. • Wear the correct shoes for the activities that you participate in. Types of Activity Aerobic activities include activities that increase the heart rate and work the larger muscle groups. You may be able to speak a few words, but would not be able to carry on an entire conversation due to breathing patterns. Some examples of aerobics include: • brisk walking • water aerobics • tennis • house work • dancing It’s Easy to Stay Healthy to be good to ourselves. If anything, many of the challenges senior citizens face add stress. Losing loved ones and friends or having trouble being independent with the added stressed of disease and functioning due to aging can cause depression or lifestyle changes that contribute to bad health. Here are some important tips for being good to yourself when you may not feel motivated due to circumstances out of your control: • Get plenty of sleep • Stay connected with family and friends • Join clubs or other social groups that you enjoy • Spend time with people that you enjoy • Volunteer at organizations in your community • Take up a hobby that you enjoy Most importantly, senior citizens should remember that it is relatively easy and worth-while to maintain a healthy lifestyle as they age. Be sure to keep family, friends, and those involved in your elder care informed of your goals as they can help assist you. And remembering to eat healthy meals regularly, getting in physical activity, getting enough sleep, and being good to yourself are critical for maintaining a healthy lifestyle. A common misconception is that it takes an excessive amount of time and extra energy to maintain a healthy lifestyle. However, Who will pay for your funeral expenses? by just taking short walks for ten minutes a time or cleaning the house regularly can be practical ways to incorporate different physical activities into your daily schedule. And remember, staying healthy as a senior citizen will have increasing benefits as you continue to age. Staying Motivated to Take Care of Yourself Just because we age doesn’t mean that we are any less stressed by occurrences in life that may make us feel bad about ourselves or decrease our motivation . 7 . Call (403) 257-2279 for more information www.purpleshieldab.ca All of this (and much more!) provided by Assurant Life of Canada, the oldest and largest funeral insurance company in Canada. Today’s Grandparent planned giving planned giving When Disaster Strikes Saving Children’s Lives in Japan and Around the World Michiko, 22, holds her 1 year old daughter Milon in the evacuee centre they have lived in since being made homeless by a tsunami in Minimisanriku, Japan. Photo credit: Bert Wander/Save the Children The day started out like any other. Michiko took her infant daughter Milon to the dermatologist; returning home in the early afternoon. As the pair settled in to their familiar routine, their house began to shake. Earthquakes are commonplace in Japan. Houses and buildings are built to meet the world’s most strict structural codes, to withstand earthquakes. Concrete sea walls run along the coast to disperse the tsunami waves that sometimes follow strong tremors. Japan, more than any country in the world, is prepared to withstand the impact of earthquakes and their aftermath. But, on March 11th a 9.0 magnitude earthquake struck off the country’s north-east coast. Close to the shoreline and shallow, the worst case scenario began to unfold. “I was changing Milon’s diaper when the earthquake struck”, describes Michiko. “The house was really shaking hard, and I thought it would be safer outside. Normally I’d have stayed inside, because that’s what we’re taught to do, but the ground was shaking so hard that I thought I’d be safer outside. I ran out with the baby—I didn’t even have time to put on a new diaper. I was about to go back into the house to get some things, when I heard the tsunami siren ringing. My mother shouted at me not to go into the house, and we started running to higher ground. I know now that my house was completely destroyed and we’ve lost everything.” At least 18,000 people are known to have died Give a child hope Where children are at risk, Save the Children is there to protect them and their right to survival, development and participation. With your help, we can continue to be there for children here at home and around the world. To learn more about us, call 1-800-668-5036 or visit www.savethechildren.ca Photo credit: Save the Children Today’s Grandparent . 8 . Mar.Apr 2011 The remains of Onigawa, Japan on March 16th days after being devastated by two tsunami waves. Photo credit: Jensen Walker/Getty Images for Save the Children in Japan’s twin disasters. More than 440,000 people have been forced from their homes, including up to 75,000 children. Michiko and her daughter are among the thousands of people who are now forced to live in temporary shelters. The staff working at Save the Children offices in Japan found themselves in a very unfamiliar situation. Normally they are used to raising awareness and money to help children in developing countries who are struggling to survive a different kind of crisis: poverty. When the earthquake and tsunami struck Japan, everything changed. Suddenly their training and expertise were needed at home. But the situation is vastly different. Japan is not a developing nation; it’s one of the wealthiest countries in the world. All levels of government operate effectively in a coordinated fashion. People are used to being able to go to the store and buy whatever necessities they need, or want. Still, no country, no matter how wealthy or prepared, can manage a disaster of this scale and magnitude alone. People in affected areas have lost everything and their plight is made more difficult by shortages of food, water and fuel. Their hardship is made worse by the ever-present threat of a nuclear disaster. While safe, Michiko still worries. Her daughter’s health and well-being weighs heavily on her mind. “Life in the evacuee centre is very hard”, said Michiko. “There’s nothing to sterilize the baby’s bottle with, and I haven’t washed my hands for Mar.Apr 2011 days. I tried to go to the city to buy some supplies, but there’s nothing in the shops. I’m worried for my daughter, especially because she suffers from poor health already. Before the disaster she’d been going to the hospital twice a month, now there’s no telling when we’re going to be able to go again.” In addition to development work, Save the Children is a recognized leader in disaster response. When disaster strikes, children are most at risk. Responding to emergencies is not optional, its core to their mission. And, Save the Children brings an important perspective—one that prioritizes the needs of children—to relief operations. Save the Children works in over 120 countries, including the world’s most disaster prone. This often means that Save the Children staff are already in-country carrying out development work when disaster strikes. The agency is able to quickly mobilize an emergency response. And, while other first-responders may leave a disaster zone after the first phase of relief and recovery, Save the Children remains to help people build back better. Save the Children was working in Pakistan when the country experienced its worst flooding in recorded history and in Haiti last year when the devastating earthquake levelled the capital. They were in Indonesia following the 2004 tsunami. You’ll find them there today too, rebuilding communities, ensuring children have access to health care and a chance to go to school, and helping improve the quality of life for millions of people. “Emergencies tend to overwhelm local capacity . 9 . to respond so Save the Children has to always be ready to quickly deploy resources, human and material”, explains Patricia Erb, interim president and CEO of Save the Children Canada. To do so, the agency maintains supply hubs around the world stocked with the necessities of life such as medicines, hygiene and shelter kits, as well as blankets and water purification sachets. “Our success hinges on being able to quickly provide large-scale, quality aid under the most difficult situations.” But the vast majority of Save the Children’s work focuses on a different kind of emergency, the kind that we rarely see in the news. In places like Niger, where a severe food crisis has left over one million children malnourished. And, here in Canada where First Nations children’s quality of life is similar to that of children in developing nations. For more than 90 years Save the Children has been there, in every corner of the world, to save and improve children’s lives. Their efforts are made possible by the generosity of donors who entrust the agency to use donations where and how they know will best create immediate and lasting change in the lives of children—whether they face a sudden-onset crisis like an earthquake or tsunami, or the long-term devastation of poverty. To find out how Save the Children is impacting the lives of children in Japan and around the world, visit www.savethechildren.ca. Today’s Grandparent For the Vicqs planned giving Nurturing Future Generations Through Education retirement isn’t about taking it easy. Margaret Inglis: Nurse, Friend, Philanthropist For a young nurse to join the United Nations Relief and Rehabilitations Administration (UNRRA) during WWII and go to Europe to help victims of war required strength of character, a compelling desire to help and a global mindset. Such qualities describe one of the University of Saskatchewan’s valued friends and donors, Margaret Inglis. With only four years of practice after earning her RN designation from the University of Toronto, she set sail in 1943 with a mission to give hope to victims of war. It was an experience that she wasn’t able to talk about with friends for many years; however it also shaped her life profoundly. Upon returning to Canada, Margaret earned two post-graduate diplomas and continued to march into a lifelong career in nursing, the profession of which she was especially proud. She joined the Victorian Order of Nurses in 1962 and spent many years with the organization. Close friend, colleague and executor, Shirley LeClaire, remembers Margaret as “an exceedingly competent nurse and by nature, a caregiver who was always looking for ways to support people so that they could retain dignity”. In addition to her great compassion and a strong sense of responsibility, Margaret “was a lot of fun and our office was frequently filled with peals of laughter when she visited”. Margaret Inglis didn’t have children so she was never a grandparent, but she shared the nurturing and generous spirit of a grandparent. She dedicated her life to the care of others with her time, talents, compassion and through charitable gifts. Philanthropy was a private experience for Margaret and she made many donations anonymously. However through her estate she gave generously and publicly. In 2005 the University of Saskatchewan was tremendously grateful to receive in excess of $1.2 million from a bequest and life insurance plan which Margaret had directed to areas at the university including: cancer research, a master’s scholarship in cancer research and a graduate bursary in nursing. The current holder of the Margaret Inglis Today’s Grandparent Margaret Inglis, on convocation day at McGill University for her second post-graduate diploma in 1959. Graduate Bursary in Nursing is Saskatchewan’s own Dr. Kelly Penz. “Pursuing a PhD involved a significant financial commitment. Receiving the Bursary definitely made my life easier and allowed me to focus exclusively on completing my dissertation, Harmonizing Hope: A Grounded Theory Study of the Hope Experience of Registered Nurses who Provide Palliative Care in Community Settings.”The long-term goal of Dr. Penz’s research is to “ultimately improve the care of palliative patients and their families”. Kelly has now secured a faculty position in the Nursing Education program of Saskatchewan at SIAST Wascana campus. Through educating new nurses Kelly will continue on with the legacy Margaret created – caretaking and providing hope and comfort, in life and in death. Every day the University of Saskatchewan . 10 . receives calls and emails from people like Margaret who want to make a difference by educating future generations. Although Margaret made her gifts via a Will designation and life insurance policy, there are many other ways to give. With a variety of giving options comes a variety of gift sizes. The U of S has received gifts ranging in value from $5,000 to $6,000,000. You can be sure that any gift will be put to good use in an area that means the most to you. Like Margaret, many donors choose student financial assistance for their donated funds. Students need all the help they can get because tuition is growing at a very high rate. In 2009/10, an Arts & Science student paid $4,692 tuition at the U of S compared to the national average of $5,333. U of S Agriculture & Bioresources students paid $4,803 compared to the $5,221 national average. The average cost of tuition at the U of S has been increased by 5.2 per cent for the 2010/11 academic year after approval from the university’s Board of Governors. On the flipside, these are exciting times at the University of Saskatchewan and 2010 was an exceptional year of growth. Donors generously gave over $39 million, $1.7 million of which was a result of bequests and estate gifts like Margaret Inglis’. In 2010, donations to the university created more than 80 new scholarships, bursaries and awards, relieving students of their financial burden and allowing them to thrive in their studies. These gifts also allow the university to further advance the world-class research capabilities they have become known for and provide students the opportunities they may never have had without support from donors like Margaret. Have you considered including the University of Saskatchewan in your estate plans? If you’d like to speak with someone about how you can help, please contact the Planned Giving Office at the University of Saskatchewan via email at giving@ usask.ca or by telephone at 1-800-699-1907. Mar.Apr 2011 Sylvia and Jack Vicq enjoying a visit with friends at a U of S Greystone Circle reception Most of us look forward to retirement as a time to travel, visit with family and friends, and cross some items off our “bucket list”. Jack Vicq, Professor Emeritus of Accounting at the Edwards School of Business retired in 2000, but decided that retirement was no time to be idle. Both Jack and Sylvia continue to be very involved in community service, sitting on numerous boards and volunteering with organizations that are important to them, like Jubilee Residence Inc., the Meewasin Valley Authority and the Greater Saskatoon Chamber of Commerce. They also continue to be active in the University of Saskatchewan community. One important way that the Vicqs stay connected to the U of S is through their charitable giving. Their generosity impacts children who participate in Kinesiology Special Needs Programs as well as people in the Edwards School of Business who worked with Jack for many years. It is their continuing interest and belief in the U of S that prompted Jack and Sylvia to leave a portion of their estate to the university in their wills. The Vicqs’ generous planned gift to the U of S is directed towards continuing their support of special needs children programs in the College of Kinesiology; student awards in the Johnson-Shoyama Graduate School of Public Policy; and the John Brennan Bursary Fund in the Edwards School of Business. The Vicqs know that their planned gift to the U of S will continue to make a difference to the university that meant so much to them. Like Jack and Sylvia Vicq, your planned gift can impact future generations of University of Saskatchewan students, faculty and staff by supporting the priorities you care about most. Arranging a planned gift to the university is easier than you might think. Please contact our planned giving office at (306) 966-5297 to learn more about how you can change the future of the University of Saskatchewan through your giving. “The University of Saskatchewan provided a foundation for our success and the success of both of our children. We hope our planned gifts will help students reach their goals.” – Jack & Sylvia Vicq www.usask.ca/plannedgiving planned giving Salvation Army Launches The Dignity Project to Inspire, Educate and Activate Public Support Report: Myths about Poverty Persist Throughout Canada A recent report released by The Salvation Army finds that many Canadians continue to believe persistent myths about poverty and the poor. The study was released in conjunction with the launch of The Dignity Project, a campaign designed to educate and inform the public about the challenges facing society’s most vulnerable people. While the research, conducted by Angus Reid Public Opinion, reveals that Canadians consider poverty to be the third most pressing issue facing the country today, numerous misconceptions about the poor still endure. Key findings include: • Nearly 50 percent of Canadians feel that a family of four could get by on $10,000 - $30,000 per year or less • Nearly half of all Canadians feel that if poor people really want to work, they can always find a job • Nearly 40 percent believe people who live in poverty in Canada “still have it pretty good” • 41 percent believe that the poor would “take advantage” of any assistance given and “do nothing” with support provided • About a quarter of Canadians believe that people are poor because they are lazy and have lower moral values than average • 96 percent of Canadians believe that everyone deserves a sense of dignity, but only 65 percent believe that being poor can rob you of dignity “It’s clear from this data that many continue to believe well-worn myths about what it means to live in poverty,” said Commissioner William Francis, leader of The Salvation Army in Canada and Bermuda. “Our hope is that by educating the public through the Dignity Project, we can debunk some of these myths and help put dignity within reach for every Canadian.” The Dignity Project is designed to inspire and educate the public about what it means to live in poverty – and what they can do to help. Through online events, on-the-street outreach, traditional advertising, social networking and other communications tactics, The Salvation Army will engage Canadians about the reality of poverty in the 21st century. Additional information is available at www.salvationarmy.ca/dignity Join the Dignity Project SalvationArmy.ca/dignity F or information on making a gift to The Salvation Army through Wills, Charitable Gift Annuities, Endowments, Securities, Life Insurance Policies, Gifts of Property or Retirement Funds, please contact your closest Planned Giving Representative. Carol Judy Edie Sylvia Coni Joanne Karen Don George Becki Krista Today’s Grandparent (250) 386-3366 Victoria, BC (780) 412-2743 Edmonton, AB (403) 410-1116 Calgary, AB (306) 757-3111 Regina, SK (306) 244-9112 Saskatoon, SK (204) 975-1006 Winnipeg, MB (613) 233-8428 Ottawa, ON (519) 433-6106 London, ON (905) 521-1660 Ext. 127 Hamilton, ON (416) 646-4115 Toronto, ON (905) 575-9122 Kitchener/Waterloo, ON . 12 . Mar.Apr 2011 planned giving Leaving a Legacy Through Planned Giving by Louise Schutte “Whatever you spend is gone. What you keep, someone else gets. What you give is yours forever.” – Dr. Wil Rose Universities, other educational institutions, hospitals, and community foundations all rely heavily on planned giving. Planned giving – also known as gift planning, deferred giving, or future giving – is a fundraising method that enables philanthropic donors to bequeath money or other assets to a nonprofit or charity upon his/her death; or a way to invest money or assets that allows the donor to receive benefits during his/her life and ultimately bequeath the remainder to the organization upon death. This way of contributing to charitable organizations is advantageous to both the charity and the individual, as in the case of the latter, it suits the needs of the personal, financial and tax circumstances of the donor. Leave a Legacy ™ is a national awareness program of the Canadian Association of Gift Planners (CAGP-ACPDP™), which advocates that Canadians make gifts through a will, life insurance or other gift-planning vehicle to the charitable organization of their choosing, regardless of the individual’s current assets or income. The Leave a Legacy™ Canada website states, “Canadians give for many different reasons: for some it is a way to ensure their memory lives on, for many it’s a way to ensure that their favourite charity is able to continue its important work, while for others it represents a way to facilitate the tax implications that come with the transfer of one’s estate to surviving relatives.” Roughly seven per cent of Canadians support charitable organizations via a planned gift in their will. A report conducted by the Muttart Foundation based on findings from an Ipsos Reid public opinion poll, The Talking About Charities 2008 – Final Report, finds “the majority of Canadian feel that Charities, in general, are under-funded. Three in five Canadians (62%) think charities have too little money to meet their objectives.” Leave a Legacy ™ Canada puts the numbers into perspective with the example that if every adult in Canada made a will and included a bequest of just $100, millions of dollars would flow to charities every year. This program recommends four easy steps to help altruistic people get started. The first step is to think about a charitable organization or cause you Canadian Association of Gift Planners 325 Dalhousie Street, Suite 201 Ottawa, ON K1N 7G2 Tel: 613-232-7991, 1-888-430-9494 Fax: 613-232-7286 www.cagp-acpdp.org/en/default Leave A Legacy™ Jennifer Paradis, National Coordinator LEAVE A LEGACY™ Program Phone: 613-232-7991 Toll-free: 1-888-430-9494 ext. 3 Fax: 613-232-7286 E-mail: leavealegacy@cagp-acpdp.org www.leavealegacy.ca Canada Revenue Agency Charities Listing: www.cra-arc.gc.ca/chrts-gvng/lstngs/menu-eng Non-Profit Organizations (NPO) Information: www.cra-arc.gc.ca/E/pub/tg/t4117/t4117-e. html#C1_charity would like to help. The Canada Revenue Agency (CRA) website lists 85,621 Canadian Registered Charities. With literally thousands of charities and non-profit organizations to select from, the decision comes down to personal choice. Planned giving to a university, for example, may be a way of creating your personal or family legacy. Your motivating factor in choosing another type of educational facility is possibly to honour the institution or its programs that have influenced or contributed to your life in a meaningful way. Maybe your loved one received exceptionally compassionate care at a particular hospital and you’d like to make a gift in his or her memory. Perhaps your reason for planned giving is in honour of someone close to you who has benefitted from the assistance of a community foundation. If choosing a non profit organization, it is worthy to note that a not-for-profit is not a registered charity and can not issue an official tax receipt. Your next step is to do your research on the organization. Then, consult the expertise of professional advisors such as a financial analyst, attorney or planned giving officer. Finally, talk to your family members to ensure they know of your intentions, and you may want to inform your charity of choice as well. Although the thought of estate planning can conjure up dark images of grief, there are lighter aspects to concentrate on in relationship to our inevitable distant future. Planned gifts can be a great way to leave behind a lasting memory of a life well-lived. Whatever the motivation is, these planned gifts are an important aspect of charities and nonprofit organizations to ensure they are able to meet future obligations. WHERE THERE’S A WILL... If you would like to learn more about putting Laurentian in your will, or about other ways to make a gift to Laurentian University, please contact: Tracy MacLeod, Director of Development, at (705) 675-4872 or tmacleod@laurentian.ca Shawna English, Development Officer Phone (204) 727-9715, toll-free 1-877-282-4483 development@brandonu.ca alumni2.brandonu.ca/giving/planned.asp Today’s Grandparent . 14 . Mar.Apr 2011 Then... Edgar was the eighth child in a family of ten struggling in a poor Philippine village, and an education, regular nutritious meals and medical care became a very distant dream. That distant dream became a reality through the generosity of a family in another part of the world. Edgar learned what love, caring and sharing was as he and his family received a safe place to live, access to medical care, clean water, nutritious food, and an education. Now... The legacy continues now in Canada, as Edgar and his wife joyfully watch their three children develop leadership skills, commitment to excellence and passion to impact the lives of those around them. Edgar gives hope and help to children around the world as a Senior Financial Analyst at the World Vision Canada National Office. Edgar You, too, can transform the lives of children just like Edgar by creating an legacy donation. World Vision Canada accepts gift of securities, life insurance and bequests, RRSPs and RRIFs. Contact us today by calling 1-800-714-3280 ext. 3837 or visit us online at worldvision.ca/plannedgiving. planned giving planned giving gardening careers. They donated generously to local and national charities, the fine arts and public institutions. Lois earned many awards and honours over the years as a result of her community spirit. She was named a member of the Order of Canada (1999), chancellor of the Alberta Order of Excellence (2000), and named Honourary Patricia in the Princess Patricia’s Canadian Light Infantry (2002). She was awarded the Gandhi, King, Ikeda Humanitarian Award (2003) and given honourary degrees from Athabasca University (1995), Olds College (1996), the University of Alberta (2000) and the University of Lethbridge (2004). Her advocacy for public libraries led to a new branch of the Edmonton Public Library being named after her in 2004. Lois’ crowning achievement was being named Lieutenant Governor of Alberta in 2000. Once Lois became Lieutenant Governor, she used the position to advocate more government funding for education, health and the arts. Although the Lieutenant Governor’s role is largely ceremonial, Lois became famous for bringing honesty and humanity to the position, even if it meant ruffling some feathers in the Legislature. Throughout her term, Lois earned respect across the province Lois Hole: A Profile Lois Hole was many things to many people: Alberta’s Lieutenant Governor, prolific author, expert gardener, and simply a woman of grace and style. Since her death in 2005, her legacy has become deeply embedded in the collective heart and soul of Alberta. During her lifetime, Lois Hole embodied cherished values: the search for knowledge, a practical hand, and a kind heart. Shortly before her death, it was announced that a new women’s hospital in Edmonton would be named after her. This honour was the final achievement in a lifetime of achievements for Lois Hole. Lois Veregin was born in Buchanan, Saskatchewan in 1929. As a small town child, Lois grew up with wide open spaces, but never liked the life of a farmer. Whenever she visited her grandparents’ farm, she always felt lonesome and isolated. As a result, she vowed “I’ll never marry a farmer”. She changed her mind when she met the handsome Ted Hole, who was then an Agriculture student at the University of Alberta. The two met in Edmonton a few years after Lois’ family relocated to the city in 1944. Ted’s dream was to live on a farm, and after they were married in 1952, they settled Today’s Grandparent on an 80 hectare piece of land east of St. Albert. At first, the young couple struggled on their new farm. They tried crops and livestock, but nothing seemed to work. Ever the optimist, Lois had the feeling that since it couldn’t get any worse, it had to get better. A chance encounter eventually led to success when a passing car stopped to inquire about buying a pail of fresh cucumbers. Ted and Lois wondered if there were others out there who wanted to buy their vegetables. They placed a small ad in the Edmonton Journal and were amazed at how many people showed up. A family business was born. Both Ted and Lois kept an open mind when it came to farming, experimenting with different crops and earlier planting times. As a result, they proved that you could grow corn in the Edmonton area, something that was considered impractical for many years. Ted kept abreast with the latest developments in agriculture, using his knowledge to ensure bumper crops every season. By the 1960s, the Hole Farm became a major supplier of vegetables to families and wholesalers in central Alberta. As a result, Hole’s Farm evolved over the years from a small market garden to a . 16 . greenhouse operation for bedding plants. Ted and Lois passed control of the business over to their sons Bill and Jim in the 1980s and today Hole’s Greenhouses & Gardens is one of Western Canada’s biggest garden centres. As the business expanded over the decades, Lois gained a reputation as Canada’s foremost gardener. In 1993 she published Lois Hole’s Vegetable Gardening, the first in a series of best selling books that were specially written with Alberta’s northern climate in mind. Before long, Lois had dedicated readers across Alberta, who always greeted her warmly when she travelled to small towns for speaking engagements. She also wrote gardening articles for the Edmonton Journal, the Edmonton Sun and appeared regularly on the CBC TV’s Canadian Gardener. Besides her focus on gardening and family, Lois also broadened her horizons with public service. She served as a St. Albert school trustee for 30 years and on the governing council of Athabasca University for 12, becoming a passionate advocate of public schooling and public libraries. Ted and Lois believed strongly in giving back to the community that had been so good to them throughout their Mar.Apr 2011 for challenging the government to do more for the people of Alberta. For Lois, it was a simple matter of following the golden rule. “The golden rule might be the most important sentence ever written,” mused Lois. “Do unto others as you would have them do unto you. If we could just root our society in that good soil, the world would be a much better place.” Tragedy touched the Hole family when Ted passed away from cancer in 2003. Earlier that year, Lois was diagnosed with the same disease. As she was dealing with the first stages of the disease, representatives of the Royal Alexandra Hospital Foundation approached her with the idea of naming a new women’s hospital after her. It was an emotional moment as she enthusiastically accepted the honour. Lois made her final public appearance on November 17, 2004 at a very special event: she was guest of honour at an official ceremony announcing the Lois Hole Hospital for Women. “Having this new expansion named after me is a tremendous honour and a great thrill,” said Lois. During her final address, she gave a stirring speech that guided the Foundation’s fundraising campaign over the next five years. “My hope is that when people come to this new hospital, they’re going to have a little extra hope – that real, uplifting hope – that things will turn out okay.” On January 6, 2005, Lois Hole passed away after a brave fight with cancer. Her death was not unexpected, but it came as a shock to a province that knew and loved her. Condolences came from all across Canada, paying tribute to a woman of grace, warmth, passion and honesty. In April 2010, the Lois Hole Hospital for Women was officially opened at the Royal Alexandra Hospital. Lois’ dream of giving “that real, uplifting hope” to women of all ages in the form of a new, state-of-the-art women’s hospital had come true. Designed with the needs of women in mind, the Lois Hole Hospital for Women is filled with natural light and artwork, creating a warm and welcoming environment for its many patients. In the closing pages of her autobiography I’ll Never Marry a Farmer, Lois writes that her life had been very rewarding. “I’ve been very fortunate. We own a successful business. I have my health, a wonderful family, and good friends I can count on. It’s pretty good harvest for a lifetime of work.” A vision for the future Planned GivinG at nait A bequest – often called planned or deferred giving – is a gift of cash or other real property that a person makes through their Will. Such gifts represent extraordinary foresight and generosity, outlasting a lifetime and making a tremendous difference in the world around us. We welcome your questions about planned giving. Please contact: At NAIT, planned gifts come in all sizes and can be directed in any number of ways; these gifts frequently support the provision of scholarships that ensure the success of future generations of students. department of advancement P: 780.471.8800 AN INSTITUTE OF TECHNOLOGY COMMITTED TO STUDENT SUCCESS www.nait.ca Mar.Apr 2011 . 17 . Today’s Grandparent planned giving planned giving Grant and Jean Devonshire With six grandchildren and three greatgrandchildren, Grant and Jean Devonshire have devoted much of their lives to children. Longterm donors to Canadian Feed The Children – a Toronto-based international development agency that works to alleviate the impact of poverty on children – they made the decision to consolidate their charitable giving and increase their support for CFTC in 2003. Grant explained, “We felt that we could make more of an impact if we selected fewer charitable organizations to give to, and focused our attention on those.” In their early years of giving, the Devonshires sponsored a child and made regular donations that supported health, education, nutrition and livelihood projects in Bolivia, Ghana, Ethiopia, Uganda and Haiti. But upon Jean’s death in 2009, Grant felt compelled to do something of even more significance. “I wanted my wife to be remembered for her love of children and knew that giving to CFTC would be an ideal way to honour her,” he said. In regular contact with CFTC’s Special Gifts Officer, Lisa Doucette-Tassé, Grant was able to Fort Calgary: building community 2. Charities are as concerned as you are to ensure your donations have the intended impact. Developing a relationship with the non-profits you support gives you deeper insight into how the charity works and how your donations are being used. structure a unique commemorative program to fund the building of a classroom in Ethiopia in his wife’s name. A plaque honours Jean’s love of children and ensures that her legacy is remembered by students for generations to come. If you choose to consolidate your charitable giving to a select few causes, here are some things to keep in mind: 1. Consolidating your gifts into an annual lump sum or making regular monthly donations helps a non-profit plan and use your money most effectively. Plus, it gives you the opportunity to work with the charity closely to structure your gifts in ways that support your philanthropic goals. 3. Even if you don’t have the ability to contribute on such a scale during your lifetime, building charitable giving into your estate plan lets your beneficiaries achieve tax savings while also ensuring your philanthropic intentions carry forward into the next generation. The Devonshire family made the decision to create a lasting legacy in Jean’s memory by reaching out to more children and communities each year. In early 2011, after watching news about the cholera outbreak in Haiti, Grant and his children decided to support a mobile health clinic in Jean’s name. Calgary is a young, vibrant city, a land of big ideas and golden opportunities. It’s also a place that most of us have come to from somewhere else. What could have been a weakness has turned into one of our greatest strengths: from its earliest beginnings as an isolated North West Mounted Police (NWMP) post, Calgary has been a place where we get to start fresh and create the kind of community we want to have. When you’re thinking about the kind of city you want to leave to your grandchildren, you might want to return to where it all began. When the NWMP crossed the Bow River in the late summer of 1875 to establish Fort Calgary, they probably did not imagine that they were laying the foundations for a city of one million people. But their actions and values continue to shape the city we enjoy today. The Mounted Police brought law and order, which allowed the development of the ranching economy that is still celebrated in Calgary’s western culture. Men such as Colonel James Macleod brought a sense of fairness and honour that allowed for mutual trust with Chief Crowfoot, leader of the Siksika Nation. And the Mounties brought a can-do attitude that saw many of them become the early leaders in business, politics and society in the booming prairie town. Today, the Interpretive Centre, Deane House and replica 1888 Barracks at Fort Calgary offer Calgarians a way to connect yesterday with tomorrow. From historical programs and exhibits to banquets and celebrations, the Fort sits at the confluence of our community’s past, present and future. Fort Calgary is where we’ve come from, but it is also where we are going. Just as in the past, the Fort is at the centre of exciting new developments in the city. Its downtown location at the meeting of the Bow and Elbow rivers puts it in the perfect position to play a central role in the revitalization of Calgary’s east end. To rise to the challenge, Fort Calgary is embarking on a $5.9 million Connecting Yesterday To Tomorrow capital campaign to coincide with the redevelopment of the East Village and Rivers District projects. The success of the campaign will allow the Fort to restore the Deane House and the Hunt House, the only remaining original buildings of the North West Mounted Police and the Hudson’s Bay Company. Completing the reconstruction of the 1875 Fort and expanding the Interpretive Centre will improve the educational and interpretive opportunities, and landscaping will create a major urban park in the downtown core. Fort Calgary will provide the densely populated new communities with a sense of history, a place in which to pause and reflect, and a large, natural green space that links the beauty of the rivers with the significance of the past. If you’re interested in creating your own lasting legacy, please contact Lisa Doucette-Tassé at Canadian Feed The Children: 1-800-387-1221, ext. 227 or ldoucette@canadianfeedthechildren.ca. We help children thrive in the face of grinding poverty, and it is our privilege to help you embrace that goal in your philanthropic vision. Explore your many planned giving options with us today and build a future full of promise, from one generation to the next. Today’s Grandparent . 18 . Mar.Apr 2011 Mar.Apr 2011 . 19 . Today’s Grandparent planned giving planned giving “A Gift for the Future” Anyone who has lived in Edmonton over the years knows the Royal Alexandra Hospital. Since it opened its doors more than 100 years ago, the Royal Alexandra Hospital has become one of Alberta’s most respected hospitals. In the past few years, the Hospital has seen unprecedented growth as the Robbins Pavilion – home to the Lois Hole Hospital for Women and the CK Hui Heart Centre – officially opened in 2010. Western Canada’s first stand-alone Orthopedic Surgery Centre is also now open at the Royal Alexandra, specializing in hip and knee replacements with state of the art technology. As the Royal Alexandra Hospital continues to grow, so does the work of the Royal Alexandra Hospital Foundation. Every year the Foundation works tirelessly to foster community support for the Royal Alexandra and its many programs. From Western Canada’s first robotic surgery system to specialized programs for mature women’s health at the Lois Hole Hospital for Women, the advancements in research, patient care, and cutting edge technology at the Royal Alexandra Hospital are a direct result of the generosity of its donors. Grandparents tend to be generous. You want to give back to society for the successes you’ve enjoyed in life and do your best to live by the Golden Rule. The Royal Alexandra Hospital Foundation recognizes the important role that seniors play in their fund-raising campaigns. With people like you in mind, the Foundation is happy to offer practical advice on planned giving to the Royal Alexandra Hospital. Planned giving means deciding in advance what happens to your estate. It puts you in control. A well-planned gift ensures your legacy makes a statement about the things that are important to you. It also has an added advantage of not impacting your current financial situation. Many grateful patients or their families are making provisions in their wills to support the Royal Alexandra Hospital. One example is the parents of an infant who received lifesaving care in our Neonatal Intensive Care Unit when she was born prematurely. Another is an elderly woman who had both hips replaced by Royal Alexandra surgeons. These kind people have been grateful enough to commit a portion of their estates to support these centres at the hospital. Stephen Boyd is the Vice President of the Foundation. As a lawyer with years of experience in the charitable sector, Boyd encourages seniors to consider planned giving. “Where there’s a Will, there’s a way,” Boyd says with a laugh. “We’ve all heard this expression when facing some challenge in our lives, but it also has HOPE GROWS HERE “My hope is that when people come to this new hospital and see my name, they’re going to have a little extra hope – that real, uplifting hope – that things will turn out okay.” another meaning. A properly drafted, up-to-date Will is the best way to be sure that your estate will be handled exactly as you wish.” There are many options for donors when it comes to planned giving at the Royal Alexandra. “More often than not, people want to make a gift to a specific program at the hospital,” explains Boyd. “They decide what part of the Royal Alex that is the most important to them – Orthopedics, Ophthalmology, Cardiology – and want their gift to support it.” The Foundation receives support from all corners of the community. However, the Foundation is especially grateful for smaller gifts from ordinary people who want to give because of personal reasons. The Foundation makes every effort to acknowledge its donors through a comprehensive donor recognition program. “Recognizing our supporters is an absolute priority for us,” says Rishma Karmali, Director of Stewardship for the Foundation. “If someone is kind enough to consider the Royal Alexandra Hospital during their lifetime or provide a gift in their Will, then we want to do more than just say ‘thank you’. We want to hear their stories and acknowledge their contributions.” With proper care, arranging for a planned gift to a valued community resource – like the Royal Alexandra Hospital – can become something larger and more meaningful than you ever imagined. If you’re considering making a planned gift in your estate or during your lifetime, please consider the Royal Alexandra Hospital. For more information on planned giving, please contact Stephen Boyd, LL.B of the Royal Alexandra Hospital Foundation at (780) 735-5061 or sboyd@royalalex.org. The Victoria Foundation celebrates 75 years of ® connecting people who care with causes that matter It was the midst of the Depression in 1936 when Burges Gadsden forwarded a cheque for $20 on behalf of his mother, Fannie, to establish the Victoria Foundation. After learning about community foundations in the United States and Winnipeg, Burges had a vision of creating a local permanent endowment fund that would pool donations and invest them, using the earnings to support community needs for the long term. That initial $20 donation was the realization of his dream - and little did he know, the establishment of an organization that in the decades ahead was going to shape many aspects of the Victoria community. The Victoria Foundation grew slowly and quietly through the early years, holding its meetings at the Sunshine Inn - a downtown soup kitchen for the unemployed and homeless. By 1957, the endowment was a mere $900, but it continued to grow. By 1969, assets had reached over $22,000 and the first grants were made to the Boys’ Club of Victoria, the Victoria Association of Community Living Victoria’s Sunshine Inn - the original site of the Victoria Foundation. and the Maritime Museum of BC - a total of $7,000. Since then, the Foundation has never looked back. Today, it continues to steward its donors, facilitate philanthropy and invest in charitable organizations making a difference in a wide array of areas including: arts, culture and heritage; community services; education; environment; and health and recreation. This year marks the Victoria Foundation’s 75th anniversary, a milestone to celebrate not only the past and present, but the future. This is where giving grows. And grows. Lois Hole’s hope has come true. The Lois Hole Hospital for Women is now helping women of all ages and in all stages of life. The Foundation has initiatives planned throughout the year to recognize 75 years and counting. Currently the sixth largest community foundation in Canada, the Victoria Foundation has lots to be proud of, thankful for and to celebrate! Total assets under management are $180 million and growing. Our vision of connecting people who care with causes that matter® is what keeps us going. As a community foundation, we invest in both the challenges and opportunities in our region, in an effort to create an environment that holds possibilities for everyone. The Victoria Foundation is broad in scope, supporting charitable organizations dealing with pressing problems such as homelessness, hunger and housing, or contributing to the organizations working within the arts, education, environment or health and recreation. All citizens are able to benefit from the best a community can offer, now and over the long-term. Visit www.victoriafoundation.bc.ca or call 250.381.5532 to learn more. For over seven decades, caring individuals and families have been building lasting legacies in our community with endowment funds established at the Victoria Foundation. Donations during your lifetime or through a Will, are invested in perpetuity. The annual returns support a broad scope of ever-changing community needs. We have the experience, the expertise and the flexibility to help you make the right gifts – matching your philanthropic interests with your financial and estate plan. Your gift will grow and continue to give to others for generations to come. Contact us for more information at 250.381.5532 or visit www.victoriafoundation.bc.ca Please consider making a donation or a charitable bequest to the Royal Alexandra Hospital Foundation in support of the Lois Hole Hospital for Women. It will ensure that Lois Hole’s hope will live on. Lois Hole (1929–2005) www.loisholehospit